Vacation rentals with lake access in Panama City Beach

Townhouse in Rosemary Beach

A contemporary kitchen features light cabinetry and a spacious countertop adorned with a granite surface. Modern appliances are seamlessly integrated, including an oven and a stovetop. Stylish pendant lights provide illumination above the counter where three bar stools are arranged.

4.99 out of 5 average rating, 133 reviews

Lux 30A Town Hm, Heated Pool, CART, Beach & Dining

Stay right on Scenic 30A in this Luxury Getaway & your family will be close to everything with a centrally-located villa. 30A Sandpiper perfectly interprets the Emerald Coast Seaside Spirit 🏖️ a peaceful retreat nestled along the most beautiful beaches in the Gulf of America 🇺🇸. Across 30A is The Big Chill, a 1st-class entertainment district with lots of f/b options. Master BR1 ensuite has spa-like bathroom. 2nd MBR & Great Room each offers balcony access. Property includes 5 ⭐️ Resort Style POOL

Condo in Panama City Beach

A large, inviting pool area is surrounded by lush landscaping, including palm trees and well-kept shrubs. Comfortable lounge chairs are positioned near the edge of the pool, with a spacious deck leading to the water. In the background, a tall building is visible against a clear blue sky.

4.69 out of 5 average rating, 286 reviews

balcony • sauna • dock • 1 block to beach • pool

AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

4.99 out of 5 average rating, 168 reviews

The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.

Condo in Inlet Beach

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Recommended by ‘TRAVEL + LEISURE’, FlipFlopsOn II is 80 steps to Inlet Beach, one of FL’s most beautiful white-sand Gulf Coast beaches! This dreamy full studio sleeps 4 (4 beds), & sits beachside of the 30A National SCENIC BYWAY adjacent to Lake Powell; walk/bike to Inlet, Alys & Rosemary Beach dining & entertainments Featuring a clean Cali-Florida vibe, POOL, GRILL, beach gear, fast wi-fi, smart TV, fully-equipped kitchen, & sunsets from your private patio! Park your car, walk everywhere!

4.89 out of 5 average rating, 141 reviews

A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.

Condo in Sunnyside

Fins Up Carillon/Snowbirds welcome/Lakefront 30a

Welcome to Fins Up @Carillon. Minutes to Rosemary, Seaside, Pier Park, St Andrew’s Park. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. Perfect location mins to 30A activities/ 15 mins to Pier Park. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome

4.94 out of 5 average rating, 182 reviews

Condo in El Centro Beach

Romantic Beachfront Sunsets!

Beachfront. Fully furnished with a spacious floor plan, 9ft ceilings, granite countertops, breakfast bar, large balcony off living room with private grill, dining table/chairs with impressive views of the Gulf of Mexico. First-class amenities include: Fitness Center, Poolside Drink & Snack Bar, 2000 sq.ft Heated, Infinity Edge, Gulf front pool, Whirlpool Spa and Natural Stone Fire Pit. Secure, covered parking. Located 1/2 mile from Pier Park shops, restaurants and Russell Fields Pier.

4.95 out of 5 average rating, 175 reviews

A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.

Condo in Sunnyside

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Cottage in Laguna Beach on the Gulf of Mexico

The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.

4.99 out of 5 average rating, 298 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Condo in Panama City Beach

The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.

4.96 out of 5 average rating, 134 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

4.89 out of 5 average rating, 103 reviews

Illuminated palm trees frame a serene lakeside setting at night. A covered cabana sits nearby, featuring seating arrangements. Soft lighting gently highlights the landscape, reflecting on the water, while a grassy area offers space for relaxation.

Cabin in Panama City

Cabin on Private Beach with Tiki Bar & Cabana

3 Queen beds, 2 bedrooms, queen futon sofa. Lake front, tiki bar with swings, covered cabana. Gated property for privacy. 20 minutes from Panama City Beach. Ten minutes from Ecofina Springs. Stone tiki kitchen with fireplace, pizza oven, open fire Argentine grill and smoker. Full bathroom on the beach equipped with a shower for easy shower. Beach side cabana with privacy shades, 10 inch mattress, 43 inch smart TV, wood fireplace.

