Vacation rentals with lake access in Miramar Beach

Find and book unique lake access rentals on Airbnb

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Popular amenities for Miramar Beach lake access rentals

Lake access house rentals

Top guest favorite
A spacious living area features cozy gray sofas arranged around a wooden coffee table. Three ocean-themed artworks adorn the wall, while light drapes frame the sliding glass door, offering a view of the backyard. Natural light fills the room, highlighting the wooden floor.
Home in Miramar Beach
4.98 out of 5 average rating, 142 reviews

Gem Beach House Steps to Beach&Pool+Opt Golf Cart

ColleenRating, 5 stars3 weeks ago
Jerry and his wife were wonderful hosts. Probably some of the best hosts we have had. We were able to check in early (1pm!!) which was so helpful with a toddler and infant for nap time. We didn’t have the best weather, but it didn’t matter - the porch was GREAT to sit out on and not get rained on. This house is VERY walkable. We walked to the beach multiple times - it’s very close and a safe walk. The neighbors are very friendly and kind. They even let our toddler play with their outdoor toys when they weren’t in use. Very family friendly (kids playing soccer outside, etc). We had no issues with noise at night - it was very peaceful. Finally, the hosts were very responsive - we unfortunately had a medical emergency and they both answered on the first ring. They were very supportive and compassionate in helping us get the care we needed. Would visit again! Thanks again! If you have toddler - be sure to check out Destin Commons splash pad and Crab Trap for dinner!
Guest favorite
Home in Panama City
4.95 out of 5 average rating, 19 reviews

Organic Design with a Resort Style Heated Pool

NataliaRating, 5 stars6 days ago
We had a great stay. The house is nice and has beautiful views. I appreciate Kristie's willingness to accommodate our event. Thank you, Kristie!
Guest favorite
Aerial view of the neighborhood showcases a mix of coastal houses surrounded by lush greenery, with a glimpse of the ocean in the background. The holiday beach house is visible, situated amidst the trees, offering a peaceful retreat close to beach access.
Home in Destin
5 out of 5 average rating, 8 reviews

Holiday House Private Beach/Pool

Kerri BethRating, 5 stars6 days ago
We had an amazing stay at this beautiful home in Destin Beach! The house was spotless, well-maintained, and located in a safe, and convenient area—perfect for a relaxing getaway. Brian, the host, was incredibly nice and respectful, making sure we felt welcome and comfortable throughout our stay. Everything exceeded our expectations. We’ll definitely be coming back and staying here. Highly recommend!
Top guest favorite
The exterior of a ground floor villa is shown, surrounded by lush tropical landscaping. Palm trees and colorful flowering plants add to the inviting atmosphere. The building features a covered balcony on the upper level and large windows that allow natural light to fill the space.
Home in Destin
4.97 out of 5 average rating, 33 reviews

Emerald "Jule"' - Waterfront Villa 19B

DonaldRating, 5 stars2 days ago
This is my family’s 2nd time staying at Ken’s and it was great! Our neighbors upstairs were quite loud with their kids stomping but that’s not Ken’s fault. Besides that, we do plan to stay again next year but preferably with both units and more family to avoid the loud upstairs. The location is perfect to grocery and shopping stores and the beach is directly across the street. Ken even met us to formerly introduce himself which made us even more comfortable. Overall, we will be back and cannot thank Ken enough for the awesome hospitality, home, amenities, and cleanliness. This place is a gem! Highly recommended :-) plus our daughter loved feeding the turtles in the back yard and the perfect sunset views over the lake. Thank Ken!
Guest favorite
A welcoming living area is highlighted by yellow armchairs and a cozy gray sofa. Natural light fills the space through multiple windows, while a decorative table sits in front of a stone fireplace. A separate sleeping area is partially visible through an open doorway.
Home in Biltmore Beach
4.88 out of 5 average rating, 58 reviews

Walk 2 Beach~Why wait for elevators~2 King Bds~Dog

WilliamRating, 5 stars1 month ago
Kelsy was responsive and friendly in her messages. I messaged her late in the evening, and I was thrilled she responded right away and in a good tone. Thank you, Kelsy! Kelsy was proactive in ensuring our stay was great. I would stay in her Airbnb again.
Guest favorite
A screened-in outdoor area features a private pool with a spacious deck. Two lounge chairs are positioned to take advantage of the bay views. The enclosure provides an unobstructed view of the water, and sliding glass doors lead back into the home.
Home in Destin
5 out of 5 average rating, 33 reviews

