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Vacation rentals with lake access in Saint Andrew Bay

Find and book unique lake access rentals on Airbnb

Top-rated lake access rentals in Saint Andrew Bay

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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An outdoor balcony features comfortable wicker seating, including two chairs and a matching coffee table, overlooking the beach. The expansive view showcases the ocean and coastline, with gentle waves lapping at the shore under a clear blue sky.

Condo in Panama City Beach

4.81 out of 5 average rating, 114 reviews

"Beach Getaway " gulfview 1 br 2 ba bunk sleep 4-6

Beautiful 1 bedroom plus additional bunk bed area ,2 bath condo at 16 th floor Gulfview located at most famous and very attractive Laketown Wharf condo . At the night music-colour fountains show at the lake. Centrally located with walking distance to the beach( 5 minutes), shops, restaurants and more. Condo complex offer parking garage, 4 pools, hot tubs, pickle ball, eatery and much more.Very spaciuos rooms with big balcony. WiFi,Cable, unit is fully stocked. Resort fee $82 once when arrive.

A spacious studio features a comfortable sofa and a large bed. Natural light enters through sliding glass doors, revealing a serene view of the lake. Decorative elements, including framed artwork and a cozy area rug, enhance the inviting ambiance.

Condo in Panama City Beach

4.86 out of 5 average rating, 119 reviews

Casa Sol - Bright, Renovated, Studio by The Beach.

Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

Top guest favorite

The Big Bee, a 1946 tugboat, is docked at a wooden pier, showcasing its black hull and distinctive green cabin. Its stern features a railing and a small step leading to the dock. The calm waters of St. Andrews Bay reflect the sky, creating a serene setting.

Houseboat in Panama City

5 out of 5 average rating, 32 reviews

Historic Tugboat on St.Andrews Bay - Secluded Dock

Enjoy nature aboard this 1946 tugboat on a 400 ft. private dock in St. Andrews Bay. Watch as the sun sets over the bay, enjoying a glass of wine on the padded teak lounge chairs at the stern of the boat. You might see dolphins feet away from the dock, herons, ospreys, seagulls and pelicans diving for a meal. You might even spot one of our resident bald eagles or the occasional manatee. Walk, bike or drive to the heart of vibrant St. Andrews and its renowned restaurants, many with live music.

A serene waterfront view captures vibrant hues of orange and pink reflected in the calm water at sunset. A solitary heron stands gracefully in the foreground, while lush greenery frames the scene, enhancing the tranquil atmosphere.

Apartment in Panama City

4.95 out of 5 average rating, 44 reviews

Oasis by the Bay. 10 miles from Panama City Beach

Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.

An open living area features a light grey sectional sofa adorned with decorative pillows, accompanied by a wooden coffee table with a tray. A nearby dining area displays a wooden table surrounded by light-coloured chairs, with a view of the modern kitchen visible in the background.

Townhouse in Santa Rosa Beach

4.92 out of 5 average rating, 118 reviews

Salty & Chic | Stylish Labor Day Stay w/ Bikes

Relaxation awaits as you walk through the front door of this idyllic 2 bedroom townhome nestled in the picturesque community of Prominence, one of Scenic Highway 30A's newest gems. Perfect for a small family or ideal for a couple’s getaway the coastal inspired theme woven throughout the home makes the travails of every day life seem like a distant land far off on the horizon. Once you are here, we are confident that “Shore Beats Working” will become your favorite beach vacation destination.

Top guest favorite

The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.

Condo in Inlet Beach

4.99 out of 5 average rating, 162 reviews

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Recommended by ‘TRAVEL + LEISURE’, FlipFlopsOn II is 80 steps to Inlet Beach, one of FL’s most beautiful white-sand Gulf Coast beaches! This dreamy full studio sleeps 4 (4 beds), & sits beachside of the 30A National SCENIC BYWAY adjacent to Lake Powell; walk/bike to Inlet, Alys & Rosemary Beach dining & entertainments Featuring a clean Cali-Florida vibe, POOL, GRILL, beach gear, fast wi-fi, smart TV, fully-equipped kitchen, & sunsets from your private patio! Park your car, walk everywhere!

An open-concept living space is presented with modern furnishings and a cozy atmosphere. A comfortable sofa faces a flat-screen television, while a kitchen island provides ample counter space. Large windows offer views of the lake, allowing natural light to fill the room.

Apartment in Panama City Beach

4.85 out of 5 average rating, 168 reviews

"Islandia 316" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units available - please visit my profile.

Top guest favorite

The cozy living area features a white sectional sofa and an accent chair, positioned around a light-colored coffee table. Soft natural light filters through multiple windows, creating an inviting space highlighted by a patterned rug and a modern ceiling fan.

