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Vacation rentals with lake access in Bay County

Find and book unique lake access rentals on Airbnb

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Popular amenities for Bay County lake access rentals

Lake access house rentals

Superhost
A modern kitchen features a spacious island with a sleek white countertop, complemented by stainless steel appliances and a stylish chandelier above. The cabinet space is ample, and natural light illuminates the area from nearby windows, creating an inviting and functional cooking space.
Home in Walton County
5 out of 5 average rating, 4 reviews

Lux Beach Glam Home! Walk/Golf Cart 2 Beach & Pool

CelineRating, 5 stars1 month ago
Great stay, we will definitely be back! The house included every little thing we may have needed with much thought and care put into our stay. The host was super friendly and responsive.
Guest favorite
A charming two-story house is surrounded by well-maintained landscaping, featuring palm trees and a stone pathway. The home is set back from the road and offers a covered area for parking, with a spacious front porch inviting relaxation.
Home in Inlet Beach
4.91 out of 5 average rating, 202 reviews

Free Golf Cart, 5 min to Beach, Community Pool

SydneyRating, 5 stars1 week ago
We had an amazing stay at this beautiful beach house! The home was spotless, well-maintained, and had everything we needed for a comfortable stay. The hosts were incredibly communicative, and accommodating before and throughout our stay. The location was perfect—just a short drive to the beach and town, and nestled in a safe, quiet neighborhood. We couldn’t have asked for a better place and would absolutely stay here again. Highly recommend!
Guest favorite
A blue six-seater golf cart is parked in front of a garage with an open door. Inside the garage, a spacious game area is visible, featuring a large work table and a television mounted on the wall.
Home in Panama City Beach
4.98 out of 5 average rating, 48 reviews

Golf Cart | Games | King | 5GB Wifi | EV charger

RachelRating, 5 stars6 days ago
This home was such a blessing to us! We didn't realize how amazing it was to be able to use the golf cart to get to the beach AND Publix until we got there. It made our travel so stress free and convenient! I was grateful for the host's maps they provided so we never felt confused on where to go. We also loved that the house was so close to great restaurants at and around Rosemary Beach. The home was clean and incredibly kid friendly in its amenities for my 3 and 1 year old. Wish we could have stayed another day!
Guest favorite
A spacious living area is furnished with a gray sofa, two dark armchairs, and a coffee table on a wooden floor. Large windows provide natural light, and the walls are painted in a soft gray. Decorative signs and wall art add a casual charm.
Home in Panama City Beach
4.96 out of 5 average rating, 24 reviews

BayFront Home with Boat Dock

DanielleRating, 5 stars2 months ago
Everything was wonderful! Esther was quick to respond when we had an issue with the boat lift. The house was conveniently located near the gulf.. perfect place to bring a boat. Our family enjoyed our Easter weekend at Esther’s place. We will be back!
Top guest favorite
A three-story white coastal home features a contemporary design, with large windows enhancing natural light. The driveway is lined with palm trees, providing a tropical ambiance. Stone pathways lead to the entrance, surrounded by well-maintained landscaping and grass.
Home in Rosemary Beach
5 out of 5 average rating, 46 reviews

Golf Cart ~ Pool ~ Lake and Beach Access

DeAnnaRating, 5 stars1 month ago
We enjoyed our stay and there was everything we needed and more for our mother/daughter girls adult trip! Home was very clean, beds were comfortable and kitchen had everything needed, including a Kuerig which was not in photos but was a big plus. Also had a few more beach chairs than pictured which was also a nice bonus. Kitchen was very spacious and fully equipped! Local restaurants were also great and loved the privacy of area and beach access! Would definitely return! Only down side was that majority of bedrooms are on 3rd floor and kitchen/living area is on second floor… being able to use the elevator would have been a plus.. especially on check in/out day but all in all great stay and lovely property and if you’re in good health then not a problem but if have knee problems then this might not be a good fit.
Top guest favorite
A spacious exterior view of the bungalow is showcased, featuring well-maintained landscaping with vibrant green grass and palm trees. The home is designed with a modern style, complemented by a covered parking area. Bright blue skies and scattered clouds enhance the inviting setting.
Home in Panama City Beach
5 out of 5 average rating, 19 reviews

