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Vacation rentals with lake access in Saint Andrew Bay

Find and book unique lake access rentals on Airbnb

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Popular amenities for Saint Andrew Bay lake access rentals

Lake access house rentals

Top guest favorite
A heated pool is surrounded by a paved patio, featuring lounge chairs in deep blue and stylish umbrellas providing shade. Lush greenery and palm trees enhance the tranquil outdoor setting, inviting relaxation on sunny days.
Home in Panama City
5 out of 5 average rating, 25 reviews

Driftwood Dreams

AllysonRating, 5 stars2 weeks ago
We thoroughly enjoyed our stay here. The house was clean, spacious, and just what we needed for a weeks long get away. It was a nice walk to local beach access, and we felt like it was just far enough outside of the “city” to be a peaceful and low key vacation. The neighborhood was tidy and well maintained. We enjoyed the pool on our days off of the beach & our mornings spent on the screened in porch.
Guest favorite
A charming two-story house is surrounded by well-maintained landscaping, featuring palm trees and a stone pathway. The home is set back from the road and offers a covered area for parking, with a spacious front porch inviting relaxation.
Home in Inlet Beach
4.91 out of 5 average rating, 200 reviews

Free Golf Cart, 5 min to Beach, Community Pool

BrookeRating, 5 stars4 days ago
had everything we needed for our family of 6. super kid/pet friendly, beautiful/safe neighborhood.. walkable or quick ride on the golf cart to many amazing restaurants + the beach. everything was clean, the pool was great for the kids when they were burnt out on the beach. carolyn and brian were super responsive and helpful. i would stay here again and again!
Luxe
The exterior view showcases a two-story beach home with a spacious layout and a private heated saltwater pool. Surrounding the pool, lounge chairs and a cornhole set are visible on manicured grass, complemented by tropical landscaping and wood decking.
Home in Santa Rosa Beach
5 out of 5 average rating, 14 reviews

Walk to Beach! Pool, Spa, LSV, Bikes! Pet Friendly

DanielleRating, 5 stars3 weeks ago
We have been using AirBnB for several years to book our vacations and this year was by far the most enjoyable experience. The house, pool, neighborhood and proximity to the ocean were all on point and made the stay one of the more memorable ones, and is the first time we would like to return for an annual vacation. The house was impeccably clean and had all the amenities to make a stay with 4 young boys most enjoyable. Whenever my wife needed to communicate with the property managers, responses were professional and courteous within minutes. Thank you!!
Guest favorite
A modern kitchen features a large central island with seating for four. White cabinetry and marble countertops are complemented by stainless steel appliances. Ample natural light enters through the windows, highlighting the sleek design and functionality of the space.
Home in Panama City Beach
5 out of 5 average rating, 12 reviews

Modern Bayfront Home/Walk to Beach/Private Pool

BriannaRating, 5 stars1 week ago
Lisa was a great host extremely responsive and permitted us early check-in which we greatly appreciate as we had a very early flight into town. Being able to go to the house right after travel and relax in the pool was amazing!! The house was beautiful and just as pictured. The amenities are as listed. We prefer a place that has guest access to beach chairs, pool floats, and a grill BUT this is a personal preference and the listing is clear on amenities available to guests. There was no surprises, we knew those weren't available when booking. Ample amount of shampoo, conditioner, and clean linens available! Ample TP, 3 rolls per bathroom and 2-3 paper towel rolls per kitchen area. Great to have a private pool, but you are right next to the neighbors. We had great people beside us, but could be an issue for others. Lisa is a great host and would definitely book with her again!!
Superhost
A light and airy bedroom features a queen-sized bed dressed in a patterned coverlet. Natural light floods in through the sliding glass door, which opens to a balcony. A ceiling fan hangs above, and a TV is mounted on the wall opposite the bed.
Home in Panama City Beach
5 out of 5 average rating, 3 reviews

Minutes to beach & free golf cart. Fenced backyard

JimmyRating, 5 stars3 weeks ago
Very nice rental. We enjoyed evening strolls through the neighborhood on the golf cart. It was close to putt-putt golf and other activities. Beds were too firm for my liking but my wife liked them. Overall a great rental and updated. Would definitely recommend!
Top guest favorite
A vibrant outdoor space features a large fenced yard with colorful striped bean bag chairs and a mural reading 'Panama City Beachin' 1' on the fence. Lush greenery surrounds the area, complementing the lively atmosphere.
Home in Panama City Beach
4.98 out of 5 average rating, 122 reviews

Mini Golf, West End, 0.5 to Beach, By 30A, Yard

Marco DuranRating, 5 stars1 month ago
great place a lot of things to have fun in the house. with your friends o family.
Superhost
The sandy beach is adorned with ocean waves gently lapping at the shore. The words 'WELCOME TO FLORIDA' are artistically written in the sand, accompanied by seashells and a starfish, creating a serene coastal ambiance.
Home in Panama City Beach
4.84 out of 5 average rating, 70 reviews

