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Vacation rentals with lake access in Panama City Beach

Find and book unique lake access rentals on Airbnb

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Popular amenities for Panama City Beach lake access rentals

Lake access house rentals

Guest favorite
A well-lit outdoor space features a hot tub with accessible steps, bordered by a wooden deck. Colorful Adirondack chairs are placed on the lush green lawn, surrounded by a wooden fence. String lights illuminate the area, creating a warm, inviting ambiance.
Home in Panama City Beach
5 out of 5 average rating, 29 reviews

Hot Tub/Family Friendly/Sleeps 12/Near Beach

TomyiaRating, 5 stars1 week ago
Everything was perfect for my family of 11! The space was more than enough for everyone to feel comfortable and relaxed. Each of us had room to spread out, yet there were also cozy areas for us to gather and enjoy quality time together. The home was clean, well-stocked, and beautifully maintained — just like the pictures, if not better. It truly felt like a home away from home. We appreciated the thoughtful touches and the peaceful atmosphere. This stay made our family trip extra special, and we would definitely book again!
Guest favorite
The open living area features a light-colored sectional sofa and accent chair, arranged around a glass coffee table. Large windows provide views of the lagoon, and a flat-screen TV is mounted on the wall. The dining area includes a spacious table and modern light fixtures enhance the atmosphere.
Home in Panama City
4.88 out of 5 average rating, 8 reviews

Dolphin Days Lagoon Escape

EmmaleeRating, 5 stars2 months ago
My girls and I’s stay was incredible! Purple Diamond Property always communicated with us actively and was so helpful and kind! The house was beautiful, and it looked exactly like the pictures! Thank you so much for opening up your beautiful home!
Superhost
The ceiling features an oceanic mural in various shades of blue, creating an underwater ambiance. Two playful shark decorations suspend above a glass walkway, which offers a view toward the adjacent rooms. Bright light fixtures enhance the airy atmosphere throughout the space.
Home in Panama City Beach
4.85 out of 5 average rating, 139 reviews

Aqua: Live under the sea! Direct beach access!

KayleeRating, 5 stars1 month ago
I should’ve done my research..everything we wanted to do was 30 mins away or more so that’s my fault. There is a grocery store 8 mins up the road though so that’s was convenient. It’s in a fancy, rich neighborhood with a beautiful beach and the house itself was better than we even expected; we enjoyed our stay so so much! Only complaint I had was curtains would be nice hahaha I would wake up as soon as the sun came up! The pool was awesome; the hosts were very responsive! Definitely a chill spot for my family and I to spend our vacation!
Guest favorite
A charming two-story house is surrounded by well-maintained landscaping, featuring palm trees and a stone pathway. The home is set back from the road and offers a covered area for parking, with a spacious front porch inviting relaxation.
Home in Inlet Beach
4.91 out of 5 average rating, 201 reviews

Free Golf Cart, 5 min to Beach, Community Pool

SydneyRating, 5 stars3 days ago
We had an amazing stay at this beautiful beach house! The home was spotless, well-maintained, and had everything we needed for a comfortable stay. The hosts were incredibly communicative, and accommodating before and throughout our stay. The location was perfect—just a short drive to the beach and town, and nestled in a safe, quiet neighborhood. We couldn’t have asked for a better place and would absolutely stay here again. Highly recommend!
Superhost
A light-filled living area features a comfortable sofa and an accent chair, with a stylish coffee table at its center. Floor-to-ceiling glass doors open to a balcony overlooking the ocean, complemented by soothing turquoise decor and an abstract piece of wall art.
Home in Panama City Beach
4.96 out of 5 average rating, 69 reviews

★180° Ocean Views | 3BR/2BA | 5 Pools | W/D

AmyRating, 5 stars1 week ago
Very nice condo! Good location and proximity to beach. Some days have limited shaded seating at the pools, so keep that in mind on hotter days. Overall, we had a great time staying at Khoi's place! Great view on the beach!
Top guest favorite
An inviting private pool area is showcased, featuring a rectangular salt-water pool surrounded by gray stone pavers. Four lounge chairs are arranged neatly beside the pool, with a palm tree adding a touch of greenery. A covered patio provides shaded seating options.
Home in Panama City Beach
5 out of 5 average rating, 42 reviews

