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Vacation rentals with lake access in Bay County

Find and book unique lake access rentals on Airbnb

Top-rated lake access rentals in Bay County

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Guest favorite
An outdoor balcony features comfortable wicker seating, including two chairs and a matching coffee table, overlooking the beach. The expansive view showcases the ocean and coastline, with gentle waves lapping at the shore under a clear blue sky.
Condo in Panama City Beach
4.78 out of 5 average rating, 125 reviews

"Beach Getaway " gulfview 1 br 2 ba bunk sleep 4-6

Beautiful 1 bedroom plus additional bunk bed area ,2 bath condo at 16 th floor Gulfview located at most famous and very attractive Laketown Wharf condo . At the night music-colour fountains show at the lake. Centrally located with walking distance to the beach( 5 minutes), shops, restaurants and more. Condo complex offer parking garage, 4 pools, hot tubs, pickle ball, eatery and much more.Very spaciuos rooms with big balcony. WiFi,Cable, unit is fully stocked. Resort fee $82 once when arrive.

Top guest favorite
Home in Panama City
5 out of 5 average rating, 34 reviews

Walk to St Andrews Marina | King Bed | Yard

Walk to St. Andrews Marina, restaurants, and bars from this bright 2BR/2.5BA townhome. Enjoy a king bed, fast Wi-Fi, dedicated workspace, Smart TVs, self check-in, private parking, a fenced yard with patio and grill. Perfect for couples, families, friends, and work trips, with easy access to downtown St. Andrews, local shops, fishing charters, and the beach. A comfortable, convenient home base for relaxing, exploring, or working remotely. Ideal for couples, families, or longer coastal stays.

Guest favorite
A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.
Condo in Panama City Beach
4.9 out of 5 average rating, 147 reviews

Walkout Lakefront Studio/5 min walk to beach/30A

Walk straight out your door to the lake - no stairs, no elevators. This rare ground-floor Carillon studio offers peaceful lake views and an easy 5 min stroll to the beach. Perfect for couples or a small family with a king bed and comfortable pullout sofa. Welcome to Fins Up @Carillon. West end next to Rosemary Beach/30A. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen. 4 pools onsite (1 heated), hot tub, playground, tennis/pickleball/bball courts

Top guest favorite
Home in Panama City Beach
4.97 out of 5 average rating, 114 reviews

Beautiful home, backyard, walk to beach,no pet fee

The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

Top guest favorite
The exterior of the home is showcased against a vibrant sunset sky. The structure features multiple levels with large windows, surrounded by lush greenery and palm trees. A wooden deck leads to the entrance, complementing the relaxing atmosphere.
Home in Panama City
4.98 out of 5 average rating, 40 reviews

A Luxury Bayfront Retreat | Resort-Style Pool

Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

Superhost
A spacious studio features a comfortable sofa and a large bed. Natural light enters through sliding glass doors, revealing a serene view of the lake. Decorative elements, including framed artwork and a cozy area rug, enhance the inviting ambiance.
Condo in Panama City Beach
4.83 out of 5 average rating, 130 reviews

Casa Sol - Bright, Renovated, Studio by The Beach.

Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

Guest favorite
An open-concept living space is presented with modern furnishings and a cozy atmosphere. A comfortable sofa faces a flat-screen television, while a kitchen island provides ample counter space. Large windows offer views of the lake, allowing natural light to fill the room.
Apartment in Panama City Beach
4.84 out of 5 average rating, 180 reviews

"Islandia 316" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units available - please visit my profile.

Top guest favorite
A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.
Condo in Panama City Beach
4.95 out of 5 average rating, 178 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Top guest favorite
The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.
Cottage in Panama City Beach
4.99 out of 5 average rating, 301 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Top guest favorite
A comfortable living area features a light grey sofa adorned with blue and green throw pillows. Natural light fills the space from large glass doors leading to a balcony, with views of the ocean visible in the background. A round marble coffee table sits in front of the sofa.
Condo in Panama City Beach
4.91 out of 5 average rating, 119 reviews

The Coast is Clear for Spring Break PCB

"Coast is Clear" SUPER HOSTED- All new LVP floors throughout, furnishings, paint, linens, bedding, balcony, SS appliances and FULLY STOCKED kitchen! CUSTOM PRIVATE BUNK room full BATH, Smart TV's throughout. Perfectly located on the 6th floor with direct access to parking garage NO ELEVATOR needed! This resort has every luxury you could want- 5 POOLS (1 heated seasonally, 810 Bowling and Games, restaurants, 2 HOT TUBS! HURRY to RESERVE! Veteran Owned!

Guest favorite
A spacious balcony features a wooden dining table surrounded by wicker chairs, offering breathtaking views of the Gulf waters and nearby resort structures. The area is adorned with tropical-themed flooring, enhancing the outdoor dining experience against a backdrop of a clear blue sky.
Condo in Panama City Beach
4.87 out of 5 average rating, 213 reviews

Too Beautiful Spring Breakers Welcome

SUPER HOSTED! Inside: LVP throughout the condo! The 17th floor Gulf views are STUNNING!!SS Kitchen appliances. Main Suite with sliders to balcony and oversized new shower! Bunk Room w/ custom barn door has a 32” TV at end of each bed! Outside A Resort that has it all- 810 Bowling and Games, restaurants, water light shows, 5 pools, 2 oversized hot tubs, putting green, amazing sunrise and sunset views from breathtaking oversized balcony-DINE OUTDOORS!

Guest favorite
Dome in Panama City Beach
4.99 out of 5 average rating, 137 reviews

Near 30A! Firepit, Beach <1 Mile, Beach Cottage

The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

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