Waterfront vacation rentals in Panama City

Find and book unique waterfront rentals on Airbnb

Top-rated waterfront rentals in Panama City

Guests agree: these waterfront rentals are highly rated for location, cleanliness, and more.

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Top guest favorite
A private balcony is showcased, featuring modern outdoor furniture, including a black lounge chair and two white Adirondack chairs. The expansive view overlooks the vibrant blue ocean and sky, with sunlight reflecting off the water, creating a serene atmosphere.
Condo in Panama City Beach
4.96 out of 5 average rating, 188 reviews

🏖️SUGAR-WHITE-SAND🏖️BEACHFRONT-4 POOLS-MAJESTIC

🏝 BEST IN PCB 🏝 It doesn’t get much better than waking up to a stunning ocean view from your main bedroom and stepping right onto a private balcony overlooking the breathtaking sunrises over the Gulf. Start your day with a warm cup of coffee as you take in the serene beauty of the emerald waters. In the evening, unwind with a glass of wine while watching dolphins gracefully swim by. Step directly onto the sugar-white sandy beach, unfold your chairs, and soak up the Florida sun. Perfect getaway

Top guest favorite
Condo in Panama City Beach
5 out of 5 average rating, 248 reviews

My Happy Place PCB-FREE beach service, king bed

My Happy Place | 2BR+bunkroom/2BA 15th floor condo w/ epic Gulf views! FREE beach setup (2 chairs+1 umbrella, Mar–Oct 2026), plus access to 8+ extra chairs, 3+ umbrellas, toys, books & games. Picture yourself lounging on the balcony, splashing in the pool, or grilling dinner after sunset! Super-fast WiFi, 4 TVs, washer/dryer, well-equipped kitchen, & balcony grill. Resort hot tub, fire pit & good vibes included. $50 Resort Pass (0–1 car/stay), $100 for 2. Weekends book fast—weekday rates shine!

Top guest favorite
A spacious studio room features a king-sized bed with comfortable bedding, flanked by two cozy armchairs. Bright natural light streams through the sliding glass doors, which open to a private balcony with ocean views. Decorative elements include beach-themed wall art and a stylish area rug.
Condo in Long Beach
4.99 out of 5 average rating, 271 reviews

Upscale Beachfront Studio! Beach Service Included!

Located in Tower 1 on the 19th floor, our newly renovated (2022) studio holds breathtaking, unparalleled panoramic views of the Gulf of Mexico. This upscale, professionally decorated oceanfront condo offers splendid furnishings, sufficient space, 550 sq ft, and a perfect opportunity for a romantic getaway in one of PCB's most popular resorts: Majestic Beach Resort. This space will feel like an upscale hotel just feet away from the beach. Beach service included from March 1st to October 31st.

Top guest favorite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City
4.94 out of 5 average rating, 233 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to your waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including your own dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Watch for birds, turtles and dolphins. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy bay views, your own bay beach and space. Absolutely no weddings or parties are allowed.

Top guest favorite
An inviting exterior of The Hideaway is displayed, showcasing a rustic two-story building with a red metal roof. Lush greenery and a variety of plants surround the entrance, while a wooden post with directional signs adds a charming touch. A clear path leads toward the front door.
Apartment in Panama City
4.94 out of 5 average rating, 239 reviews

"The Wine Cellar" Perfect Private Getaway

Perfect spot for a getaway & on a budget. The ever popular "Wine Cellar" at The Hideaway Panama City, is a quiet, cozy efficiency apt w/private entry. Approx. 650 sq. ft., 7' high ceiling, French wine barrel table, Luxury queen bed, bath & full kitchen. Relax & enjoy our 2 decks w/Bay views & dolphin sightings. Be just steps away from door to the water. Boat mooring. Fish, paddle board or kayak. Bicycles avail too. We are a Super Host with 7 other homes on the property. Dog Friendly.

Top guest favorite
Two blue Adirondack chairs are positioned on a wooden deck overlooking the water. A small table with a potted plant sits between the chairs, providing a comfortable place to relax. The calm bay and dock area can be seen in the background.
Cottage in Panama City
4.94 out of 5 average rating, 161 reviews

Water front bay beach and boat dock stunning views

Take it easy at this unique and tranquil getaway. Duplex is 550 square feet on the water. Fish from your backyard or end of dock. Catch breathtaking sunsets on the back deck. Private boat dock with slips Boat ramp 1/4 away. Kayak and explore East St. Andrews Bay. Location is very quiet and peaceful . Walk the shore to the Tyndal bridge and view wild life. 30 minutes to PCB. 18 miles to Mexico Beach. 3 mile to Tyndal Gate. Complementary kayaks/paddle board. Fishing charter option available!