Sleeps 10 • Pool • Baby Ready • Walk 2 Beach • PCB

FelishaRating, 5 stars2 days ago
We had a fantastic stay at this beautiful home! Everything was absolutely perfect—from the moment we walked in, it was clear the property is brand new, spotlessly clean, and incredibly well-organized. The decor is professionally done, stylish yet comfortable, making it feel like a true home away from home. The attention to detail was impressive. The home had everything we needed and more—it truly felt like nothing was missing. The pool was a huge hit with the kids, especially after our beach days. It was the perfect way to wind down and relax. Highly recommend!
Guest favorite
The exterior of the beach house is presented, featuring light gray walls and a welcoming entryway with double glass doors. Yellow Adirondack chairs are positioned on a paved patio, complemented by green landscaping and a clear blue sky above.
Home in Biltmore Beach
4.88 out of 5 average rating, 58 reviews

Why wait for elevators~2 King Bds~Walk 2 Beach~Dog

WilliamRating, 5 stars1 month ago
Kelsy was responsive and friendly in her messages. I messaged her late in the evening, and I was thrilled she responded right away and in a good tone. Thank you, Kelsy! Kelsy was proactive in ensuring our stay was great. I would stay in her Airbnb again.
Guest favorite
Home in Laguna Beach On The Gulf Of Mexico
4.94 out of 5 average rating, 96 reviews

Fishing Paradise: Lakefront Home with Ocean Views

MaddieRating, 5 stars3 months ago
Wonderful stay! Cassie was great and very responsive. Space was clean and just like the pictures. We also loved how close the beach was!

Lake access apartment rentals

Guest favorite
A sandy path through grassy dunes leads to the tranquil beach. Lush greenery and beach grasses frame the scene, while the blue ocean is visible in the distance under a bright sky with scattered clouds.
Apartment in Panama City Beach
4.95 out of 5 average rating, 39 reviews

Barefoot Bungalow Beachfront

MichaelRating, 5 stars2 weeks ago
This condo is awesome. It was our first time in Panama City Beach and we will definitely go back. Chris and Cameron are extremely responsive and amazing hosts. The place is exactly as described in the post and what you see in the pictures is what it looks like. You can’t get closer to the beach and the area is great. Very quiet and clean gated community with a private beach (no public access). Beach was clean and absolutely amazing. The place is really close to some grocery stores, cvs and some really good restaurants. We definitely recommend this place to anyone who’s looking for a quiet vacation.
Guest favorite
A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.
Apartment in Panama City Beach
4.87 out of 5 average rating, 110 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

EduardoRating, 5 stars1 month ago
The place was very beautiful looked better in person than the pictures… lots of pots, pans, and plates for those cooking.. LOTs of beach toys, house was very comfortable, comfy bed and couches
Guest favorite
A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.
Apartment in Panama City
4.97 out of 5 average rating, 30 reviews

Emerald Coast Sea-renity.

BrianRating, 5 stars1 week ago
This place truly is amazing. The community the property is surrounded by is outstanding, the beach was amazing, and the unit itself was everything a family could ask for. It was spotless, extremely well stocked, easy access to the beach, and very close to all the major attractions and things to do in Panama City. We really couldn’t have had a better experience. I highly recommend this stay!
Top guest favorite
A modern dining area is showcased with a round table set for four, complemented by sleek chairs. Floor-to-ceiling windows offer expansive views of the turquoise ocean, enhancing the bright and airy feel of the space. A decorative light fixture adds a touch of elegance.
Apartment in Panama City Beach
5 out of 5 average rating, 12 reviews

Sunbird - Penthouse Direct Ocean

EmonRating, 5 stars1 week ago
Location, Location, Location! The views were great and the place is perfect for a couple, no more than two people as stated! The living room and main area was just as described, however the bathroom layout was a little tight. Would definitely recommend
Guest favorite
A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.
Apartment in Panama City Beach
4.94 out of 5 average rating, 36 reviews