Condo in Panama City Beach

A balcony setup is shown with a round table surrounded by six chairs. Comfortable seating is positioned beside greenery, overlooking a stunning expanse of the Gulf. The bright blue sky complements the ocean view, creating an inviting outdoor space.

4.83 out of 5 average rating, 167 reviews

True Blue Penthouse Gulf Views For You!

SUPER HOSTED"TRUE BLUE PENTHOUSE" views!20th FLOOR! FRESH furnishings, bedding, new floors,paint,rugs,TVs including a 65"4K, Upgraded HD!The resort is AMAZING with restaurants ,5 Pools(1 heated seasonally) 2 oversized hot tubs, convention center with scheduled events, 2 story fitness room across from the GULF! Walk to most attractions and Restaurants! HURRY to ensure you get your desired dates! Veteran Owned!

4.9 out of 5 average rating, 199 reviews

Condo in Panama City

Sugar Beach condo steps away from the ocean

Sugar Beach is a gated community, located close to family entertainment spots, nightlife, restaurants, shopping, and golf. No elevator waits or crowded beaches! From your covered patio enjoy the view of the freshwater pond or take a short walk to the pool, clubhouse, grill area, tennis courts, and the beach! You're just a short drive to St. Andrews State Park and several marinas.

4.99 out of 5 average rating, 229 reviews

The exterior of the townhome features a light blue facade with a welcoming front porch and a concrete driveway. Lush palm trees and landscaped foliage surround the entrance, creating a tropical ambiance. A private fenced yard is visible to the side.

Home in Holiday Beach

Sunset Dreams • King Bed • 5 Min Walk to Beach!

🌅 • Welcome to Sunset Dreams! • 🌅 Just two blocks from the sugar-white sands of Panama City Beach in this cozy, modern home — unmatched location in a quiet residential neighborhood near Rick Seltzer Park. This home is a hidden gem on the east end of PCB, where the beach meets the bay, and local favorites are all around.

Popular amenities for Panama City Beach lake access rentals

Kitchen

Wifi

Pool

Free parking on premises

Air conditioning

Lake access house rentals

A spacious living area features a light-colored sectional sofa adorned with soft cushions. A decorative coffee table sits on a colorful area rug, complemented by a small plant on a side table. Natural light streams through large windows, illuminating the cozy environment.

4.9 out of 5 average rating, 215 reviews

Free Golf Cart, 5 min to Beach, Community Pool

An inviting private pool area is showcased, featuring a rectangular salt-water pool surrounded by gray stone pavers. Four lounge chairs are arranged neatly beside the pool, with a palm tree adding a touch of greenery. A covered patio provides shaded seating options.

5 out of 5 average rating, 58 reviews

West End PCB • Private Pool • Baby • Near Beach

4.89 out of 5 average rating, 28 reviews

A modern living area features a blue sectional sofa, complemented by light-colored accent pillows. Two stylish lamps stand beside the seating. A round coffee table sits in the center, surrounded by a soft area rug. A wall mirror and green plants add to the room's decor.

Home in Santa Rosa Beach

Steps to Beach! Pools & Tennis!

5 out of 5 average rating, 24 reviews

The exterior of the home is highlighted by a charming white facade and a metal roof, surrounded by lush palm trees. A welcoming driveway and stone pathway lead to the front porch, creating a sense of approachability to this beach retreat.

Home in Rosemary Beach

Community Pool! Bikes! Pet Friendly! Golf Cart!

The exterior of a two-story home is displayed, featuring a spacious porch adorned with white railings. Palm trees frame the front yard. A soft pink and purple sunset paints the sky, highlighting the inviting white structure with numerous windows reflecting the dusk light.

4.94 out of 5 average rating, 84 reviews

Sweet Caroline

4.98 out of 5 average rating, 40 reviews

A light blue three-story home is framed by lush palm trees, with large windows reflecting the evening sky. The entrance features a garage and paved pathway, welcoming guests. Architectural details include a metal roof and wooden accents, creating a harmonious blend with the natural surroundings.

