Vacation rentals with lake access in Bay County

4.96 out of 5 average rating, 103 reviews

A log cabin sits in a serene landscape by the water, surrounded by lush greenery. A private dock is visible, featuring two chairs and a colorful kayak resting by the shore. The cabin's expansive windows reflect the natural light, enhancing the tranquil setting.

Cabin in Youngstown

River fishing dock, playground, games, 23mi beach

Book today to make extraordinary memories at the Big Dipper Lodge, a remote log cabin with amazing waterfront views you’ll love! Your kids will love the gameroom! You will enjoy fishing & kayaking from the private dock! You can visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs. You’ll love white sandy clear blue water beaches nearby. You can stroll through historic St. Andrew's Bay, and you can walk the Panama City Beach Boardwalk. 28mi to ECP Airport & 47mi to Florida Caverns

4.99 out of 5 average rating, 82 reviews

Cottage in Inlet Beach

Deck, Porch & Yard Galore! | 3BR Coastal Escape

Adults and children alike will enjoy "Knot in Kansas", a private cottage with a sprawling yard and minutes from the beach. Zip through the quaint towns of 30A by bicycle before indulging your taste buds at the many award-winning restaurants that dot the landscape. Steps away, enjoy Camp Helen State Park, affording access to the Gulf of Mexico and Lake Powell, one of the largest coastal dune lakes in FL. Wildlife viewing is popular with a diverse habitat including rare shorebirds and bald eagles.

Superhost

A spacious studio features a comfortable sofa and a large bed. Natural light enters through sliding glass doors, revealing a serene view of the lake. Decorative elements, including framed artwork and a cozy area rug, enhance the inviting ambiance.

4.85 out of 5 average rating, 125 reviews

Casa Sol - Bright, Renovated, Studio by The Beach.

Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

4.99 out of 5 average rating, 170 reviews

The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.

Condo in Inlet Beach

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Praised by Travel + Leisure, FlipFlopsOn II is 80 steps to the sugar-white sands of Inlet Beach — beachside of 30A’s National Scenic Byway on FL’s Gulf Coast. Sleeping four, this sun-washed, open-concept studio retreat is steps to dining & entertainment in Rosemary Beach & Inlet’s village. Designed with a clean coastal aesthetic, featuring a serene pool, grill pavilion, beach gear, ultra-equipped kitchen, & private outdoor living area for golden Gulf sunsets. Park once. Walk everywhere.

4.9 out of 5 average rating, 21 reviews

A welcoming patio view displays a colorful area rug with nautical designs. Beyond, a serene lagoon is framed by lush greenery and tall trees. The scene invites relaxation, with seating arranged for outdoor enjoyment.

Condo in Panama City

Walk to Beach

The Salty Villa at Villas of St Thomas. Enjoy the WALK TO BEACH lifestyle in ground floor villa, private gated community with pool, sauna, tennis courts, shuffle board and boat slips at the Villas of St Thomas. Ground floor villa elegantly decorated with patio overlooking the serene lagoon, where you can unwind while watching the dolphins. Short walk to the beach. Many restaurants within walking distance. Near local attractions, go-cart racing, golf courses, miniature golf, and shopping.

A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.

4.95 out of 5 average rating, 176 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Cottage in Panama City Beach

The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.

4.99 out of 5 average rating, 299 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

4.97 out of 5 average rating, 38 reviews

The exterior of the home is showcased against a vibrant sunset sky. The structure features multiple levels with large windows, surrounded by lush greenery and palm trees. A wooden deck leads to the entrance, complementing the relaxing atmosphere.

Home in Panama City

A Modern Treehouse Retreat | Resort-Style Pool

Step into a realm of unparalleled luxury with this stunning single-family private oasis. Nestled away in a prime location, our organically designed retreat provides an ideal home base to explore the surrounding beaches and attractions. Featuring a resort style heated pool, a private dock, 2 kayaks, outdoor grill and dining area, fire pit, and so much more! Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.

4.9 out of 5 average rating, 144 reviews

1st flr lakeview near 30A/Pets & Snowbirds welcome

Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome.

The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.

4.96 out of 5 average rating, 134 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

Dome in Panama City Beach

4.98 out of 5 average rating, 132 reviews

Near 30A! Firepit, Beach <1 Mile, Beach Cottage

The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.