Guesthouse in Santa Rosa Beach

5 out of 5 average rating, 194 reviews

"Watercolor-Getaway Bungalow” Beach/6 Pools/Camp

The "Getaway Bungalow" is a carriage house located in Watercolor FL across from Seaside. This ideal vacation rental is separate from the private home in a spacious studio-like room. The cozy carriage house is located on a quiet cul-de-sac overlooking a beautiful pond steps away from the beach, Camp Watercolor, and Seaside, FL. Amenities •Elevator (Lift) •Smart TV/Internet •2 Bikes/Beach Chairs/Umbrella •Parking at Carriage House Kitchen •Refrigerator •Microwave •Coffee Maker •Dishwasher

Top guest favorite

A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.

Condo in Panama City Beach

4.95 out of 5 average rating, 168 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

The exterior of the home is showcased against a vibrant sunset sky. The structure features multiple levels with large windows, surrounded by lush greenery and palm trees. A wooden deck leads to the entrance, complementing the relaxing atmosphere.

Home in Panama City

4.96 out of 5 average rating, 25 reviews

Organic Design with a Resort Style Heated Pool

Step into a realm of unparalleled luxury with this stunning single-family private oasis. Nestled away in a prime location, our organically designed retreat provides an ideal home base to explore the surrounding beaches and attractions. Featuring a resort style heated pool, a private dock, 2 kayaks, outdoor grill and dining area, fire pit, and so much more! Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

A balcony overlooking the Gulf displays a small round table with two chairs. The serene view includes the ocean and nearby establishments, providing a sense of tranquility. The spacious area is bathed in natural light, enhancing the inviting atmosphere.

Condo in Panama City Beach

4.87 out of 5 average rating, 109 reviews

Catch My Drift Gulf Views -Breath of Sea Air!

"CATCH MY DRIFT" SUPER HOSTED! Gulf views 12th floor-KING (memory foam mattress) in Main suite w/attached full bath, custom private bunk room w/ TVs at the end of each bunk and attached private full bath. ALL newer furnishings, carpet, paint, appliances, HUGE TVs, FRESH Linens, cookware, beautiful outdoor furniture overlooking the GULF! RESORT-5 Pools (1 heated),2 hot tubs, fitness room, RESTAURANTS, Live entertainment, Private Lake w/water shows! BOOK NOW!

A private balcony provides a coastal view of the beach and ocean, featuring comfortable wicker seating and a small table. The space is complemented by decorative pillows, with sunlight illuminating the inviting outdoor area.

Condo in Panama City Beach

4.86 out of 5 average rating, 147 reviews

TIME TO RELAX! {BEACH,POOL,TIKI BAR,GYM} *REGENCY*

This beach condo is a spacious 3 Bedroom 2 Bath - The deck is west facing with beautiful sunset views from the 4th floor. Amenities: Tiki hut with food and beverage services, full gym, jacuzzi, two pools (one heated) & Kiddie Pool :) Primary guest must be 23 years or older(please inquire if not). Private WiFi for guest privacy FREE Beach chair & Umbrella on-site We have 7 total beds- king, 2 queens, 2 twins, 2 fulls! Perfectly fit for 12 guests!

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Popular amenities for Saint Andrew Bay lake access rentals

Free parking on premises

Air conditioning

Lake access house rentals

A heated pool is surrounded by a paved patio, featuring lounge chairs in deep blue and stylish umbrellas providing shade. Lush greenery and palm trees enhance the tranquil outdoor setting, inviting relaxation on sunny days.

Home in Panama City

5 out of 5 average rating, 32 reviews

Driftwood Dreams

Top guest favorite

The open living area features a light-colored sectional sofa and accent chair, arranged around a glass coffee table. Large windows provide views of the lagoon, and a flat-screen TV is mounted on the wall. The dining area includes a spacious table and modern light fixtures enhance the atmosphere.

Home in Panama City

4.92 out of 5 average rating, 13 reviews

Dolphin Days Lagoon Escape

A charming two-story house is surrounded by well-maintained landscaping, featuring palm trees and a stone pathway. The home is set back from the road and offers a covered area for parking, with a spacious front porch inviting relaxation.

Home in Inlet Beach

4.9 out of 5 average rating, 208 reviews

Free Golf Cart, 5 min to Beach, Community Pool

Top guest favorite

A wooden dock extends into a calm lake, surrounded by natural greenery. A seating area with chairs is present on the dock, offering scenic views of the water. A large umbrella provides shade, with a backdrop of peaceful homes lining the opposite shore.

Home in Santa Rosa Beach

5 out of 5 average rating, 55 reviews

Waterfront/Golf Cart/Walk to Public Beach!

A contemporary two-story home with a white exterior is framed by lush greenery. The front porch features white railings, and a light blue door provides an inviting entrance. Paved stones lead to the home, contributing to a clean and organized appearance.