30A Beach Bungalow

TimothyRating, 5 stars4 days ago
Amanda was very helpful and responsive. The listing and the place were on point. It was great for us as we were close to our relatives, quiet, and peaceful. The location was also centralized for all the fishing spots as well. If we are back in the area, this will be the first place we try to reserve.
Top guest favorite
Home in Chipley
4.96 out of 5 average rating, 52 reviews

Latitude Adjustment

AngieRating, 5 stars1 month ago
I can't say enough great things about this home! it is immaculate! Donald gave very clear checkin instructions and even let us checkin early which was very helpful. The home was exactly as pictured and described. The lake and use of the row boat made the kids with us very happy. Not to mention breathtaking sunsets! I loved the amount of extra pillows and blankets. Everyone always needs one more and we had plenty. The kitchen was fully stocked and very clean. Bathrooms also very clean. Screened in porch was a nice extra bonus. Donald is a fabulous host. I had a few questions and he was very responsive and helpful. The home is very spacious, comfortable and clean. The price makes this home an absolute steal! Booking your vacation at this little slice of heaven is the best decision you'll ever make!!
Top guest favorite
A vibrant outdoor space features a large fenced yard with colorful striped bean bag chairs and a mural reading 'Panama City Beachin' 1' on the fence. Lush greenery surrounds the area, complementing the lively atmosphere.
Home in Panama City Beach
4.98 out of 5 average rating, 124 reviews

Mini Golf, West End, 0.5 to Beach, By 30A, Yard

AaliyahRating, 5 stars1 week ago
My family and I loved the place—it was a home away from home. The house was beautiful, and there were a lot of activities and games to do. I definitely would recommend it; you won't be disappointed in this home.❤️

Lake access apartment rentals

Guest favorite
A bright living area features a blue sofa and a wooden coffee table, complemented by decorative pillows. Two large windows offer views of the lake and access to a balcony. A ceiling fan and framed artwork add to the room's relaxed atmosphere.
Apartment in Panama City Beach
5 out of 5 average rating, 6 reviews

Sunshine On My Mind ~ Lake Front! ~ 7 min to 30A!

ShelbyRating, 5 stars2 months ago
My husband, dog, and I spent a week here and loved every minute of it! Carillon Beach is absolutely beautiful, the pools are amazing, and community is lovely. We loved being close to 30a and hopping around all the beach towns in the evenings, as well as being near pier park for our dog :) The unit is exactly what is pictured and had ample space for us. Seriously our dream vacation, we will 1000000% be back!
Guest favorite
A sandy path through grassy dunes leads to the tranquil beach. Lush greenery and beach grasses frame the scene, while the blue ocean is visible in the distance under a bright sky with scattered clouds.
Apartment in Panama City Beach
4.95 out of 5 average rating, 39 reviews

Barefoot Bungalow Beachfront

MichaelRating, 5 stars3 weeks ago
This condo is awesome. It was our first time in Panama City Beach and we will definitely go back. Chris and Cameron are extremely responsive and amazing hosts. The place is exactly as described in the post and what you see in the pictures is what it looks like. You can’t get closer to the beach and the area is great. Very quiet and clean gated community with a private beach (no public access). Beach was clean and absolutely amazing. The place is really close to some grocery stores, cvs and some really good restaurants. We definitely recommend this place to anyone who’s looking for a quiet vacation.
Guest favorite
A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.
Apartment in Panama City Beach
4.87 out of 5 average rating, 110 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

EduardoRating, 5 stars1 month ago
The place was very beautiful looked better in person than the pictures… lots of pots, pans, and plates for those cooking.. LOTs of beach toys, house was very comfortable, comfy bed and couches
Guest favorite
A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.
Apartment in Panama City
4.97 out of 5 average rating, 31 reviews

Emerald Coast Sea-renity.

