Some info has been automatically translated. Show original language
Become a host

Vacation rentals with lake access in Panama City Beach

Find and book unique lake access rentals on Airbnb

Top-rated lake access rentals in Panama City Beach

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

%{current} / %{total}1 / 1
Superhost
A large, inviting pool area is surrounded by lush landscaping, including palm trees and well-kept shrubs. Comfortable lounge chairs are positioned near the edge of the pool, with a spacious deck leading to the water. In the background, a tall building is visible against a clear blue sky.
Condo in Panama City Beach
4.69 out of 5 average rating, 286 reviews

balcony • sauna • dock • 1 block to beach • pool

AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

Guest favorite
A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.
Condo in Sunnyside
4.89 out of 5 average rating, 141 reviews

Fins Up Carillon/30A 1st flr/Pets ok/FULL kitchen

Welcome to Fins Up @Carillon. Minutes to Rosemary & Seaside. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. Perfect location mins to 30A activities/ 15 mins to Pier Park. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. Lake Powell Pizza, Our Little Beach Cafe onsite. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach

Top guest favorite
The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.
Condo in Inlet Beach
4.99 out of 5 average rating, 167 reviews

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Recommended by ‘TRAVEL + LEISURE’, FlipFlopsOn II is 80 steps to Inlet Beach, one of FL’s most beautiful white-sand Gulf Coast beaches! This dreamy full studio sleeps 4 (4 beds), & sits beachside of the 30A National SCENIC BYWAY adjacent to Lake Powell; walk/bike to Inlet, Alys & Rosemary Beach dining & entertainments Featuring a clean Cali-Florida vibe, POOL, GRILL, beach gear, fast wi-fi, smart TV, fully-equipped kitchen, & sunsets from your private patio! Park your car, walk everywhere!

Guest favorite
A bright living area features a comfortable gray sofa with a yellow accent pillow. Large sliding doors open to a private balcony with two teal chairs and a table, offering views of the lush surroundings and water beyond.
Condo in Sunnyside
4.88 out of 5 average rating, 170 reviews

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

Top guest favorite
Condo in El Centro Beach
4.94 out of 5 average rating, 181 reviews

Romantic Beachfront Sunsets!

Beachfront. Fully furnished with a spacious floor plan, 9ft ceilings, granite countertops, breakfast bar, large balcony off living room with private grill, dining table/chairs with impressive views of the Gulf of Mexico. First-class amenities include: Fitness Center, Poolside Drink & Snack Bar, 2000 sq.ft Heated, Infinity Edge, Gulf front pool, Whirlpool Spa and Natural Stone Fire Pit. Secure, covered parking. Located 1/2 mile from Pier Park shops, restaurants and Russell Fields Pier.

Superhost
A light-filled living area showcases a spacious sectional sofa, complemented by a decorative pillow. Large glass doors open to a scenic view, offering glimpses of the outdoors. A faux tree and television unit are positioned thoughtfully within the room.
Condo in Panama City Beach
4.87 out of 5 average rating, 104 reviews

Sun-Believable Penthouse Views Above PCB

ITS SUNBELIVABLE!! SUPER HOSTED! NEW LVP THROUGHOUT- FRESH photos!This fresh 2 BDR plus bunk room and 2 full bath VIEWS will AMZ YOU! Spacious and family friendly! OVERSIZED BALCONY with amazing boardwalk views of wildlife, water light shows, and entertainment! OUTDOOR and INDOOR space for the whole family with your comfort in mind! THE RESORT is all the fun N sun with 5 pools (1 heated), 2 oversized hot tubs, many restaurants, ice cream shop, full-service salon and more-BOOK NOW!

Top guest favorite
A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.
Condo in Sunnyside
4.95 out of 5 average rating, 175 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Top guest favorite
The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.
Cottage in Laguna Beach on the Gulf of Mexico
4.99 out of 5 average rating, 298 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Guest favorite
The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.
Condo in Panama City Beach
4.96 out of 5 average rating, 133 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

Guest favorite
Illuminated palm trees frame a serene lakeside setting at night. A covered cabana sits nearby, featuring seating arrangements. Soft lighting gently highlights the landscape, reflecting on the water, while a grassy area offers space for relaxation.
Cabin in Panama City
4.89 out of 5 average rating, 103 reviews

Cabin on Private Beach with Tiki Bar & Cabana

3 Queen beds, 2 bedrooms, queen futon sofa. Lake front, tiki bar with swings, covered cabana. Gated property for privacy. 20 minutes from Panama City Beach. Ten minutes from Ecofina Springs. Stone tiki kitchen with fireplace, pizza oven, open fire Argentine grill and smoker. Full bathroom on the beach equipped with a shower for easy shower. Beach side cabana with privacy shades, 10 inch mattress, 43 inch smart TV, wood fireplace.

