
Vacation rentals with lake access in Panama City
Find and book unique lake access rentals on Airbnb
Top-rated lake access rentals in Panama City
Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar
Escape to The Palms at Panama City Beach, your ultimate beach getaway! Nestled between PCB's most visited areas—Pier Park and 30A—our prime location offers the best of both worlds, with a short drive in either direction. Just 0.5 miles from the beach and a block from lake + boat access, you'll have endless outdoor activities at your fingertips. For your convenience, The Palms is situated near two airports—ECP and VPS—and features a spacious driveway that comfortably accommodates up to four cars.

Beautiful home, backyard, walk to beach,no pet fee
The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

A Luxury Bayfront Retreat | Resort-Style Pool
Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

Casa Sol - Bright, Renovated, Studio by The Beach.
Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

Oasis by the Bay. 10 miles from Panama City Beach
Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.

Hidden Treasure - Perfect blend of Quaint & Quiet!
Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $100 non-refundable per pet fee . A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Pelican Perch, Breathtaking Views, Couples Retreat
Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Beach Condo w/ Heated Pool & Hot Tub
Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Dolphin Days Lagoon Escape
Welcome to our unique 3-bedroom, 3-bathroom lagoon-front rental in Panama City Beach! This spacious property offers a perfect blend of comfort and convenience, making it an ideal destination for families and groups of friends. Located just two blocks from the beautiful white sandy beaches and the vibrant Gulf of Mexico, you'll enjoy easy access to sun, surf and relaxation.

Stunning Gulf Views I Sleeps 9 I Best Amenities
*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach

Romantic Seagrove Palmetto Bungalow 30A Lakefront
Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.
Popular amenities for Panama City lake access rentals
Lake access house rentals

Luxury | Pool | Wavecrest Retreat | Inlet Beach

STEPS TO BEACH! Ocean views Beach House+Pool+Lake

Golf Cart! Community Pool! Bikes! Beach Gear!

★180° Ocean Views | 3BR/2BA | 5 Pools | W/D

Baby-Ready Oasis w/Private Pool - Near 30A - PCB

30A Unplugged By Stay on 30a

Prime Area! Walk/bike to Pool, 30A, Rests., Beach

Private Pool | Steps to Beach & 30A | Near Seaside
Lake access apartment rentals

Stunning fun-filled beachfront condo

Rosemary's Cove - West PCB, 2BR with Fenced Yard!

Newly renovated modern studio steps from the beach

Emerald Coast Sea-renity.

Coastal Chateau | Lakefront 30A Retreat

Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi

Laketown Wharf 509: Gulf Views + Free Activities!

Direct oceanfront! Panoramic 3-sided balcony!
Lake access cottage rentals

Hideaway Cottage | Dog-Friendly & Block From Beach

Seagrove Beach Deal | Prime 30A Location

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Seaside 30A "Hemingway Cottage" Close to Beach

Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!

4 Person Lake Front Cottage with Dock

The Cottage on Alta Vista-so charming!

30A Beach Access, Sea La Vie
When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | G$21,966 GYD | G$25,732 GYD | G$23,012 GYD | G$26,359 GYD | G$30,125 GYD | G$33,472 GYD | G$32,008 GYD | G$27,405 GYD | G$24,477 GYD | G$24,686 GYD | G$21,966 GYD | G$21,339 GYD |
| Avg. temp | 12°C | 14°C | 17°C | 20°C | 24°C | 27°C | 28°C | 28°C | 26°C | 22°C | 17°C | 14°C |
Quick stats about vacation rentals with lake access in Panama City

Total vacation rentals
Explore 20 vacation rentals in Panama City

Nightly prices starting at
Panama City vacation rentals start at G$6,276 GYD per night before taxes and fees

Verified guest reviews
Over 360 verified reviews to help you choose

Family-friendly vacation rentals
10 properties offer extra space & kid-friendly amenities

Rentals with dedicated workspaces
10 properties have a dedicated workspace

Wi-Fi availability
20 of Panama City vacation rentals include wi-fi access

Popular amenities for guests
Guests love Kitchen, Wifi, and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
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- Aqua Resort
- Beachside Villas
- Seacrest Beach
- St. Andrews State Park
- Frank Brown Park
- Blue Mountain Beach
- Village of Baytowne Wharf
- Grayton Beach State Park
- St. Andrew State Park Pier
- Shell Island Beach
- Henderson Beach State Park
- Crooked Island Beach
- Camp Helen State Park
- Shipwreck Island Waterpark
- Topsail Hill Preserve State Park
- Signal Hill Golf Course
- Gulf World Marine Park
- Pier Park
- Morrison Springs
- MB Miller County Pier
- Panama City Beach Winery
- Destiny East
- Dune Allen Beach Access
- Coconut Creek Family Fun Park





