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Vacation rentals with lake access in Panama City

Find and book unique lake access rentals on Airbnb

Quick stats about vacation rentals with lake access in Panama City

  • Total vacation rentals

    Explore 20 vacation rentals in Panama City

  • Nightly prices starting at

    Panama City vacation rentals start at G$6,266 GYD per night before taxes and fees

  • Verified guest reviews

    Over 360 verified reviews to help you choose

  • Family-friendly vacation rentals

    10 properties offer extra space & kid-friendly amenities

  • Rentals with dedicated workspaces

    10 properties have a dedicated workspace

  • Wi-Fi availability

    20 of Panama City vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-rated lake access rentals in Panama City

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Top guest favorite
A vibrant outdoor space features a large fenced yard with colorful striped bean bag chairs and a mural reading 'Panama City Beachin' 1' on the fence. Lush greenery surrounds the area, complementing the lively atmosphere.
Home in Laguna Beach
4.98 out of 5 average rating, 179 reviews

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar

Escape to The Palms at Panama City Beach, your ultimate beach getaway! Nestled between PCB's most visited areas—Pier Park and 30A—our prime location offers the best of both worlds, with a short drive in either direction. Just 0.5 miles from the beach and a block from lake + boat access, you'll have endless outdoor activities at your fingertips. For your convenience, The Palms is situated near two airports—ECP and VPS—and features a spacious driveway that comfortably accommodates up to four cars.

Guest favorite
A serene outdoor pool area is surrounded by palm trees and colorful landscaping. The pool's clean lines contrast with the sky above, creating a refreshing atmosphere. Lounge chairs are placed along the pool's edge, inviting relaxation under the sun.
Condo in Panama City Beach
4.9 out of 5 average rating, 115 reviews

Paradise and Laketown Wharf🏝 Tonight AVAILABLE!

This spacious 1BR/2BA Laketown Wharf condo offers expansive lake views from a private balcony. On-site amenities include five outdoor pools with an interactive kids' pool and two hot tubs for ultimate relaxation. Bowling, food, drinks, live music on site! Wake up for a morning workout in the fitness center before spending a day on the sugar-white sand beach. Your unit offers a spacious layout, generous natural light, and nautical design. Resort fees are not included, and it's$78 per reservation.

Guest favorite
A large, inviting pool area is surrounded by lush landscaping, including palm trees and well-kept shrubs. Comfortable lounge chairs are positioned near the edge of the pool, with a spacious deck leading to the water. In the background, a tall building is visible against a clear blue sky.
Condo in Lower Grand Lagoon
4.71 out of 5 average rating, 300 reviews

balcony • sauna • dock • 1 block to beach • pool

AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

Top guest favorite
Home in Lower Grand Lagoon
4.97 out of 5 average rating, 124 reviews

Beautiful home, backyard, walk to beach,no pet fee

The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

Guest favorite
The exterior of the home is showcased against a vibrant sunset sky. The structure features multiple levels with large windows, surrounded by lush greenery and palm trees. A wooden deck leads to the entrance, complementing the relaxing atmosphere.
Home in Panama City
4.96 out of 5 average rating, 47 reviews

A Luxury Bayfront Retreat | Resort-Style Pool

Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

Top guest favorite
A serene waterfront view captures vibrant hues of orange and pink reflected in the calm water at sunset. A solitary heron stands gracefully in the foreground, while lush greenery frames the scene, enhancing the tranquil atmosphere.
Apartment in Panama City
4.95 out of 5 average rating, 87 reviews

Oasis by the Bay. 10 miles from Panama City Beach

Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.

Top guest favorite
A large dock extends over calm waters, framed by a sunset that paints the sky in warm hues. A spacious elevated deck is visible, equipped with seating. Kayaks and boats are stationed nearby, while a gathering area is set with tables and chairs.
Home in Youngstown
4.96 out of 5 average rating, 55 reviews

Luxurious Lake House

Relax with the whole family at this peaceful place to stay. Enjoy breathtaking sunsets from the huge porch and dock. Fish, kayak, relax while the kids enjoy the game room. Very private area and with 30 minutes from the World’s Most Beautiful Beaches in Panama City Beach. Visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs (9mi), drive to white sandy clear blue waters. Explore the Florida Caverns (47 mi). 28mi from ECP Airport. Guided pontoon boat tours of the Lake and creeks.

Guest favorite
A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.
Condo in Panama City Beach
4.94 out of 5 average rating, 108 reviews

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Top guest favorite
Cottage in Seagrove Beach
4.92 out of 5 average rating, 207 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Enjoy an inspirational artist colorful beach cottage lined with palm trees. Walk to beach / Gulf of America. Located on the beach side of 30A at the end of a no drive through street. Marble floors w/ 10 ft. ceilings & original artwork. Rosemary Beach & Seaside 5 mins away for fabulous food and shopping. Rent bikes for a perfect day out. MAXIMUM 2 car parking. **Backyard studio is also rented with private entrance. Main cottage area has own door and is separate and private.

Guest favorite
A spacious living area features large windows offering views of the Gulf and access to a balcony. A wooden coffee table centers the room, complemented by a light-colored sofa with decorative pillows. The view showcases the resort and the expansive beach area, creating a serene atmosphere.
Condo in Panama City Beach
4.84 out of 5 average rating, 116 reviews

Beach Condo #925 w/ Heated Pool & Hot Tub

Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Guest favorite
A modern living area features a large sectional couch in white with black accents, complemented by a large circular seating area. Bright wall art adds color, and natural light pours in from expansive sliding glass doors that showcase scenic views beyond.
Condo in Panama City Beach
4.86 out of 5 average rating, 128 reviews

1338 Corner XL 5 POOLS*3 King*Resort 18+Ok

Must be 18 to Book This is a beautiful newly decorated 4 Bedroom Condo 3 King BR + 1 Full Bed with Barndoor Corner unit 1338 Laketown Wharf The unit is located close to the 10th floor swimming pool And overlooks front Beach Road and the lagoon. Modern Decor and seating at a dining table for 4 Must be 18 to rent this property This unit has beautiful city views With a wraparound balcony. Resort fee $120+ tax is not included in this listing

Top guest favorite
A spacious master bedroom displays a king bed adorned with a decorative duvet featuring ocean-themed designs. Large windows frame views of the Gulf, while a ceiling fan adds comfort. A flat-screen TV is positioned on a dresser, complemented by a small potted plant in the corner.
Condo in Panama City Beach
4.96 out of 5 average rating, 125 reviews

Stunning Gulf Views I Sleeps 9 I Best Amenities

*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach

Popular amenities for Panama City lake access rentals

When is the best time to visit Panama City?

MonthJanFebMarAprMayJunJulAugSepOctNovDec
Avg. priceG$21,933 GYDG$25,693 GYDG$22,977 GYDG$26,319 GYDG$30,079 GYDG$33,421 GYDG$31,959 GYDG$27,364 GYDG$24,439 GYDG$24,648 GYDG$21,933 GYDG$21,306 GYD
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