Waterfront vacation rentals in Panama City

Find and book unique waterfront rentals on Airbnb

Top-rated waterfront rentals in Panama City

Guests agree: these waterfront rentals are highly rated for location, cleanliness, and more.

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Top guest favorite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Long Point Park
4.94 out of 5 average rating, 228 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to your waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including your own dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Watch for birds, turtles and dolphins. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy bay views, your own bay beach and space. Absolutely no weddings or parties are allowed.

Top guest favorite
A spacious outdoor pool area features multiple interconnected pools surrounded by palm trees. Lounge chairs are arranged throughout the deck, offering views of the nearby bay and lush greenery. The scene is brightened by clear blue skies, enhancing the relaxing atmosphere of the space.
Condo in Panama City Beach
4.94 out of 5 average rating, 172 reviews

Beautiful Gem! Close to St Andrew’s & Shell Island

Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

Top guest favorite
Two blue Adirondack chairs are positioned on a wooden deck overlooking the water. A small table with a potted plant sits between the chairs, providing a comfortable place to relax. The calm bay and dock area can be seen in the background.
Cottage in Long Point Park
4.94 out of 5 average rating, 160 reviews

Water front bay beach and boat dock stunning views

Take it easy at this unique and tranquil getaway. Duplex is 550 square feet on the water. Fish from your backyard or end of dock. Catch breathtaking sunsets on the back deck. Private boat dock with slips Boat ramp 1/4 away. Kayak and explore East St. Andrews Bay. Location is very quiet and peaceful . Walk the shore to the Tyndal bridge and view wild life. 30 minutes to PCB. 18 miles to Mexico Beach. 3 mile to Tyndal Gate. Complementary kayaks/paddle board. Fishing charter option available!

Guest favorite
A spacious living room features a large sectional couch adorned with cushions, facing two small round tables. Natural light filters through several tall windows with blinds, highlighting the warm wood flooring and a decorative plant in the corner.
Home in Biltmore Beach
4.91 out of 5 average rating, 218 reviews

Beach House for 10 - WALK TO BEACH - w/ KING bed!

Message us for special winter discount! Enjoy a relaxing experience at our spacious, perfectly located 2 bed, 2 bath, + loft, beach house near the most beautiful beaches in FL. Located only 2 blocks from the white sandy beaches of PCB. If you get sick of the beach, you are only a short distance from great bars, restaurants, and the beautiful St. Andrews State Park. Schooners, Patches, Newby's & Tootsies are just around the corner making for a great walk home after dinner and drinks.

Guest favorite
A light-filled living area features comfortable beige seating arrangements with a round wooden coffee table. A flat-screen TV is mounted above a sleek fireplace. Large sliding glass doors open to a balcony, offering unobstructed views of the ocean.
Condo in Panama City Beach
4.95 out of 5 average rating, 158 reviews

The Beach Luxury Condo

Stunning 7th floor unit BEACH FRONT, tastefully renovated, new furniture and appliances, with large balcony to enjoy the BEST SUNSET IN THE COUNTRY! Perfect LOCATION on the “quite end” of PCB, combining a relaxed environment, while 5-10 min drive from all the main city activities, including shopping, restaurants, and family entertainment. Regency Towers charges a one-time $40 fee per reservation for one parking permit and pool wristbands. Must be at least 21 years of age to rent.

Top guest favorite
The entrance features a well-maintained walkway leading to a blue door with glass inserts. Above, a sign labeled 'The Plantation' hangs, and a wooden staircase beside the door is adorned with hanging plants. Soft greenery surrounds the entrance, enhancing the welcoming vibe.
Home in Panama City
4.93 out of 5 average rating, 334 reviews

"The Plantation" Private Location +Super Views

Unwind & Relax in this 1500+ sq. ft. private ranch Home! Big kitchen, 2 Bdrms, queen sleeper sofa, 1 large bath, BIG living room, 42" TV, & deck. Great spot for seeking social distancing. Enjoy for your family gatherings, special celebrations, business retreat, or friends' getaway. Laundry & vending machine on The Hideaway property. Dock your boat here! Paddle boards, kayaks, & fishing poles available. Make this home your annual event for business or pleasure.

