
Vacation rentals with lake access in Panama City Beach
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Top-rated lake access rentals in Panama City Beach
Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.
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Popular amenities for Panama City Beach lake access rentals
Lake access house rentals

Hot Tub/Family Friendly/Sleeps 12/Near Beach
Everything was perfect for my family of 11! The space was more than enough for everyone to feel comfortable and relaxed. Each of us had room to spread out, yet there were also cozy areas for us to gather and enjoy quality time together. The home was clean, well-stocked, and beautifully maintained — just like the pictures, if not better. It truly felt like a home away from home. We appreciated the thoughtful touches and the peaceful atmosphere. This stay made our family trip extra special, and we would definitely book again!

Dolphin Days Lagoon Escape
My girls and I’s stay was incredible! Purple Diamond Property always communicated with us actively and was so helpful and kind! The house was beautiful, and it looked exactly like the pictures! Thank you so much for opening up your beautiful home!

Aqua: Live under the sea! Direct beach access!
I should’ve done my research..everything we wanted to do was 30 mins away or more so that’s my fault. There is a grocery store 8 mins up the road though so that’s was convenient. It’s in a fancy, rich neighborhood with a beautiful beach and the house itself was better than we even expected; we enjoyed our stay so so much! Only complaint I had was curtains would be nice hahaha I would wake up as soon as the sun came up! The pool was awesome; the hosts were very responsive! Definitely a chill spot for my family and I to spend our vacation!

Free Golf Cart, 5 min to Beach, Community Pool
We had an amazing stay at this beautiful beach house! The home was spotless, well-maintained, and had everything we needed for a comfortable stay. The hosts were incredibly communicative, and accommodating before and throughout our stay. The location was perfect—just a short drive to the beach and town, and nestled in a safe, quiet neighborhood. We couldn’t have asked for a better place and would absolutely stay here again. Highly recommend!

★180° Ocean Views | 3BR/2BA | 5 Pools | W/D
Very nice condo! Good location and proximity to beach. Some days have limited shaded seating at the pools, so keep that in mind on hotter days. Overall, we had a great time staying at Khoi's place! Great view on the beach!

Sleeps 10 • Pool • Baby Ready • Walk 2 Beach • PCB
We had a fantastic stay at this beautiful home! Everything was absolutely perfect—from the moment we walked in, it was clear the property is brand new, spotlessly clean, and incredibly well-organized. The decor is professionally done, stylish yet comfortable, making it feel like a true home away from home. The attention to detail was impressive. The home had everything we needed and more—it truly felt like nothing was missing. The pool was a huge hit with the kids, especially after our beach days. It was the perfect way to wind down and relax. Highly recommend!

Why wait for elevators~2 King Bds~Walk 2 Beach~Dog
Kelsy was responsive and friendly in her messages. I messaged her late in the evening, and I was thrilled she responded right away and in a good tone. Thank you, Kelsy! Kelsy was proactive in ensuring our stay was great. I would stay in her Airbnb again.

Fishing Paradise: Lakefront Home with Ocean Views
Wonderful stay! Cassie was great and very responsive. Space was clean and just like the pictures. We also loved how close the beach was!
Lake access apartment rentals

Barefoot Bungalow Beachfront
This condo is awesome. It was our first time in Panama City Beach and we will definitely go back. Chris and Cameron are extremely responsive and amazing hosts. The place is exactly as described in the post and what you see in the pictures is what it looks like. You can’t get closer to the beach and the area is great. Very quiet and clean gated community with a private beach (no public access). Beach was clean and absolutely amazing. The place is really close to some grocery stores, cvs and some really good restaurants. We definitely recommend this place to anyone who’s looking for a quiet vacation.

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool
The place was very beautiful looked better in person than the pictures… lots of pots, pans, and plates for those cooking.. LOTs of beach toys, house was very comfortable, comfy bed and couches

Emerald Coast Sea-renity.
This place truly is amazing. The community the property is surrounded by is outstanding, the beach was amazing, and the unit itself was everything a family could ask for. It was spotless, extremely well stocked, easy access to the beach, and very close to all the major attractions and things to do in Panama City. We really couldn’t have had a better experience. I highly recommend this stay!

Sunbird - Penthouse Direct Ocean
Location, Location, Location! The views were great and the place is perfect for a couple, no more than two people as stated! The living room and main area was just as described, however the bathroom layout was a little tight. Would definitely recommend

The Palms I Gorgeous Condo with Gulf View
Great vacation spot. Loved view of lake and close to beach. Amazing. Helpful and accessible hosts. They have created a wonderful home away from home! Definitely would stay again!

Waterview condo on Panama City Beach Golf Course!
I’m I enjoyed my stay a lot place was very nice and not far from anything would highly recommend staying there!!

Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi
stayed at one of Lee’s Seagrove properties recently and couldn’t have asked for a smoother, more thoughtful hosting experience. The bungalow was clean, well-appointed, and clearly cared for with attention to detail. Communication was clear and timely, and Lee made the whole process easy, from check-in to checkout. The location was ideal—quiet, yet close to everything I needed. Grateful for the hospitality!

St Andrews Townhome on Lake Ware - A
This townhouse was the perfect location and a great place to stay to visit my family. I’ll be back
Lake access cottage rentals

Hideaway Cottage | Dog Friendly | Steps to Beach
Private, fenced, block and a half from the beach. Easy to work with host, exactly what we were looking for. Love it, will be back for sure

Beachy Bungalow, Santa Rosa Beach, FL near Gulf
Second time staying here. I selfishly don’t want to leave a review bc it’s truly a hidden gem. Sandy and Larry are fantastic hosts. Amazingly stocked Airbnb, all the soaps shampoos etc that you need, always a stocked kitchen, lots of beach towels, plenty of bath towels, beach chairs, etc. Everything that you would need for a little beach vacation. It’s a mini kitchenette in the unit but plenty to do some basic cooking. The location is perfect to walk to the beach. Hope you enjoy this gem as much as we do every time.

Seaside 30A "Hemingway Cottage" Close to Beach
Great stay. Master bedroom bed was comfy and the bedding was soft. Slept like a baby. Lots of floor mats all around which is a beach necessity to keep sand out and comfy in. Rain shower head was a treat and the water pressure was great. Shower curtain was a little pink around the bottom indicating a need to be washed or bleached. Not a big deal and my eyes were closed enjoying the rain head shower anyway. Guest bed wasn’t quite as comfy as the master, but my daughter didn’t have any trouble sleeping in each day. Black out window coverings would be a nice addition as it gets bright early at the beach. Kitchen was well stocked, but the only we used during our stay was the fridge and mw. Checkout duties were normal start the dw and washing machine before you leave. Nothing ridiculous. Wife mentioned that the kitchen cabinets and stove front could use a deep clean. We did have guests in the attached apt. During our stay in the main unit. I could hear them pretty clearly through the walls.

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed
Lauren’s place was good. Their cleaners did not show up between the people checking out the morning we checked in. Lauren offered some solutions and it was taken care of. She reimbursed our cleaning fee and was finding a new cleaner to use. We had an issue with the clothes dryer not drying well and she sent a guy out the next day to fix it. Overall place was as described cute place nice walking distance to a nice part of the beach. I would say it’s in the more quiet part of PCB which having kids with us is a plus. I would stay there again. Just a few minute drive to pier park and close to gas stations and dollar general. Overall good location and nice place. Also the back yard area is great for people with small dogs very private and super cute with the Astro turf and seating.

4 Person Lake Front Cottage with Kayaks
We decided to book a place close to Panama City Beach to vacation. The stay was at a great location by a fresh water lake and about 30 minutes from PCB. We were allowed an early check-in which was awesome to be able to spend the day longer. The laundry room is communion shared and there is room to park a 25 foot boat or greater I'll say. The only drawback is if you plan on cooking large home meals, the kitchenette is limited. Overall this was a good value and I feel will succeed for future occupants.

The Cottage on Alta Vista-so charming!
This is our second time returning to this cottage and we just love it! Everything about this Airbnb is amazing. The host was very responsive when we had internet issues that were caused from a storm. Had the issue fixed within a couple hours. The house is super charming and in a great location. Beds and pillows are very comfortable! Our dogs love the fenced in yard. We will be returning next year I’m sure of it!!!

30A Beach Access, Sea La Vie
This has been the BEST airbnb I've stayed at so far. Will definitely be getting this place again on my next visit to Panama city.

Kid friendly golf cart sports gear pool lake beach
Lovely home and location especially for a family with children! Has everything you need at the house and lots of things to do in the surrounding area. It didn’t feel like a typical AirBnB with most basic amenities possible, it was truly nearly as comfortable as our own home. Thanks for having us!
Quick stats about vacation rentals with lake access in Panama City Beach
Total rentals
310 properties
Nightly prices starting at
G$10,461 GYD before taxes and fees
Total number of reviews
12K reviews
Family-friendly rentals
230 properties are a good fit for families
Pet-friendly rentals
50 properties allow pets
Rentals with a pool
280 properties have a pool
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- Panama City Beach Winery
- Destin Harbor Boardwalk
- Crab Island
- Princess Beach
- Frank Brown Park
- St. Andrews State Park
- James Lee Beach
- Shipwreck Island Waterpark
- Grayton Beach State Park
- St. Andrew State Park Pier
- Blue Mountain Beach
- Windmark Public Beach access
- Shell Island Beach
- Camp Helen State Park
- Raven Golf Club
- St. Joe Beach
- Eglin Beach Park
- Gulfarium Marine Adventure Park
- Crooked Island Beach
- Fort Walton Beach Golf Course
- Gulf World Marine Park
- Seacrest Beach
- Signal Hill Golf Course
- Walton Dunes Beach Access