RebekahRating, 5 stars2 days ago
Overall, this condo was a 10/10! Beautiful and peaceful location, steps away from the beach and Roysan’s condo had more than enough space and amenities. My only complaint would be around the dirty dishes and items in the kitchen, but overall, I would love to visit again and I am thankful for such a responsive and attentive host!
Superhost
The living area features two medium-sized sofas and a love seat, arranged around a central coffee table. A large flat-screen TV is positioned against the wall, while expansive glass doors lead to a balcony with views. Light-colored curtains complement the room's coastal theme.
Apartment in Panama City Beach
4.67 out of 5 average rating, 6 reviews

Cozy and Luxury Condo With View

WilliamRating, 5 stars2 months ago
Great place and great communication
Guest favorite
A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.
Apartment in Panama City Beach
4.95 out of 5 average rating, 37 reviews

The Palms I Gorgeous Condo with Gulf View

MiriamRating, 5 stars1 week ago
Great vacation spot. Loved view of lake and close to beach. Amazing. Helpful and accessible hosts. They have created a wonderful home away from home! Definitely would stay again!
Guest favorite
An aerial view of the Bay Point Community reveals a serene landscape featuring a calm pond, manicured lawns, and well-maintained pathways. Scenic views of the marina are visible in the distance, alongside lush greenery and neatly arranged villa structures.
Apartment in Panama City Beach
4.83 out of 5 average rating, 23 reviews

Waterview condo on Panama City Beach Golf Course!

AdamRating, 5 stars1 day ago
Had a great stay! The place was clean, cozy, and just what we needed. Montanna was incredibly kind and responsive throughout the trip, which made everything smooth and stress-free. Would definitely recommend staying here!
Guest favorite
The living area features a light blue wall, enhancing the spaciousness. A comfortable gray sofa faces a white coffee table and a dining table with white chairs. Natural light floods the space through the sliding glass doors, revealing a stunning Gulf view from the balcony.
Apartment in Panama City Beach
5 out of 5 average rating, 10 reviews

Laketown Wharf 509: Gulf Views + Free Activities!

TeonRating, 5 stars3 weeks ago
I will be staying again

Lake access cottage rentals

Top guest favorite
An aerial view captures the charming neighborhood surrounding Hideaway Cottage, showcasing well-maintained homes and the expansive coastline of Panama City Beach. The vibrant blue ocean stretches out towards the horizon, with soft sandy beaches visible just a short distance away.
Cottage in Panama City Beach
5 out of 5 average rating, 8 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

ElishaRating, 5 stars1 week ago
Host was very responsive and friendly. The place had everything imaginable to be able to cook for our family. Patio space was great to have another family staying in PCB over to grill out and sit outside to eat and enjoy the weather and company. We really enjoyed our stay! Easy walking to the private beach access. Chairs and beach cart available were super helpful! Kids loved walking to mini golf, carts, and Alvin’s too!
Guest favorite
A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.
Cottage in Panama City Beach
4.89 out of 5 average rating, 37 reviews

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed

BrianRating, 5 stars2 weeks ago
Lauren’s place was good. Their cleaners did not show up between the people checking out the morning we checked in. Lauren offered some solutions and it was taken care of. She reimbursed our cleaning fee and was finding a new cleaner to use. We had an issue with the clothes dryer not drying well and she sent a guy out the next day to fix it. Overall place was as described cute place nice walking distance to a nice part of the beach. I would say it’s in the more quiet part of PCB which having kids with us is a plus. I would stay there again. Just a few minute drive to pier park and close to gas stations and dollar general. Overall good location and nice place. Also the back yard area is great for people with small dogs very private and super cute with the Astro turf and seating.
Guest favorite
Two green kayaks rest on a grassy area near a wooden dock extending into Deer Point Lake. The calm water reflects trees and vegetation, creating a serene lakeside setting. The dock features a small platform for easy access to the water.
Cottage in Southport
4.92 out of 5 average rating, 25 reviews