Booking Summer Now! Pool/Pier! One Level! Boats ok

KassidiRating, 5 stars3 weeks ago
I want to start off by saying how beautiful this home was. It’s a very large, spread out home with beautiful decor and views of the pool and bay. The master suite was my favorite with a very comfortable bed and a huge bathroom. My family loved the large home, the pool and the privacy of the home. We felt safe in the neighborhood. Plenty of activities to do in the home and outside. There is some wear and tear in the home such as the walls, but it did not affect our stay. The home shows a hot tub, which it is not a hot tub, but it is used to heat the pool. The house had everything you would need to cook, clean, fireplace, all the essentials, family games and more. Overall, we enjoyed our stay and loved the home! I would recommend staying here!
Guest favorite
The backyard features a private saltwater pool surrounded by lounge chairs and umbrellas for shade. A large swan float is positioned in the water, and a patio area includes a grill, enhancing the outdoor space for relaxation and entertainment.
Home in Santa Rosa Beach
4.99 out of 5 average rating, 101 reviews

Saltwater Pool Firepit & BBQ Pet-Friendly Near 30A

FabianRating, 5 stars4 days ago
Great place for family ! We had a blast ! Kids wanted to stay in the pool than go to the beach ! Super peaceful and great attention we will defiantly book again !
Guest favorite
A tranquil view of a sparkling saltwater pool leads to a serene lake. A modern fire pit, featuring vivid flames, is placed in the foreground. Lush trees and residential buildings frame the peaceful waters under a bright sky.
Home in Santa Rosa Beach
4.92 out of 5 average rating, 37 reviews

Private Pool & Hot Tub, Lake Views, Minutes to 30A

AbigailRating, 5 stars2 weeks ago
Great home and location. It was so nice to be close to Seaside beach and Santa Rosa. Pool was great and house was very clean.

Lake access apartment rentals

Guest favorite
A cozy living area features a white sofa adorned with blue and white throw pillows, complemented by a deep blue armchair. A decorative coffee table sits in the center, showcasing a shell arrangement. Bright artwork is displayed on the wall, enhancing the room's relaxed vibe.
Apartment in Santa Rosa Beach
4.9 out of 5 average rating, 125 reviews

1BR Apt. w/ KING Bed on 30A! - .4 mi to Beach

MicheleRating, 5 stars2 weeks ago
We traveled to the Destin area for a very quick visit and didn’t have much time to spend at Bonnie and David’s home but we would definitely book with them again. The apartment was extremely clean and inviting. The home is conveniently located close to the beach, restaurants and shops but tucked away on a quiet and private lot away from the hustle and bustle of heavy traffic and over populated tourist spots. We really felt like we were at home. The only problem we had was finding the driveway, because it was very late when we arrived and very dark. The GPS showed the location of the home right in the middle of the street and in front of the school. We eventually found the drive and made it home! We would definitely recommend Bonnie and David as your next host. I noticed they have several homes and I’m sure all of them are just as nice! Thank you.
Guest favorite
A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.
Apartment in West Panama City Beach
4.87 out of 5 average rating, 109 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

EduardoRating, 5 stars2 weeks ago
The place was very beautiful looked better in person than the pictures… lots of pots, pans, and plates for those cooking.. LOTs of beach toys, house was very comfortable, comfy bed and couches
Top guest favorite
A wooden dock extends into the water, lined with several posts and a small seating area. A flag waves gently in the breeze. The water reflects soft sunlight, with a distant view of buildings and greenery along the shoreline.
Apartment in Shalimar
4.99 out of 5 average rating, 149 reviews

Sylvia's Suite Dreams-kayak & paddleboard free

TeceRating, 5 stars5 months ago
Rick and Sylvia are great hosts and had everything we needed available. The pier and lake view was spectacular. We would definitely stay there again.
Superhost
A large pool area is surrounded by lush palm trees and tropical vegetation. Two varying-sized pools are visible, one featuring a shallow section. The reflecting water sparkles under a clear blue sky with a few clouds in the background, while modern buildings are seen in the distance.
Apartment in Sandestin
4.82 out of 5 average rating, 77 reviews