Guest favorite
Condo in Panama City
4.9 out of 5 average rating, 199 reviews

Sugar Beach condo steps away from the ocean

Sugar Beach is a gated community, located close to family entertainment spots, nightlife, restaurants, shopping, and golf. No elevator waits or crowded beaches! From your covered patio enjoy the view of the freshwater pond or take a short walk to the pool, clubhouse, grill area, tennis courts, and the beach! You're just a short drive to St. Andrews State Park and several marinas.

Guest favorite
A bright living area features large glass doors that open to a balcony, offering an ocean view. A round glass dining table sits adjacent to a light-colored sofa, accented with cushions. The space is illuminated by a nearby lamp, enhancing the calm, coastal ambiance.
Condo in Panama City Beach
4.82 out of 5 average rating, 170 reviews

1823 LTW 3BR/2BA Oceanview Heated Pool Jacuzzis

✅Must be 21 to Book Brand New Laketown Wharf Oceanview Condo Sleeps 6-8 , Restaurants, Bars , 5 Pools ***UNIT 1823 ON THE 18TH FLOOR ✅Bedroom 1: 1 King bed ✅Bedroom 2: 1 King bed ✅Bedroom 3: - Full bed The choices are endless at Laketown Wharf. ✅Resort fee of $90 plus tax must be paid to the resort directly before arrival ✅ all resort rules apply to bookings

Popular amenities for Panama City Beach lake access rentals

Kitchen
Wifi
Pool
Free parking on premises
Air conditioning

Lake access house rentals

Superhost
A sweeping view of the beach showcases a serene expanse of golden sand and turquoise waters. Rows of blue umbrellas are neatly arranged along the shore, extending towards the horizon where the ocean meets the sky. Gentle waves create a calming atmosphere.
Home in Sunnyside
4.75 out of 5 average rating, 16 reviews

Beachfront Paradise

Superhost
A spacious living area features a light-colored sectional sofa adorned with soft cushions. A decorative coffee table sits on a colorful area rug, complemented by a small plant on a side table. Natural light streams through large windows, illuminating the cozy environment.
Home in Sunnyside
4.9 out of 5 average rating, 214 reviews

Free Golf Cart, 5 min to Beach, Community Pool

Guest favorite
A tranquil pool features two loungers with adjustable backs under a large umbrella. The surrounding patio is paved and includes seating arrangements visible in the background, alongside a shaded area with a gas grill. Lush greenery and a fenced yard enhance the private atmosphere.
Home in Kiska Beach
5 out of 5 average rating, 56 reviews

PCB/30A-Private 3/2 Home Heated Pool Walk to Beach

Top guest favorite
An inviting private pool area is showcased, featuring a rectangular salt-water pool surrounded by gray stone pavers. Four lounge chairs are arranged neatly beside the pool, with a palm tree adding a touch of greenery. A covered patio provides shaded seating options.
Home in Sunnyside
5 out of 5 average rating, 57 reviews

West End PCB • Private Pool • Baby • Near Beach

Guest favorite
A well-maintained pathway leads to a private pool, surrounded by lush landscaping. Vibrant plants line the walkway, enhancing the serene atmosphere. A gazebo can be seen in the distance, providing sheltered outdoor seating. The bright sky adds a tranquil backdrop to the setting.
Home in Panama City
4.85 out of 5 average rating, 20 reviews

Amazing BayBungalow Private Pool

Top guest favorite
The exterior of the home is highlighted by a charming white facade and a metal roof, surrounded by lush palm trees. A welcoming driveway and stone pathway lead to the front porch, creating a sense of approachability to this beach retreat.
Home in Rosemary Beach
5 out of 5 average rating, 24 reviews

Community Pool! Bikes! Pet Friendly! Golf Cart!

Top guest favorite
A light blue three-story home is framed by lush palm trees, with large windows reflecting the evening sky. The entrance features a garage and paved pathway, welcoming guests. Architectural details include a metal roof and wooden accents, creating a harmonious blend with the natural surroundings.
Home in Inlet Beach
4.98 out of 5 average rating, 40 reviews

Destination Relaxation is the perfect family getaway.

Top guest favorite
A bright living area features a comfortable sofa, an armchair, and a colorful ottoman. Large sliding doors offer views of the outdoor deck and Lake Riviera. A dining area with a table and chairs is visible in the background, enhanced by natural light.
Home in Sunnyside
4.97 out of 5 average rating, 32 reviews

On the Waterfront

Lake access apartment rentals

Guest favorite
A bright dining area features a small table with two white chairs positioned by a large window. A potted plant sits at the center of the table, while the stunning view of the ocean stretches out beyond the window, showcasing vibrant blue and green hues.
Apartment in Sunnyside
4.83 out of 5 average rating, 35 reviews

Stunning fun-filled beachfront condo

Guest favorite
A sandy path through grassy dunes leads to the tranquil beach. Lush greenery and beach grasses frame the scene, while the blue ocean is visible in the distance under a bright sky with scattered clouds.
Apartment in Sunnyside
4.96 out of 5 average rating, 49 reviews

Barefoot Bungalow Beachfront

Guest favorite
A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.
Apartment in Panama City Beach
4.89 out of 5 average rating, 125 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

Guest favorite
A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.
Apartment in Sunnyside
4.95 out of 5 average rating, 41 reviews

Emerald Coast Sea-renity.