4 Person Lake Front Cottage with Kayaks

ThoonyaRating, 5 stars2 weeks ago
We decided to book a place close to Panama City Beach to vacation. The stay was at a great location by a fresh water lake and about 30 minutes from PCB. We were allowed an early check-in which was awesome to be able to spend the day longer. The laundry room is communion shared and there is room to park a 25 foot boat or greater I'll say. The only drawback is if you plan on cooking large home meals, the kitchenette is limited. Overall this was a good value and I feel will succeed for future occupants.
Guest favorite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Panama City Beach
4.89 out of 5 average rating, 38 reviews

The Cottage on Alta Vista-so charming!

ShannonRating, 5 stars2 days ago
We rented this home for a softball tournament that was being played at Frank Brown Park. The house is super close to the park and to Pier Park for shopping. We were not able to enjoy the beach but the access is only a few minutes drive from the house. The neighborhood is golf cart friendly and very quiet. The fenced in yard was wonderful for our dogs. The house is super cute and clean. There were 3 of us and 2 dogs and we were very comfortable. The beds and furniture are comfy and clean. Cassandra is a very responsive host. Thank you for letting us use your home, we will definitely be back.
An intricate fire pit is showcased, featuring the engraved word 'Choctaw.' Flames dance atop the burning logs, surrounded by a stone patio. Nearby, a basket filled with pine cones adds a rustic touch to the natural setting of tall trees and greenery.
Cottage in Ponce de Leon
5 out of 5 average rating, 12 reviews

Choctaw Lodge Retreat

LindaRating, 5 stars35 months ago
Can’t wait to go back to Kathryn and Ron’s property. Was such an amazing weekend, they are an amazing persons and very gentle with us. The food was delicious and made by Kathryn, I loved the boat ride with Ron; husband and I were amazed by the Choctawhatchee river. For sure we will be back!
Superhost
A two-story cottage with gray siding and a light-colored roof features well-maintained landscaping. The home is set back from the street, surrounded by greenery and colorful blooming plants. A paved driveway leads to a garage door, enhancing the welcoming exterior.
Cottage in Rosemary Beach
4.78 out of 5 average rating, 9 reviews

30A Beach Access, Sea La Vie

ChrisRating, 5 stars4 weeks ago
This has been the BEST airbnb I've stayed at so far. Will definitely be getting this place again on my next visit to Panama city.
Guest favorite
The coastal-cottage-style home is framed by lush greenery, showcasing a welcoming porch with white columns and dark steps. A spacious garage is visible, filled with various sports equipment, including paddleboards and bicycles, highlighted by a large yellow paddleboard leaning against the exterior.
Cottage in Inlet beach
4.97 out of 5 average rating, 36 reviews

Kid friendly golf cart sports gear pool lake beach

ChristopherRating, 5 stars3 weeks ago
Lovely home and location especially for a family with children! Has everything you need at the house and lots of things to do in the surrounding area. It didn’t feel like a typical AirBnB with most basic amenities possible, it was truly nearly as comfortable as our own home. Thanks for having us!
Guest favorite
The charming cottage exterior features a welcoming entrance with steps leading to a covered porch. A bicycle rests beside a large blue planter, set against a backdrop of lush greenery and cloudy skies.
Cottage in Inlet Beach
5 out of 5 average rating, 70 reviews

Best Kept Secret! Close to 30A – Walk to Beach

KyleRating, 5 stars2 weeks ago
Tucked away at the end of E. Park Place, this home offers a peaceful, private escape. The screened-in porch was one of my favorite features, fully equipped and perfect for relaxing with a book or just unwinding. I also appreciated the outdoor shower after beach trips, and the barbecue setup was great for grilling. The house is just a short walk to a stunning stretch of beach, right next to Camp Helen State Park. I used the rental bikes to explore the area, which made getting around easy and fun. The kitchen was fully stocked, everything was very clean and thoughtfully maintained, and the host was quick to respond to any questions. It’s a quiet, well-kept Airbnb that I’ll definitely be returning to.

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