Waterfront vacation rentals in Panama City

Find and book unique waterfront rentals on Airbnb

Top-rated waterfront rentals in Panama City

Guests agree: these waterfront rentals are highly rated for location, cleanliness, and more.

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Guest favorite
A scenic view of a wooden dock extending into the calm water, bordered by lush greenery. A lounge chair sits on the grass nearby, complemented by a potted plant. The tranquil blue sky reflects off the water, enhancing the serene outdoor setting.
Cottage in Panama City
4.94 out of 5 average rating, 142 reviews

Water front amazing views and private beach

Cute and cozy 550 sq ft bungalow perfect for couples. Located directly on the bay. Boat ramp 1/4 mile away. Boat dock with slips in your backyard! Work from the kitchen table and watch boats go by. This duplex offers breathtaking views. Fish from your backyard or off the newly built dock. PCB is a 30 min. drive. Mexico Beach is 18 mi. Large back deck, amazing sunsets. Fishing charter option available. Complementary paddle board and kayaks! Quiet and a great place to reset, relax and reconnect!

Guest favorite
The living area features a comfortable seating arrangement with a striped couch and a matching armchair. A flat-screen TV is mounted above a cozy fireplace. Natural light fills the space through sliding glass doors that lead to the balcony, offering ocean views.
Condo in Lower Grand Lagoon
4.9 out of 5 average rating, 122 reviews

The Emerald Escape - Beachfront! 3 Pools/Tiki Bar!

Enjoy the Beachfront serenity you deserve at The Emerald Escape - a fully renovated corner condo offering your relaxing getaway with all of the amenities you could wish for on your perfect vacation. Take in breathtaking sunrises, sunsets & sea life from the private balcony, stroll along the sugary white sands of the Emerald Coast, take a dip in 1 of 3 amazing pools located on the property (1 heated) with a poolside bar & grill, all while enjoying the comforts of home in this fully-stocked condo!

Top guest favorite
A spacious studio unit features a comfortable king bed and a twin bed, complemented by soft neutral-toned furnishings. Floor-to-ceiling windows invite natural light and showcase a stunning view of the Gulf, while a private balcony provides outdoor relaxation.
Condo in Long Beach
4.95 out of 5 average rating, 161 reviews

Cozy Gulf-Front Studio at Majestic w/chair service

Wake up to the golden morning light and soothing sound of the Gulf in this newly decorated studio at Majestic Beach Resort. This relaxing 14th floor unit sleeps 3 with a king and twin bed, has a well-equipped kitchen and one bathroom with a walk-in shower. Log in to your favorite streaming accounts with the 55" 4K Roku TV. Enjoy amenities like 3 outdoor pools, 2 indoor pools, movie theater, bar & grill, market, and more. This unit includes 2 reserved beach chairs and an umbrella from 3/1 - 10/31

Top guest favorite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City
4.94 out of 5 average rating, 229 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to your waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including your own dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Watch for birds, turtles and dolphins. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy bay views, your own bay beach and space. Absolutely no weddings or parties are allowed.

Top guest favorite
A spacious outdoor pool area features multiple interconnected pools surrounded by palm trees. Lounge chairs are arranged throughout the deck, offering views of the nearby bay and lush greenery. The scene is brightened by clear blue skies, enhancing the relaxing atmosphere of the space.
Condo in Upper Grand Lagoon
4.94 out of 5 average rating, 172 reviews

Beautiful Gem! Close to St Andrew’s & Shell Island

Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

Guest favorite
An open living area features a large, comfortable couch and a coffee table. A dining area with white chairs is positioned nearby. The kitchen showcases modern appliances and seating at a central island, with light entering through windows that brighten the space.
Home in Lower Grand Lagoon
4.9 out of 5 average rating, 168 reviews

Beach Bungalow FOR 8 - WALK TO BEACH - w/ KING bed

Message us for special winter discount! Enjoy a relaxing experience at our charming, perfectly located 2 bed, 2 bath, beach bungalow steps away from the most beautiful beaches in Florida Located only 1 block from the white sandy beaches of PCB. If you get sick of the beach, you are a short distance from great bars, restaurants, and the beautiful St. Andrews State Park Schooners, Patches, Newby's & TOOTSIES are just around the corner making for a great walk home after dinner and drinks.