Ocean View-Best Beach Location+Patio-Large Luxurious Condo

ShannonRating, 5 stars4 days ago
Not on the beach but next best to it. It’s on a resort with many amenities. Beach is only a walkable half mile along with a restaurant (beach house) on the boardwalk we ate 2 days in a row. Pool was beautiful, clean and family friendly. Easiest check in with very clear instructions. Very clean condo with a small balcony.
Top guest favorite
The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.
Apartment in Sunnyside
4.98 out of 5 average rating, 40 reviews

Paradise in Pirates Cove

ChristopherRating, 5 stars4 days ago
I fully recommend Louis's place - close to great beaches, restaurants and other activities. Louis is really responsive to inquiries. The apartment is very comfortable and was great for a couple/ 2 people. I will try to get this place when I return again to Panama City/ Destin. Thanks Louis!
Superhost
A modern living area features a leather sectional sofa paired with decorative pillows. A sleek, glass coffee table sits atop a patterned rug. The kitchen island, equipped with barstools, offers a view through large windows that provide natural light and overlook the landscape.
Apartment in Destin
4.92 out of 5 average rating, 158 reviews

Luxview

JustinRating, 5 stars1 month ago
Such a great host! Answers back quickly and very knowledgeable and respectful! Will for sure book again anytime!
Guest favorite
A light-filled living area features a comfortable sofa with patterned upholstery and a large round coffee table. Floor-to-ceiling windows offer views of the ocean, while nautical-themed decor, including an oar and ship wheel, enhances the coastal ambiance.
Apartment in Destin
4.87 out of 5 average rating, 91 reviews

Nautical Dunes - Ocean Front View!

ConnorRating, 5 stars1 month ago
Me and my wife stayed here for 5 nights and absolutely loved it. The view from the balcony was beautiful. The location is perfect and there are tons of restaurants close by. We also liked that it is a gated community and you had to check in with the security guard before going in. Overall 10/10 and will be coming back!
Superhost
A spacious interior features a king-sized bed with light bedding and pillows. Soft lighting illuminates the area, highlighting a seating arrangement with two chairs and a round coffee table. A fully equipped kitchen is visible in the background, enhancing the open floor plan.
Apartment in Santa Rosa Beach
5 out of 5 average rating, 3 reviews

Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi

ElanRating, 5 stars2 days ago
We loved this Airbnb! Lee was a wonderful host. The location was perfect with the beach right across the street, the organic cafe next door, and other great beach towns in either direction. The condo was completely charming, spotless, and beautifully remodeled.

Lake access cottage rentals

Top guest favorite
A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.
Cottage in Seagrove Beach
4.92 out of 5 average rating, 193 reviews

Seaside 30A "Hemingway" Beach Side Cottage

JodiRating, 5 stars1 week ago
We absolutely fell in love with this sweet cottage. Amongst the cookie cutter homes in the area this little place is reminiscent of old Florida. It had everything we needed. If you are looking for a quiet getaway, look no further. Connie is a great host and very easy to communicate with.
Guest favorite
A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.
Cottage in Laguna Beach On The Gulf Of Mexico
4.91 out of 5 average rating, 34 reviews

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed

TylerRating, 5 stars1 week ago
We had a beautiful stay here! Super pretty walk to the beach and all grocery stores and shops are within short driving distance. The fenced in front and backyard was perfect for our pup and we will definitely be coming back to stay again in the future!
Guest favorite
Two green kayaks rest on a grassy area near a wooden dock extending into Deer Point Lake. The calm water reflects trees and vegetation, creating a serene lakeside setting. The dock features a small platform for easy access to the water.
Cottage in Southport
4.92 out of 5 average rating, 24 reviews