Top guest favorite
The living area features a large gray couch paired with a modern ottoman and a textured rug. A dining area with bar stools is visible, while a well-equipped kitchen and dining table are in the background. Natural light enters through the glass doors, enhancing the open layout.
Home in Lower Grand Lagoon
4.96 out of 5 average rating, 190 reviews

A Sunny Bungalow FOR 8 - WALK TO BEACH w/ KING bed

Message us for special winter discount! Enjoy a relaxing experience at our charming, perfectly located 2 bed, 2 bath, beach bungalow steps away from the most beautiful beaches in Florida Located only 1 block from the white sandy beaches of PCB. If you get sick of the beach, you are a short distance from great bars, restaurants, and the beautiful St. Andrews State Park Schooners, Patches, Newby's & TOOTSIES are just around the corner making for a great walk home after dinner and drinks.

Top guest favorite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.97 out of 5 average rating, 203 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Top guest favorite
A cozy corner of the living space features a small Christmas tree adorned with holiday decorations. Two comfortable chairs, one gray with a yellow accent pillow and one brown, flank a small table. A vibrant wall covering with leafy patterns adds a lively touch to the room.
Townhouse in Lower Grand Lagoon
4.94 out of 5 average rating, 232 reviews

Private Backyard | Pet Friendly | Sleeps 4

Walk in and relax in this beautiful meticulously renovated duplex with fully fenced backyard and spacious patio. Take a short walk to the beach to the Rick seltzer park, my favorite place on the beach, don’t forget chairs and umbrella that we prepared for you As you get enough of sunshine go and enjoy Capt’s Jack unlimited crab legs or have a drink in one of many bars and restaurants around Absolutely NO SMOKING in this unit

Top guest favorite
A vibrant mural features a cheerful pineapple wearing sunglasses, accompanied by a refreshing drink adorned with an umbrella and a lime. The background depicts a gradient of blue, evoking a seaside atmosphere.
Home in Callaway
4.93 out of 5 average rating, 107 reviews

Pineapple Paradise By The Bay

THEMED HOUSE! Enjoy a relaxing experience at 3 bedroom, 2 bathrooms, house, with a game room and pond in the backyard with your very own ducks. We have turned this into a fun, fancy, fantastic experience. From the jungle to the bottom of Davey Jones Locker where the pirates & mermaids are. We are 15 minutes from Mexico Beach & 30 from pcb. Queen pullout couch and twin mattress and two child cots. Minutes from stores.

Guest favorite
Guesthouse in Panama City
4.88 out of 5 average rating, 206 reviews

"Bliss On The Bay" Guesthouse W/Kitchen

Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

Top guest favorite
A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.
Home in Santa Rosa Beach
5 out of 5 average rating, 104 reviews

Romantic Seagrove Palmetto Bungalow 30A Lakefront

Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.

Popular amenities for Panama City waterfront rentals

When is the best time to visit Panama City?

MonthJanFebMarAprMayJunJulAugSepOctNovDec
Avg. priceG$23,636 GYDG$25,100 GYDG$27,192 GYDG$27,820 GYDG$30,121 GYDG$32,631 GYDG$34,304 GYDG$26,983 GYDG$25,100 GYDG$26,146 GYDG$23,218 GYDG$23,009 GYD
Avg. temp12°C14°C17°C20°C24°C27°C28°C28°C26°C22°C17°C14°C

Quick stats about waterfront rentals in Panama City

  • Total vacation rentals

    Explore 90 vacation rentals in Panama City

  • Nightly prices starting at

    Panama City vacation rentals start at G$4,183 GYD per night before taxes and fees

  • Verified guest reviews

    Over 5,180 verified reviews to help you choose

  • Family-friendly vacation rentals

    60 properties offer extra space & kid-friendly amenities

  • Pet-friendly vacation rentals

    Find 30 rentals that welcome pets

  • Vacation rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wi-Fi availability

    90 of Panama City vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

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