3 Minute walk to the Beach, 5 pools and 2 Hot Tubs

FeliciaRating, 5 stars1 week ago
We came with a group of 8. I would recommend staying here and would definitely come back. Everything was accurate in the listing. They even have a list of recommendations as for things to do and places to eat. Plenty of space and they had all the right accessories needed for a week stay. Walmart across the street and so many restaurants all in walking distance as well as straight access to the beach. The owners and locals all were just genuinely kind! Richard was very responsive to any questions since the day we booked their place. They checked in on us and made sure we had everything we needed. We have no complaints and highly recommend!
Superhost
An aerial view captures the property’s expansive backyard featuring a sparkling pool surrounded by lounge chairs. The dock provides easy access to water activities, while the fire pit area is visible, offering a cozy gathering spot. Lush greenery enhances the outdoor ambiance.
Home in Panama City Beach
4.86 out of 5 average rating, 14 reviews

DancinOnTheWaves|Pool|Dock|FirePit|Mins2Bch|8PPL

DianeRating, 5 stars2 weeks ago
We had a very peaceful vacation. Everything was as described. Beautiful home and property. I would stay again.

Lake access apartment rentals

Guest favorite
A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.
Apartment in Panama City Beach
4.87 out of 5 average rating, 110 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

EduardoRating, 5 stars4 weeks ago
The place was very beautiful looked better in person than the pictures… lots of pots, pans, and plates for those cooking.. LOTs of beach toys, house was very comfortable, comfy bed and couches
Guest favorite
A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.
Apartment in Panama City
4.97 out of 5 average rating, 30 reviews

Emerald Coast Sea-renity.

BrianRating, 5 stars1 week ago
This place truly is amazing. The community the property is surrounded by is outstanding, the beach was amazing, and the unit itself was everything a family could ask for. It was spotless, extremely well stocked, easy access to the beach, and very close to all the major attractions and things to do in Panama City. We really couldn’t have had a better experience. I highly recommend this stay!
Top guest favorite
A modern dining area is showcased with a round table set for four, complemented by sleek chairs. Floor-to-ceiling windows offer expansive views of the turquoise ocean, enhancing the bright and airy feel of the space. A decorative light fixture adds a touch of elegance.
Apartment in Panama City Beach
5 out of 5 average rating, 12 reviews

Sunbird - Penthouse Direct Ocean

EmonRating, 5 stars1 week ago
Location, Location, Location! The views were great and the place is perfect for a couple, no more than two people as stated! The living room and main area was just as described, however the bathroom layout was a little tight. Would definitely recommend
Top guest favorite
The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.
Apartment in Panama City Beach
4.98 out of 5 average rating, 41 reviews

Paradise in Pirates Cove

ChristopherRating, 5 stars1 week ago
I fully recommend Louis's place - close to great beaches, restaurants and other activities. Louis is really responsive to inquiries. The apartment is very comfortable and was great for a couple/ 2 people. I will try to get this place when I return again to Panama City/ Destin. Thanks Louis!
Guest favorite
A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.
Apartment in Panama City Beach
4.94 out of 5 average rating, 36 reviews

The Palms I Gorgeous Condo with Gulf View

MiriamRating, 5 stars2 days ago
Great vacation spot. Loved view of lake and close to beach. Amazing. Helpful and accessible hosts. They have created a wonderful home away from home! Definitely would stay again!
Guest favorite
An aerial view of the Bay Point Community reveals a serene landscape featuring a calm pond, manicured lawns, and well-maintained pathways. Scenic views of the marina are visible in the distance, alongside lush greenery and neatly arranged villa structures.
Apartment in Panama City Beach
4.81 out of 5 average rating, 21 reviews

Waterview condo on Panama City Beach Golf Course!

DesavierRating, 5 stars1 week ago
I’m I enjoyed my stay a lot place was very nice and not far from anything would highly recommend staying there!!
Top guest favorite
A spacious interior features a king-sized bed with light bedding and pillows. Soft lighting illuminates the area, highlighting a seating arrangement with two chairs and a round coffee table. A fully equipped kitchen is visible in the background, enhancing the open floor plan.
Apartment in Santa Rosa Beach
5 out of 5 average rating, 5 reviews

Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi

KarisaRating, 5 stars3 days ago
This place was a dream! The hosts were amazing the location was perfect. Can’t say enough good things about it. For sure will stay again.
Superhost
A spacious living area is presented, featuring two gray sofas adorned with light-colored throw pillows. A wooden coffee table rests in the center, and a dining area is visible in the background. Natural light filters through multiple windows, enhancing the open layout.
Apartment in Panama City
4.67 out of 5 average rating, 18 reviews

St Andrews Townhome on Lake Ware - A

KaylaRating, 5 stars6 days ago
This townhouse was the perfect location and a great place to stay to visit my family. I’ll be back

Lake access cottage rentals

Top guest favorite
An aerial view captures the charming neighborhood surrounding Hideaway Cottage, showcasing well-maintained homes and the expansive coastline of Panama City Beach. The vibrant blue ocean stretches out towards the horizon, with soft sandy beaches visible just a short distance away.
Cottage in Panama City Beach
5 out of 5 average rating, 7 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

