Waterfront vacation rentals in Panama City

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Top-rated waterfront rentals in Panama City

Guests agree: these waterfront rentals are highly rated for location, cleanliness, and more.

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Top guest favorite
A spacious studio unit features a comfortable king bed and a twin bed, complemented by soft neutral-toned furnishings. Floor-to-ceiling windows invite natural light and showcase a stunning view of the Gulf, while a private balcony provides outdoor relaxation.
Condo in Long Beach
4.95 out of 5 average rating, 161 reviews

Cozy Gulf-Front Studio at Majestic w/chair service

Wake up to the golden morning light and soothing sound of the Gulf in this newly decorated studio at Majestic Beach Resort. This relaxing 14th floor unit sleeps 3 with a king and twin bed, has a well-equipped kitchen and one bathroom with a walk-in shower. Log in to your favorite streaming accounts with the 55" 4K Roku TV. Enjoy amenities like 3 outdoor pools, 2 indoor pools, movie theater, bar & grill, market, and more. This unit includes 2 reserved beach chairs and an umbrella from 3/1 - 10/31

Guest favorite
A round, turquoise table is surrounded by matching adirondack chairs on a wooden deck. A striped umbrella offers shade while the view of the sandy beach and turquoise ocean extends in the background under a clear blue sky.
Home in Lower Grand Lagoon
4.9 out of 5 average rating, 144 reviews

Aqua-Holic Beach House Directly on the Beach!

This nostalgic beach front home overlooks the white sugar sand beaches of the Emerald Coast. With interior views of the ocean from the kitchen, living room, and both bedrooms, you are in for a treat! Private parking is right in front of the house, and you can enjoy one level throughout. If you have a large party, a 1 bedroom cottage is available on the same lot. **Note** The cottage is a separate listing and must be booked separately. You can find it under "Aqua-Holic Beach Front Cottage"

Top guest favorite
A sunshade is positioned over a chair, offering relaxation by a gravel path lined with colorful flowers and potted plants. In the background, a view of the water is visible, framed by palm trees and a clear blue sky.
Home in St. Andrews
4.89 out of 5 average rating, 109 reviews

Entire house/ private beach/rm for boat/views

Whole house and Private Beach on W Beach Drive, Panama City's waterfront historic estates. No condo culture here. Bring your pet(s) $75 to your own unrestricted white sand beach with magnificent sunsets and views of Shell Island and the mouth of the gulf directly in front. Right in the middle between historic Downtown and St. Andrews - the best restaurants, marinas, and parks! Experience an estate amongst Panama City’s historical waterfront mansions. Super unique. Incredibly rare. All private.

Top guest favorite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City
4.94 out of 5 average rating, 230 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to your waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including your own dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Watch for birds, turtles and dolphins. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy bay views, your own bay beach and space. Absolutely no weddings or parties are allowed.

Top guest favorite
A spacious outdoor pool area features multiple interconnected pools surrounded by palm trees. Lounge chairs are arranged throughout the deck, offering views of the nearby bay and lush greenery. The scene is brightened by clear blue skies, enhancing the relaxing atmosphere of the space.
Condo in Upper Grand Lagoon
4.94 out of 5 average rating, 172 reviews

Beautiful Gem! Close to St Andrew’s & Shell Island

Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

Top guest favorite
Two blue Adirondack chairs are positioned on a wooden deck overlooking the water. A small table with a potted plant sits between the chairs, providing a comfortable place to relax. The calm bay and dock area can be seen in the background.
Cottage in Panama City
4.94 out of 5 average rating, 160 reviews

Water front bay beach and boat dock stunning views

Take it easy at this unique and tranquil getaway. Duplex is 550 square feet on the water. Fish from your backyard or end of dock. Catch breathtaking sunsets on the back deck. Private boat dock with slips Boat ramp 1/4 away. Kayak and explore East St. Andrews Bay. