Waterfront vacation rentals in Panama City

Find and book unique waterfront rentals on Airbnb

Top-rated waterfront rentals in Panama City

Guests agree: these waterfront rentals are highly rated for location, cleanliness, and more.

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Top guest favorite
A spacious ground floor bungalow is visible, surrounded by lush greenery and palm trees. Colorful directional signs indicate nearby attractions. The covered deck features comfortable seating, inviting relaxation. Sturdy wooden steps lead to the upper level, enhancing the welcoming outdoor space.
Apartment in St. Andrews
4.95 out of 5 average rating, 386 reviews

“Bungalow” at the Hideaway - Private & Water views

Beautiful Bayou Sunsets. New updates in 2020! Roomy and Relaxing ground floor location. Covered deck. Grill. Queen bed, furnished kitchen, w/new granite countertops. breakfast bar. Full bath. Twin trundle bed in liv room. Convenient parking by your door. Enjoy the views. Perfect spot for business or vacation travellors. Dog Friendly. Enjoy our new Greenhouse to sip, sit and relax amongst the flowers and plants. Families with all ages of children are welcome. Parking for boat & bike trailers.

Top guest favorite
A private balcony is showcased, featuring modern outdoor furniture, including a black lounge chair and two white Adirondack chairs. The expansive view overlooks the vibrant blue ocean and sky, with sunlight reflecting off the water, creating a serene atmosphere.
Condo in Panama City Beach
4.96 out of 5 average rating, 187 reviews

🏖️SUGAR-WHITE-SAND🏖️BEACHFRONT-4 POOLS-MAJESTIC

🏝 BEST IN PCB 🏝 It doesn’t get much better than waking up to a stunning ocean view from your main bedroom and stepping right onto a private balcony overlooking the breathtaking sunrises over the Gulf. Start your day with a warm cup of coffee as you take in the serene beauty of the emerald waters. In the evening, unwind with a glass of wine while watching dolphins gracefully swim by. Step directly onto the sugar-white sandy beach, unfold your chairs, and soak up the Florida sun. Perfect getaway

Top guest favorite
Condo in Panama City Beach
5 out of 5 average rating, 248 reviews

My Happy Place PCB-FREE beach service, king bed

My Happy Place | 2BR+bunkroom/2BA 15th floor condo w/ epic Gulf views! FREE beach setup (2 chairs+1 umbrella, Mar–Oct 2026), plus access to 8+ extra chairs, 3+ umbrellas, toys, books & games. Picture yourself lounging on the balcony, splashing in the pool, or grilling dinner after sunset! Super-fast WiFi, 4 TVs, washer/dryer, well-equipped kitchen, & balcony grill. Resort hot tub, fire pit & good vibes included. $50 Resort Pass (0–1 car/stay), $100 for 2. Weekends book fast—weekday rates shine!

Guest favorite
A round, turquoise table is surrounded by matching adirondack chairs on a wooden deck. A striped umbrella offers shade while the view of the sandy beach and turquoise ocean extends in the background under a clear blue sky.
Home in Lower Grand Lagoon
4.9 out of 5 average rating, 144 reviews

Aqua-Holic Beach House Directly on the Beach!

This nostalgic beach front home overlooks the white sugar sand beaches of the Emerald Coast. With interior views of the ocean from the kitchen, living room, and both bedrooms, you are in for a treat! Private parking is right in front of the house, and you can enjoy one level throughout. If you have a large party, a 1 bedroom cottage is available on the same lot. **Note** The cottage is a separate listing and must be booked separately. You can find it under "Aqua-Holic Beach Front Cottage"

Top guest favorite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City
4.94 out of 5 average rating, 233 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to your waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including your own dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Watch for birds, turtles and dolphins. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy bay views, your own bay beach and space. Absolutely no weddings or parties are allowed.