The Palms I Gorgeous Condo with Gulf View

MiriamRating, 5 stars4 days ago
Great vacation spot. Loved view of lake and close to beach. Amazing. Helpful and accessible hosts. They have created a wonderful home away from home! Definitely would stay again!
Guest favorite
An aerial view of the Bay Point Community reveals a serene landscape featuring a calm pond, manicured lawns, and well-maintained pathways. Scenic views of the marina are visible in the distance, alongside lush greenery and neatly arranged villa structures.
Apartment in Panama City Beach
4.81 out of 5 average rating, 21 reviews

Waterview condo on Panama City Beach Golf Course!

DesavierRating, 5 stars1 week ago
I’m I enjoyed my stay a lot place was very nice and not far from anything would highly recommend staying there!!
Top guest favorite
A spacious interior features a king-sized bed with light bedding and pillows. Soft lighting illuminates the area, highlighting a seating arrangement with two chairs and a round coffee table. A fully equipped kitchen is visible in the background, enhancing the open floor plan.
Apartment in Santa Rosa Beach
5 out of 5 average rating, 5 reviews

Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi

JennaRating, 5 starstoday
stayed at one of Lee’s Seagrove properties recently and couldn’t have asked for a smoother, more thoughtful hosting experience. The bungalow was clean, well-appointed, and clearly cared for with attention to detail. Communication was clear and timely, and Lee made the whole process easy, from check-in to checkout. The location was ideal—quiet, yet close to everything I needed. Grateful for the hospitality!
Superhost
A spacious living area is presented, featuring two gray sofas adorned with light-colored throw pillows. A wooden coffee table rests in the center, and a dining area is visible in the background. Natural light filters through multiple windows, enhancing the open layout.
Apartment in Panama City
4.67 out of 5 average rating, 18 reviews

St Andrews Townhome on Lake Ware - A

KaylaRating, 5 stars1 week ago
This townhouse was the perfect location and a great place to stay to visit my family. I’ll be back

Lake access cottage rentals

Top guest favorite
An aerial view captures the charming neighborhood surrounding Hideaway Cottage, showcasing well-maintained homes and the expansive coastline of Panama City Beach. The vibrant blue ocean stretches out towards the horizon, with soft sandy beaches visible just a short distance away.
Cottage in Bid-a-wee Beach
5 out of 5 average rating, 7 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

ThomasRating, 5 stars1 month ago
Private, fenced, block and a half from the beach. Easy to work with host, exactly what we were looking for. Love it, will be back for sure
A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.
Cottage in Santa Rosa Beach
4.76 out of 5 average rating, 29 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

SophiaRating, 5 stars1 month ago
Second time staying here. I selfishly don’t want to leave a review bc it’s truly a hidden gem. Sandy and Larry are fantastic hosts. Amazingly stocked Airbnb, all the soaps shampoos etc that you need, always a stocked kitchen, lots of beach towels, plenty of bath towels, beach chairs, etc. Everything that you would need for a little beach vacation. It’s a mini kitchenette in the unit but plenty to do some basic cooking. The location is perfect to walk to the beach. Hope you enjoy this gem as much as we do every time.
Guest favorite
A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.
Cottage in Seagrove Beach
4.92 out of 5 average rating, 194 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

StephenRating, 5 stars1 week ago
Great stay. Master bedroom bed was comfy and the bedding was soft. Slept like a baby. Lots of floor mats all around which is a beach necessity to keep sand out and comfy in. Rain shower head was a treat and the water pressure was great. Shower curtain was a little pink around the bottom indicating a need to be washed or bleached. Not a big deal and my eyes were closed enjoying the rain head shower anyway. Guest bed wasn’t quite as comfy as the master, but my daughter didn’t have any trouble sleeping in each day. Black out window coverings would be a nice addition as it gets bright early at the beach. Kitchen was well stocked, but the only we used during our stay was the fridge and mw. Checkout duties were normal start the dw and washing machine before you leave. Nothing ridiculous. Wife mentioned that the kitchen cabinets and stove front could use a deep clean. We did have guests in the attached apt. During our stay in the main unit. I could hear them pretty clearly through the walls.
Guest favorite
A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.
Cottage in Laguna Beach On The Gulf Of Mexico
4.89 out of 5 average rating, 37 reviews