Home in Inlet Beach

Destination Relaxation is the perfect family getaway.

An aerial view captures the vibrant emerald waters meeting the sandy beach, dotted with colorful umbrellas and beachgoers. Residential buildings line the coastline, and the natural gradient of water color from azure to teal is displayed, reflecting the serene coastal environment.

4.93 out of 5 average rating, 27 reviews

NEW Inlet Beach | POOL | Golf Cart | 5BR Sleeps 18

Home in Panama City Beach

A view from the balcony captures the Gulf and nearby coastal homes under clear blue skies. A swimming pool is visible below, surrounded by lounge chairs. A hand holding a coffee cup adds a personal touch to the serene scene.

5 out of 5 average rating, 34 reviews

Gulfview minute walk to beach

Lake access apartment rentals

A bright dining area features a small table with two white chairs positioned by a large window. A potted plant sits at the center of the table, while the stunning view of the ocean stretches out beyond the window, showcasing vibrant blue and green hues.

4.83 out of 5 average rating, 36 reviews

Stunning fun-filled beachfront condo

Apartment in Panama City Beach

A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.

4.89 out of 5 average rating, 126 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

Apartment in Santa Rosa Beach

Gentle waves lap against a pristine sandy shore, with clear turquoise water stretching to the horizon. The beach features soft, white sand with faint footprints leading into the shallows, creating a serene coastal scene under a bright blue sky.

5 out of 5 average rating, 38 reviews

Newly renovated modern studio steps from the beach

The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.

4.96 out of 5 average rating, 70 reviews

Paradise in Pirates Cove

A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.

4.96 out of 5 average rating, 45 reviews

The Palms I Gorgeous Condo with Gulf View

A cozy bedroom features a spacious bed with crisp white linens, complemented by a soft throw blanket. Natural light enters through glass doors that lead to a private balcony, with a blue accent chair positioned nearby. The room is decorated with light blue walls and tasteful artwork.

4.92 out of 5 average rating, 13 reviews

Carillon Beach Resort ~ 5 min to 30A ~ 4 pools

Apartment in Santa Rosa Beach

A spacious interior features a king-sized bed with light bedding and pillows. Soft lighting illuminates the area, highlighting a seating arrangement with two chairs and a round coffee table. A fully equipped kitchen is visible in the background, enhancing the open floor plan.

4.95 out of 5 average rating, 39 reviews

Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi

A comfortable bedroom features a spacious bed adorned with turquoise and white bedding. The walls display a vibrant blue accent with the word "BEACH" highlighted. Natural light enters through a window, while a ceiling fan offers a gentle breeze. A full-length mirror adds depth to the space.

4.67 out of 5 average rating, 6 reviews

Lakefront and Beachside Condo 2.5 Miles to 30A

Lake access cottage rentals

Cottage in Bid-a-wee Beach

An outdoor space is highlighted with paver stones, featuring a covered car parking area and a seating arrangement comprised of several outdoor chairs. Lush greenery and palm trees provide a backdrop, enhancing the open and expansive environment under a clear blue sky.

5 out of 5 average rating, 11 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

Cottage in Santa Rosa Beach

A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.

4.96 out of 5 average rating, 106 reviews

Seagrove Escape | Renovated & Snowbird-Friendly!

Cottage in Santa Rosa Beach

A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.

4.76 out of 5 average rating, 34 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Cottage in Seagrove Beach

A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.

4.92 out of 5 average rating, 201 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Cottage in Laguna Beach on the Gulf of Mexico

A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.

4.91 out of 5 average rating, 44 reviews

Aquaman's Beach Cottage: Pawsitively Perfect Yard!

4.94 out of 5 average rating, 32 reviews

A quaint outdoor space features a picnic table surrounded by gravel, ideal for gatherings. In the background, the serene lake reflects the soft hues of twilight, framed by trees and kayaks at the water's edge.

Cottage in Southport

4 Person Lake Front Cottage with Kayaks