Top guest favorite
Two blue Adirondack chairs are positioned on a wooden deck overlooking the water. A small table with a potted plant sits between the chairs, providing a comfortable place to relax. The calm bay and dock area can be seen in the background.
Cottage in Panama City
4.94 out of 5 average rating, 161 reviews

Water front bay beach and boat dock stunning views

Take it easy at this unique and tranquil getaway. Duplex is 550 square feet on the water. Fish from your backyard or end of dock. Catch breathtaking sunsets on the back deck. Private boat dock with slips Boat ramp 1/4 away. Kayak and explore East St. Andrews Bay. Location is very quiet and peaceful . Walk the shore to the Tyndal bridge and view wild life. 30 minutes to PCB. 18 miles to Mexico Beach. 3 mile to Tyndal Gate. Complementary kayaks/paddle board. Fishing charter option available!

Top guest favorite
The living area features a large gray couch paired with a modern ottoman and a textured rug. A dining area with bar stools is visible, while a well-equipped kitchen and dining table are in the background. Natural light enters through the glass doors, enhancing the open layout.
Home in Lower Grand Lagoon
4.96 out of 5 average rating, 189 reviews

A Sunny Bungalow FOR 8 - WALK TO BEACH w/ KING bed

Message us for special winter discount! Enjoy a relaxing experience at our charming, perfectly located 2 bed, 2 bath, beach bungalow steps away from the most beautiful beaches in Florida Located only 1 block from the white sandy beaches of PCB. If you get sick of the beach, you are a short distance from great bars, restaurants, and the beautiful St. Andrews State Park Schooners, Patches, Newby's & TOOTSIES are just around the corner making for a great walk home after dinner and drinks.

Top guest favorite
A comfortable living area features two plush sofas arranged around a wooden coffee table. A large flat-screen television hangs on the wall, while decorative items and potted plants add a touch of warmth. Natural light fills the space through nearby windows.
Condo in Lower Grand Lagoon
4.88 out of 5 average rating, 142 reviews

Gulf of Mexico Getaway! Steps 2 sand, sun & surf!

Look no further, your paradise has been found! This comfy, cozy, remodeled, ground floor 2 bedroom, 1 bath beachhouse is steps to the most magnificent, never crowded white sand beach in Panama City Beach. It is conveniently located on the family friendly, quieter eastern end of Thomas Drive, where the beaches are wide and uncrowded and the water warm. The most stunning sunsets are outside your front door. We provide everything you need for a relaxing, comfortable stay. Book today!

Top guest favorite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.97 out of 5 average rating, 203 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Guest favorite
Home in Lower Grand Lagoon
4.96 out of 5 average rating, 222 reviews

Sleeps 6 | Private Backyard | Pet Friendly

2 bed/2 bath home, with spacious private backyard, few blocks from the beach is welcoming up to 6 guests PETS STAY FREE :) Living room has a flat screen Roku TV, back door leads to the patio with a grill Master bedroom has a queen size bed, a full bathroom with a shower/tub combo. Guest bedroom has two twin size beds and a bunk bed. Guest bathroom has a walk in shower Kitchen area is fully equipped with everything you need to cook your favorite meal

Guest favorite
Guesthouse in Panama City
4.88 out of 5 average rating, 206 reviews

"Bliss On The Bay" Guesthouse W/Kitchen

Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

Top guest favorite
A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.
Home in Santa Rosa Beach
5 out of 5 average rating, 104 reviews

Romantic Seagrove Palmetto Bungalow 30A Lakefront

Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.

Popular amenities for Panama City waterfront rentals

When is the best time to visit Panama City?

MonthJanFebMarAprMayJunJulAugSepOctNovDec
Avg. priceG$23,640 GYDG$25,104 GYDG$27,196 GYDG$27,824 GYDG$30,125 GYDG$32,635 GYDG$34,309 GYDG$26,987 GYDG$25,104 GYDG$26,150 GYDG$23,221 GYDG$23,012 GYD
Avg. temp12°C14°C17°C20°C24°C27°C28°C28°C26°C22°C17°C14°C

Quick stats about waterfront rentals in Panama City

  • Total vacation rentals

    Explore 90 vacation rentals in Panama City

  • Nightly prices starting at

    Panama City vacation rentals start at G$4,184 GYD per night before taxes and fees

  • Verified guest reviews

    Over 5,180 verified reviews to help you choose

  • Family-friendly vacation rentals

    60 properties offer extra space & kid-friendly amenities

  • Pet-friendly vacation rentals

    Find 30 rentals that welcome pets

  • Vacation rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wi-Fi availability

    90 of Panama City vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

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