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Vacation rentals with lake access in Panama City

Find and book unique lake access rentals on Airbnb

Top-rated lake access rentals in Panama City

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Guest favorite
A log cabin sits in a serene landscape by the water, surrounded by lush greenery. A private dock is visible, featuring two chairs and a colorful kayak resting by the shore. The cabin's expansive windows reflect the natural light, enhancing the tranquil setting.
Cabin in Youngstown
4.96 out of 5 average rating, 103 reviews

River fishing dock, playground, games, 23mi beach

Book today to make extraordinary memories at the Big Dipper Lodge, a remote log cabin with amazing waterfront views you’ll love! Your kids will love the gameroom! You will enjoy fishing & kayaking from the private dock! You can visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs. You’ll love white sandy clear blue water beaches nearby. You can stroll through historic St. Andrew's Bay, and you can walk the Panama City Beach Boardwalk. 28mi to ECP Airport & 47mi to Florida Caverns

Guest favorite
Condo in Panama City Beach
4.93 out of 5 average rating, 102 reviews

Gulfview! Cozy Beach Oasis | 5 Pools + King Suite

Enjoy family fun with stunning views of the Gulf and quick access to the sandy beach! This rare, kid-friendly unit at Laketown Wharf Beach Resort is on a low floor near the elevator, offering easy access and private owner service. Relax at 5pools, enjoy onsite dining, and stay in one of the most upgraded units available. With a Smart View TV, comfort meets convenience. “Come for the beautiful beaches, stay awhile, for the VIEW.” Check out our awesome reviews and see why guests keep coming back!

Guest favorite
A serene outdoor pool area is surrounded by palm trees and colorful landscaping. The pool's clean lines contrast with the sky above, creating a refreshing atmosphere. Lounge chairs are placed along the pool's edge, inviting relaxation under the sun.
Condo in Panama City Beach
4.88 out of 5 average rating, 102 reviews

Paradise and Laketown Wharf🏝 Tonight AVAILABLE!

This spacious 1BR/2BA Laketown Wharf condo offers expansive lake views from a private balcony. On-site amenities include five outdoor pools with an interactive kids' pool and two hot tubs for ultimate relaxation. Bowling, food, drinks, live music on site! Wake up for a morning workout in the fitness center before spending a day on the sugar-white sand beach. Your unit offers a spacious layout, generous natural light, and nautical design. Resort fees are not included, and it's$78 per reservation.

Superhost
A large, inviting pool area is surrounded by lush landscaping, including palm trees and well-kept shrubs. Comfortable lounge chairs are positioned near the edge of the pool, with a spacious deck leading to the water. In the background, a tall building is visible against a clear blue sky.
Condo in Panama City Beach
4.7 out of 5 average rating, 291 reviews

balcony • sauna • dock • 1 block to beach • pool

AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

Superhost
A spacious studio features a comfortable sofa and a large bed. Natural light enters through sliding glass doors, revealing a serene view of the lake. Decorative elements, including framed artwork and a cozy area rug, enhance the inviting ambiance.
Condo in El Centro Beach
4.85 out of 5 average rating, 125 reviews

Casa Sol - Bright, Renovated, Studio by The Beach.

Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

Top guest favorite
A well-appointed living area features a comfortable sofa adorned with decorative pillows and illuminating lamps on either side. A wooden coffee table sits in front of the sofa, while a kitchenette with modern appliances is visible in the background. Natural light filters in through a nearby window.
Condo in Sunnyside
4.96 out of 5 average rating, 112 reviews

Near 30A, 2nd Floor condo Lake View, Private Beach

Located in an exclusive community, Carillon Beach Resort Condo, is in a beautiful neighborhood featuring a canopy of oak trees lining the paved sidewalks. Guests enjoy eight walkover access points to 3900 feet of sugar sand beach. You'll find shopping, restaurants, a cafe, a salon, and even a fitness center on Carillon Market Street. Paddleboarding, kayaking, and bicycle rentals are available on-site at Shiprwrecked LTD. This home is two-and-a-half miles from Rosemary Beach, with restaurants.

Guest favorite
An open-concept living space is presented with modern furnishings and a cozy atmosphere. A comfortable sofa faces a flat-screen television, while a kitchen island provides ample counter space. Large windows offer views of the lake, allowing natural light to fill the room.
Apartment in Sunnyside
4.84 out of 5 average rating, 177 reviews

"Islandia 316" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units available - please visit my profile.

Top guest favorite
A modern living area features a large sectional couch in white with black accents, complemented by a large circular seating area. Bright wall art adds color, and natural light pours in from expansive sliding glass doors that showcase scenic views beyond.
Condo in Panama City Beach
4.85 out of 5 average rating, 121 reviews

1338 Corner XL 18 To BOOK POOLS Jacuzzis

Must be 18 to Book This is a beautiful newly decorated 3 King BR 3BA + Full Bed with Barndoor Corner unit 1338 Laketown Wharf The unit is located close to the 10th floor swimming pool And overlooks front Beach Road and the lagoon. Amazing views at night time, get ready for city lights Modern Decor and seating at a dining table for 4 Must be 18 to rent this property This unit has beautiful city views With a wraparound balcony. Resort fee $120+ tax is not included in this listing

Guest favorite
A balcony overlooking the Gulf displays a small round table with two chairs. The serene view includes the ocean and nearby establishments, providing a sense of tranquility. The spacious area is bathed in natural light, enhancing the inviting atmosphere.
Condo in Panama City Beach
4.87 out of 5 average rating, 115 reviews

Catch My Drift Gulf Views -Breath of Sea Air!

"CATCH MY DRIFT" SUPER HOSTED! Gulf views 12th floor-KING (memory foam mattress) in Main suite w/attached full bath, custom private bunk room w/ TVs at the end of each bunk and attached private full bath. ALL newer furnishings, carpet, paint, appliances, HUGE TVs, FRESH Linens, cookware, beautiful outdoor furniture overlooking the GULF! RESORT-5 Pools (1 heated),2 hot tubs, fitness room, RESTAURANTS, Live entertainment, 810 Bowling and Games, Private Lake w/water shows! BOOK NOW!

Top guest favorite
A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.
Condo in Sunnyside
4.95 out of 5 average rating, 176 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Top guest favorite
The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.
Cottage in Laguna Beach on the Gulf of Mexico
4.99 out of 5 average rating, 299 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Top guest favorite
A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.
Condo in Sunnyside
4.9 out of 5 average rating, 144 reviews

1st flr lakeview near 30A/Pets & Snowbirds welcome

Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome.

Popular amenities for Panama City lake access rentals

When is the best time to visit Panama City?

MonthJanFebMarAprMayJunJulAugSepOctNovDec
Avg. priceG$20,070 GYDG$21,951 GYDG$26,550 GYDG$26,341 GYDG$30,104 GYDG$33,449 GYDG$31,986 GYDG$27,387 GYDG$24,460 GYDG$24,669 GYDG$21,951 GYDG$21,324 GYD
Avg. temp12°C14°C17°C20°C24°C27°C28°C28°C26°C22°C17°C14°C

Quick stats about vacation rentals with lake access in Panama City

  • Total vacation rentals

    Explore 10 vacation rentals in Panama City

  • Nightly prices starting at

    Panama City vacation rentals start at G$6,272 GYD per night before taxes and fees

  • Verified guest reviews

    Over 230 verified reviews to help you choose

  • Wi-Fi availability

    10 of Panama City vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

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