4 Person Lake Front Cottage with Kayaks

ThoonyaRating, 5 stars2 days ago
We decided to book a place close to Panama City Beach to vacation. The stay was at a great location by a fresh water lake and about 30 minutes from PCB. We were allowed an early check-in which was awesome to be able to spend the day longer. The laundry room is communion shared and there is room to park a 25 foot boat or greater I'll say. The only drawback is if you plan on cooking large home meals, the kitchenette is limited. Overall this was a good value and I feel will succeed for future occupants.
Top guest favorite
A charming two-story cottage is framed by seasonal foliage and tropical plants. Light blue siding accents the structure, complemented by dark green shutters and a welcoming front porch with white railings. The entrance features a decorative door, enhancing the home's inviting presence.
Cottage in Santa Rosa Beach
5 out of 5 average rating, 25 reviews

Cozy cottage by the sea

AnnieRating, 5 stars2 months ago
We loved our stay here! The community is awesome, and the location couldn’t be better. The rooms were clean and well-organized, and it’s clear a lot of thought went into the setup—nothing was overlooked. The beds were super comfortable, beach towels were provided, and everything felt easy and welcoming. We have three young kids, and they were so comfortable and happy here. We’ll definitely be back!
Guest favorite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Laguna Beach On The Gulf Of Mexico
4.91 out of 5 average rating, 34 reviews

The Cottage on Alta Vista-so charming!

JjRating, 5 stars10 months ago
Cassandra was amazing! She was quick to respond, helpful with suggestions, and just made us feel right at home and an extension of the family. The cottage was adorable, functional, and very easily accommodated our family of 4 plus pup. The location was perfectly located in proximity to the beach, shopping, and restaurants. The outdoor shower is a cool and functional addition to the house. 10/10 Definetly Recommend!
Superhost
A welcoming entrance features a covered porch adorned with vibrant pink flowers and a birdhouse. Two white chairs are positioned beside a small table, inviting guests to enjoy the serene setting. A decorative wind chime adds a touch of charm to the doorway.
Cottage in Mary Esther
4.84 out of 5 average rating, 142 reviews

Nature's Nest Cottage on the Sound - Pets Welcome!

KatharineRating, 5 stars5 days ago
We’re repeat visitors and our stay this time was just as lovely as the last. The Nest offers a cozy place to hang out, bed down, and base from. We love spending time kayaking the sound and watching for wildlife. Beaches, seafood, and all the Ft.Walton/Destin vacation fun is close by, but the Nest is homey and easily fit our family of four. Very grateful for laundry to wash bathing suits in between beach days!
Superhost
A light-filled bedroom features a cozy bed with a textured white coverlet. French doors open to a sitting porch with two comfortable chairs and festive wreaths. A decorative area rug and a vintage dresser add warmth and charm to the space.
Cottage in Freeport
4.85 out of 5 average rating, 100 reviews

Waterfront Cottage Unit, Keyless, mins to beach

BrittanyRating, 5 stars1 week ago
Such a quiet, quaint, and unique place to stay out of the hustle bustle of the touristy areas, but extremely close to amazing beaches and beach towns to explore. There are 3 excellent restaurants about 10 mins from the bnb right on the bay and many others about 20 mins away. I loved hearing the wildlife at night and in the morning with the bnb being so secluded. Highly recommend if you are looking for a place to rest and reset but with the option of many great things to do and see nearby.
Guest favorite
The coastal-cottage-style home is framed by lush greenery, showcasing a welcoming porch with white columns and dark steps. A spacious garage is visible, filled with various sports equipment, including paddleboards and bicycles, highlighted by a large yellow paddleboard leaning against the exterior.
Cottage in Inlet Beach
4.97 out of 5 average rating, 34 reviews

Kid friendly golf cart sports gear pool lake beach

LilyRating, 5 stars2 months ago
Daniela's home is beautiful and comfortable. Outside of the space itself being gorgeous the quality of the linens and towels, thoughtful touches throughout and the kid friendly features really stood out. Everything is well maintained and wonderful. I highly recommend and can't wait to come back and stay again.

Quick stats about vacation rentals with lake access in Miramar Beach

  • Total rentals

    1.8K properties

  • Nightly prices starting at

    G$14,687 GYD before taxes and fees

  • Total number of reviews

    13K reviews

  • Family-friendly rentals

    1K properties are a good fit for families

  • Pet-friendly rentals

    110 properties allow pets

  • Rentals with a pool

    1.8K properties have a pool

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