Home in Walton County

4.97 out of 5 average rating, 60 reviews

Inlet Beach Home with Multiple Beach Accesses

A modern kitchen features a large central island with seating for four. White cabinetry and marble countertops are complemented by stainless steel appliances. Ample natural light enters through the windows, highlighting the sleek design and functionality of the space.

Home in Panama City Beach

5 out of 5 average rating, 17 reviews

Modern Bayfront Home/Walk to Beach/Private Pool

A coastal-style beach house is pictured with a light-colored exterior and a welcoming turquoise front door. Lush greenery and potted plants enhance the entrance, while a paved driveway leads to a two-car garage. Clear blue sky creates a bright backdrop for the property.

Home in Walton County

5 out of 5 average rating, 13 reviews

Rays and Waves

A warm and inviting living area features a sleek brown leather sofa with circular armrests, positioned on a textured black-and-white patterned rug. Two round, light-colored side tables sit in front of the sofa, and a leafy indoor plant is placed nearby, along with decorative wall art.

Home in Panama City Beach

4.95 out of 5 average rating, 21 reviews

The Pineapple Bungalow near 30A/Rosemary Beach

Lake access apartment rentals

A sandy path through grassy dunes leads to the tranquil beach. Lush greenery and beach grasses frame the scene, while the blue ocean is visible in the distance under a bright sky with scattered clouds.

Apartment in Panama City Beach

4.95 out of 5 average rating, 43 reviews

Barefoot Bungalow Beachfront

A bright dining area features a small table with two white chairs positioned by a large window. A potted plant sits at the center of the table, while the stunning view of the ocean stretches out beyond the window, showcasing vibrant blue and green hues.

Apartment in Panama City Beach

4.83 out of 5 average rating, 24 reviews

Stunning fun-filled beachfront condo

A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.

Apartment in Panama City Beach

4.88 out of 5 average rating, 115 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

Gentle waves lap against a pristine sandy shore, with clear turquoise water stretching to the horizon. The beach features soft, white sand with faint footprints leading into the shallows, creating a serene coastal scene under a bright blue sky.

Apartment in Santa Rosa Beach

5 out of 5 average rating, 27 reviews

Newly renovated modern studio steps from the beach

A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.

Apartment in Panama City

4.95 out of 5 average rating, 37 reviews

Emerald Coast Sea-renity.

Top guest favorite

The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.

Apartment in Panama City Beach

4.98 out of 5 average rating, 52 reviews

Paradise in Pirates Cove

A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.

Apartment in Panama City Beach

4.95 out of 5 average rating, 40 reviews

The Palms I Gorgeous Condo with Gulf View

An aerial view of the Bay Point Community reveals a serene landscape featuring a calm pond, manicured lawns, and well-maintained pathways. Scenic views of the marina are visible in the distance, alongside lush greenery and neatly arranged villa structures.

Apartment in Panama City Beach

4.85 out of 5 average rating, 27 reviews

Waterview condo on Panama City Beach Golf Course!

Lake access cottage rentals

Top guest favorite

An aerial view captures the charming neighborhood surrounding Hideaway Cottage, showcasing well-maintained homes and the expansive coastline of Panama City Beach. The vibrant blue ocean stretches out towards the horizon, with soft sandy beaches visible just a short distance away.

Cottage in Panama City Beach

5 out of 5 average rating, 9 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.

Cottage in Santa Rosa Beach

4.77 out of 5 average rating, 31 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.

Cottage in Seagrove Beach

4.92 out of 5 average rating, 200 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.

Cottage in Panama City Beach

4.9 out of 5 average rating, 40 reviews

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed

A quaint outdoor space features a picnic table surrounded by gravel, ideal for gatherings. In the background, the serene lake reflects the soft hues of twilight, framed by trees and kayaks at the water's edge.

Cottage in Southport

4.93 out of 5 average rating, 27 reviews

4 Person Lake Front Cottage with Kayaks

A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.

Cottage in Panama City Beach

4.91 out of 5 average rating, 43 reviews

The Cottage on Alta Vista-so charming!

A two-story cottage with gray siding and a light-colored roof features well-maintained landscaping. The home is set back from the street, surrounded by greenery and colorful blooming plants. A paved driveway leads to a garage door, enhancing the welcoming exterior.

Cottage in Rosemary Beach

4.67 out of 5 average rating, 12 reviews

30A Beach Access, Sea La Vie

An aerial view features vibrant beach cottages in various colors, set against the turquoise waters of the Gulf. In the distance, a long pier extends into the sea. Palm trees are visible, with the nearby sandy beach indicated by the arrow pointing at the orange cottage.

Cottage in Panama City Beach

5 out of 5 average rating, 10 reviews

The Orange Oasis Summertowne Cottage #12

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