ThomasRating, 5 stars4 weeks ago
Private, fenced, block and a half from the beach. Easy to work with host, exactly what we were looking for. Love it, will be back for sure
A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.
Cottage in Santa Rosa Beach
4.76 out of 5 average rating, 29 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

SophiaRating, 5 stars1 month ago
Second time staying here. I selfishly don’t want to leave a review bc it’s truly a hidden gem. Sandy and Larry are fantastic hosts. Amazingly stocked Airbnb, all the soaps shampoos etc that you need, always a stocked kitchen, lots of beach towels, plenty of bath towels, beach chairs, etc. Everything that you would need for a little beach vacation. It’s a mini kitchenette in the unit but plenty to do some basic cooking. The location is perfect to walk to the beach. Hope you enjoy this gem as much as we do every time.
Guest favorite
A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.
Cottage in Seagrove Beach
4.92 out of 5 average rating, 194 reviews

Seaside 30A "Hemingway" Beach Side Cottage

StephenRating, 5 stars6 days ago
Great stay. Master bedroom bed was comfy and the bedding was soft. Slept like a baby. Lots of floor mats all around which is a beach necessity to keep sand out and comfy in. Rain shower head was a treat and the water pressure was great. Shower curtain was a little pink around the bottom indicating a need to be washed or bleached. Not a big deal and my eyes were closed enjoying the rain head shower anyway. Guest bed wasn’t quite as comfy as the master, but my daughter didn’t have any trouble sleeping in each day. Black out window coverings would be a nice addition as it gets bright early at the beach. Kitchen was well stocked, but the only we used during our stay was the fridge and mw. Checkout duties were normal start the dw and washing machine before you leave. Nothing ridiculous. Wife mentioned that the kitchen cabinets and stove front could use a deep clean. We did have guests in the attached apt. During our stay in the main unit. I could hear them pretty clearly through the walls.
Guest favorite
A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.
Cottage in Panama City Beach
4.92 out of 5 average rating, 36 reviews

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed

BrianRating, 5 stars1 week ago
Lauren’s place was good. Their cleaners did not show up between the people checking out the morning we checked in. Lauren offered some solutions and it was taken care of. She reimbursed our cleaning fee and was finding a new cleaner to use. We had an issue with the clothes dryer not drying well and she sent a guy out the next day to fix it. Overall place was as described cute place nice walking distance to a nice part of the beach. I would say it’s in the more quiet part of PCB which having kids with us is a plus. I would stay there again. Just a few minute drive to pier park and close to gas stations and dollar general. Overall good location and nice place. Also the back yard area is great for people with small dogs very private and super cute with the Astro turf and seating.
Guest favorite
Two green kayaks rest on a grassy area near a wooden dock extending into Deer Point Lake. The calm water reflects trees and vegetation, creating a serene lakeside setting. The dock features a small platform for easy access to the water.
Cottage in Southport
4.92 out of 5 average rating, 24 reviews

4 Person Lake Front Cottage with Kayaks

ThoonyaRating, 5 stars1 week ago
We decided to book a place close to Panama City Beach to vacation. The stay was at a great location by a fresh water lake and about 30 minutes from PCB. We were allowed an early check-in which was awesome to be able to spend the day longer. The laundry room is communion shared and there is room to park a 25 foot boat or greater I'll say. The only drawback is if you plan on cooking large home meals, the kitchenette is limited. Overall this was a good value and I feel will succeed for future occupants.
Guest favorite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Panama City Beach
4.92 out of 5 average rating, 36 reviews

The Cottage on Alta Vista-so charming!

JenniferRating, 5 stars2 weeks ago
This is our second time returning to this cottage and we just love it! Everything about this Airbnb is amazing. The host was very responsive when we had internet issues that were caused from a storm. Had the issue fixed within a couple hours. The house is super charming and in a great location. Beds and pillows are very comfortable! Our dogs love the fenced in yard. We will be returning next year I’m sure of it!!!
Superhost
A two-story cottage with gray siding and a light-colored roof features well-maintained landscaping. The home is set back from the street, surrounded by greenery and colorful blooming plants. A paved driveway leads to a garage door, enhancing the welcoming exterior.
Cottage in Rosemary Beach
4.78 out of 5 average rating, 9 reviews

30 A Beach Access, Sea La Vie

ChrisRating, 5 stars2 weeks ago
This has been the BEST airbnb I've stayed at so far. Will definitely be getting this place again on my next visit to Panama city.
Guest favorite
The coastal-cottage-style home is framed by lush greenery, showcasing a welcoming porch with white columns and dark steps. A spacious garage is visible, filled with various sports equipment, including paddleboards and bicycles, highlighted by a large yellow paddleboard leaning against the exterior.
Cottage in Inlet beach
4.97 out of 5 average rating, 35 reviews

Kid friendly golf cart sports gear pool lake beach

ChristopherRating, 5 stars2 weeks ago
Lovely home and location especially for a family with children! Has everything you need at the house and lots of things to do in the surrounding area. It didn’t feel like a typical AirBnB with most basic amenities possible, it was truly nearly as comfortable as our own home. Thanks for having us!

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