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed

BrianRating, 5 stars1 week ago
Lauren’s place was good. Their cleaners did not show up between the people checking out the morning we checked in. Lauren offered some solutions and it was taken care of. She reimbursed our cleaning fee and was finding a new cleaner to use. We had an issue with the clothes dryer not drying well and she sent a guy out the next day to fix it. Overall place was as described cute place nice walking distance to a nice part of the beach. I would say it’s in the more quiet part of PCB which having kids with us is a plus. I would stay there again. Just a few minute drive to pier park and close to gas stations and dollar general. Overall good location and nice place. Also the back yard area is great for people with small dogs very private and super cute with the Astro turf and seating.
Guest favorite
Two green kayaks rest on a grassy area near a wooden dock extending into Deer Point Lake. The calm water reflects trees and vegetation, creating a serene lakeside setting. The dock features a small platform for easy access to the water.
Cottage in Southport
4.92 out of 5 average rating, 24 reviews

4 Person Lake Front Cottage with Kayaks

ThoonyaRating, 5 stars1 week ago
We decided to book a place close to Panama City Beach to vacation. The stay was at a great location by a fresh water lake and about 30 minutes from PCB. We were allowed an early check-in which was awesome to be able to spend the day longer. The laundry room is communion shared and there is room to park a 25 foot boat or greater I'll say. The only drawback is if you plan on cooking large home meals, the kitchenette is limited. Overall this was a good value and I feel will succeed for future occupants.
Guest favorite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Laguna Beach On The Gulf Of Mexico
4.92 out of 5 average rating, 36 reviews

The Cottage on Alta Vista-so charming!

JenniferRating, 5 stars2 weeks ago
This is our second time returning to this cottage and we just love it! Everything about this Airbnb is amazing. The host was very responsive when we had internet issues that were caused from a storm. Had the issue fixed within a couple hours. The house is super charming and in a great location. Beds and pillows are very comfortable! Our dogs love the fenced in yard. We will be returning next year I’m sure of it!!!
Superhost
A two-story cottage with gray siding and a light-colored roof features well-maintained landscaping. The home is set back from the street, surrounded by greenery and colorful blooming plants. A paved driveway leads to a garage door, enhancing the welcoming exterior.
Cottage in Rosemary Beach
4.78 out of 5 average rating, 9 reviews

30A Beach Access, Sea La Vie

ChrisRating, 5 stars3 weeks ago
This has been the BEST airbnb I've stayed at so far. Will definitely be getting this place again on my next visit to Panama city.
Guest favorite
The coastal-cottage-style home is framed by lush greenery, showcasing a welcoming porch with white columns and dark steps. A spacious garage is visible, filled with various sports equipment, including paddleboards and bicycles, highlighted by a large yellow paddleboard leaning against the exterior.
Cottage in Inlet beach
4.97 out of 5 average rating, 35 reviews

Kid friendly golf cart sports gear pool lake beach

ChristopherRating, 5 stars2 weeks ago
Lovely home and location especially for a family with children! Has everything you need at the house and lots of things to do in the surrounding area. It didn’t feel like a typical AirBnB with most basic amenities possible, it was truly nearly as comfortable as our own home. Thanks for having us!

Quick stats about vacation rentals with lake access in Panama City Beach

  • Total rentals

    310 properties

  • Nightly prices starting at

    G$10,461 GYD before taxes and fees

  • Total number of reviews

    12K reviews

  • Family-friendly rentals

    230 properties are a good fit for families

  • Pet-friendly rentals

    50 properties allow pets

  • Rentals with a pool

    280 properties have a pool

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