Top guest favorite
Gentle waves lap against a pristine sandy shore, with clear turquoise water stretching to the horizon. The beach features soft, white sand with faint footprints leading into the shallows, creating a serene coastal scene under a bright blue sky.
Apartment in Santa Rosa Beach
5 out of 5 average rating, 38 reviews

Newly renovated modern studio steps from the beach

Guest favorite
The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.
Apartment in Sunnyside
4.96 out of 5 average rating, 70 reviews

Paradise in Pirates Cove

Top guest favorite
A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.
Apartment in Sunnyside
4.96 out of 5 average rating, 45 reviews

The Palms I Gorgeous Condo with Gulf View

Guest favorite
A cozy bedroom features a spacious bed with crisp white linens, complemented by a soft throw blanket. Natural light enters through glass doors that lead to a private balcony, with a blue accent chair positioned nearby. The room is decorated with light blue walls and tasteful artwork.
Apartment in Sunnyside
4.92 out of 5 average rating, 13 reviews

Carillon Beach Resort ~ 5 min to 30A ~ 4 pools

Lake access cottage rentals

Top guest favorite
An outdoor space is highlighted with paver stones, featuring a covered car parking area and a seating arrangement comprised of several outdoor chairs. Lush greenery and palm trees provide a backdrop, enhancing the open and expansive environment under a clear blue sky.
Cottage in Bid-a-wee Beach
5 out of 5 average rating, 11 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

Guest favorite
A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.
Cottage in Santa Rosa Beach
4.96 out of 5 average rating, 106 reviews

Seagrove Escape | Renovated & Snowbird-Friendly!

Guest favorite
A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.
Cottage in Santa Rosa Beach
4.76 out of 5 average rating, 34 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Guest favorite
A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.
Cottage in Seagrove Beach
4.92 out of 5 average rating, 201 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Superhost
A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.
Cottage in Laguna Beach on the Gulf of Mexico
4.91 out of 5 average rating, 43 reviews

Aquaman's Beach Cottage: Pawsitively Perfect Yard!

Guest favorite
A quaint outdoor space features a picnic table surrounded by gravel, ideal for gatherings. In the background, the serene lake reflects the soft hues of twilight, framed by trees and kayaks at the water's edge.
Cottage in Southport
4.94 out of 5 average rating, 32 reviews

4 Person Lake Front Cottage with Kayaks

Guest favorite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Laguna Beach on the Gulf of Mexico
4.91 out of 5 average rating, 44 reviews

The Cottage on Alta Vista-so charming!

Superhost
A two-story cottage with gray siding and a light-colored roof features well-maintained landscaping. The home is set back from the street, surrounded by greenery and colorful blooming plants. A paved driveway leads to a garage door, enhancing the welcoming exterior.
Cottage in Rosemary Beach
4.73 out of 5 average rating, 15 reviews

30A Beach Access, Sea La Vie

When is the best time to visit Panama City Beach?

MonthJanFebMarAprMayJunJulAugSepOctNovDec
Avg. priceG$20,446 GYDG$21,072 GYDG$35,886 GYDG$32,756 GYDG$35,886 GYDG$47,152 GYDG$50,908 GYDG$32,547 GYDG$26,080 GYDG$25,871 GYDG$21,698 GYDG$21,490 GYD
Avg. temp12°C14°C17°C20°C24°C27°C28°C28°C26°C22°C17°C14°C

Quick stats about vacation rentals with lake access in Panama City Beach

  • Total vacation rentals

    Explore 310 vacation rentals in Panama City Beach

  • Nightly prices starting at

    Panama City Beach vacation rentals start at G$8,346 GYD per night before taxes and fees

  • Verified guest reviews

    Over 14,530 verified reviews to help you choose

  • Family-friendly vacation rentals

    230 properties offer extra space & kid-friendly amenities

  • Pet-friendly vacation rentals

    Find 40 rentals that welcome pets

  • Vacation rentals with a pool

    280 properties feature pools

  • Rentals with dedicated workspaces

    190 properties have a dedicated workspace

  • Wi-Fi availability

    300 of Panama City Beach vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City Beach rentals

  • 4.7 Average rating

    Panama City Beach stays receive an average rating of 4.7 out of 5 from guests

  • Nearby attractions

    Panama City Beach's top spots, include Frank Brown Park, Shipwreck Island Waterpark, and Coconut Creek Family Fun Park

Destinations to explore