Guest favorite
A spacious studio is presented with a king size bed dressed in crisp white linens. Large sliding glass doors lead to a private balcony, offering expansive views of the Gulf's shimmering waters. Modern furnishings include a cozy seating area with blue accent pillows.
Condo in Long Beach
4.92 out of 5 average rating, 141 reviews

BeachFront-OceanView at Majestic Beach Resort 1112

Majestic Beach Resort Tower 1, Studio, 11th Floor! Why leave the resort when you have every reason to stay! King size bed with new memory foam mattress. Twin rollaway bed. Kitchen is fully equipped. WIFI in unit. Majestic offers numerous amenities including 2 indoor pools, 3 outdoor pools, 3 hot tubs, tennis, a large outdoor dining area, Movie Theatre, the Bar and Grill serving lunch and dinner and the Majestic Market featuring Starbucks coffee and gourmet sandwiches, etc.

Top guest favorite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.97 out of 5 average rating, 203 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Guest favorite
Home in Lower Grand Lagoon
4.96 out of 5 average rating, 220 reviews

Sleeps 6 | Private Backyard | Pet Friendly

2 bed/2 bath home, with spacious private backyard, few blocks from the beach is welcoming up to 6 guests PETS STAY FREE :) Living room has a flat screen Roku TV, back door leads to the patio with a grill Master bedroom has a queen size bed, a full bathroom with a shower/tub combo. Guest bedroom has two twin size beds and a bunk bed. Guest bathroom has a walk in shower Kitchen area is fully equipped with everything you need to cook your favorite meal

Top guest favorite
An outdoor deck area is furnished with colorful chairs, including a red and a blue adirondack chair. A small wooden table is placed between them. Potted plants add greenery, while a grill is partially visible in the foreground. The entrance door is located in the background.
Apartment in St. Andrews
4.95 out of 5 average rating, 418 reviews

The Pelican's Nest -Perfect Private Spot w/Views

The perfect getaway for vacation or business trip! Cozy efficiency 450 sqft. Queen bed, duel recliner sofa, flat screen TV, kitchenette, counter bar for eating or laptop use, bath w/shower. Antique wall cabinet storage. On 2nd floor w/private entry. Step out your door for bay views & old oaks surrounding you. Grill on your deck. Free paddleboards/kayaks/bicycles/fish off docks. Enjoy our new greenhouse too. Perfect spot for those seeking privacy.

Guest favorite
Dome in Panama City Beach
4.99 out of 5 average rating, 138 reviews

Near 30A! Firepit, Beach <1 Mile, Beach Cottage

The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

Top guest favorite
The living area features a comfortable sectional sofa positioned next to large sliding glass doors, revealing a view of the beach. A coffee table sits in the center, with beach-themed decor enhancing the space. Light blue walls create a bright atmosphere.
Condo in Lower Grand Lagoon
4.95 out of 5 average rating, 216 reviews

Beach Front! Million Dollar View! Huge Balcony!

Million Dollar View - Pictures Taken from Balcony *Watch Dolphins from Balcony or Living Room! *Heated Pool * Easy self check-in * King Bed! *Free Parking *Oversized Patio/Balcony *Beach Chairs & Umbrella Provided (inside unit) *WiFi *Washer/Dryer *Free coffee and free oatmeal included Your host, Jessica has been featured on CBS' Emmy Award Winning "Staycation" TV Show! Community does not allow pets

Popular amenities for Panama City waterfront rentals

When is the best time to visit Panama City?

MonthJanFebMarAprMayJunJulAugSepOctNovDec
Avg. priceG$23,642 GYDG$25,106 GYDG$27,198 GYDG$27,826 GYDG$30,127 GYDG$32,638 GYDG$34,312 GYDG$26,989 GYDG$25,106 GYDG$26,152 GYDG$23,223 GYDG$23,014 GYD
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Quick stats about waterfront rentals in Panama City

  • Total vacation rentals

    Explore 90 vacation rentals in Panama City

  • Nightly prices starting at

    Panama City vacation rentals start at G$4,184 GYD per night before taxes and fees

  • Verified guest reviews

    Over 5,180 verified reviews to help you choose

  • Family-friendly vacation rentals

    60 properties offer extra space & kid-friendly amenities

  • Pet-friendly vacation rentals

    Find 30 rentals that welcome pets

  • Vacation rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wi-Fi availability

    90 of Panama City vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

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