Top guest favorite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.97 out of 5 average rating, 203 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Guest favorite
Home in Biltmore Beach
4.96 out of 5 average rating, 220 reviews

Sleeps 6 | Private Backyard | Pet Friendly

2 bed/2 bath home, with spacious private backyard, few blocks from the beach is welcoming up to 6 guests PETS STAY FREE :) Living room has a flat screen Roku TV, back door leads to the patio with a grill Master bedroom has a queen size bed, a full bathroom with a shower/tub combo. Guest bedroom has two twin size beds and a bunk bed. Guest bathroom has a walk in shower Kitchen area is fully equipped with everything you need to cook your favorite meal

Guest favorite
The living area features large glass doors that open to a private balcony, allowing natural light to enhance the space. A neutral sofa is complemented by coastal-inspired pillows, with a coffee table centered on a soft area rug. Potted greenery adds a refreshing touch.
Condo in Panama City Beach
4.88 out of 5 average rating, 105 reviews

BeachFront*Majestic*2/2*Heated Pools*3 Hottubs-6pl

Welcome to Majestic Resort ! Located in Panama City Beach-Gulf Coast destination with things to do that extend beyond the 27-mile stretch of sand. 10th Floor 2 Bedroom, 2 Bath apartment condo at Majestic Beach Tower 2. New paint, furniture, coastal art, 1 Queen, 1 King bed, and 65" flatscreen. Resort features 5 pools, 3 hot tubs, movie theater, gym, tennis court, arcade, Starbucks, H2O Bar & Grille, and drinks served poolside. Condo is 979 sq. ft.

Guest favorite
A vibrant mural features a cheerful pineapple wearing sunglasses, accompanied by a refreshing drink adorned with an umbrella and a lime. The background depicts a gradient of blue, evoking a seaside atmosphere.
Home in Panama City
4.92 out of 5 average rating, 103 reviews

Pineapple Paradise By The Bay

THEMED HOUSE! Enjoy a relaxing experience at 3 bedroom, 2 bathrooms, house, with a game room and pond in the backyard with your very own ducks. We have turned this into a fun, fancy, fantastic experience. From the jungle to the bottom of Davey Jones Locker where the pirates & mermaids are. We are 15 minutes from Mexico Beach & 30 from pcb. Queen pullout couch and twin mattress and two child cots. Minutes from stores.

Guest favorite
Guesthouse in Panama City
4.88 out of 5 average rating, 202 reviews

"Bliss On The Bay" Guesthouse W/Kitchen

Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

Guest favorite
A view between two cottages features a bright sun reflecting off the calm ocean water. The sky exhibits soft wispy clouds, creating a serene backdrop for this beachside scene.
Home in Treasure Island
4.94 out of 5 average rating, 108 reviews

Aqua-Holic Beach Cottage Directly on the Beach!

This nostalgic 1 bedroom beach front cottage overlooks the white sugar sand beaches. Private parking is right in front of the house, and you can enjoy one level throughout. For additional guests, we have a separate listing that can be booked which accommodates 6. This house is on same lot. Search: "Aqua-Holic Beach Front House"

Popular amenities for Panama City waterfront rentals

When is the best time to visit Panama City?

MonthJanFebMarAprMayJunJulAugSepOctNovDec
Avg. priceG$23,640 GYDG$25,104 GYDG$27,196 GYDG$27,823 GYDG$30,125 GYDG$32,635 GYDG$34,309 GYDG$26,987 GYDG$25,104 GYDG$26,150 GYDG$23,221 GYDG$23,012 GYD
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Quick stats about waterfront rentals in Panama City

  • Total vacation rentals

    Explore 90 vacation rentals in Panama City

  • Nightly prices starting at

    Panama City vacation rentals start at G$4,184 GYD per night before taxes and fees

  • Verified guest reviews

    Over 5,180 verified reviews to help you choose

  • Family-friendly vacation rentals

    60 properties offer extra space & kid-friendly amenities

  • Pet-friendly vacation rentals

    Find 30 rentals that welcome pets

  • Vacation rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wi-Fi availability

    90 of Panama City vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

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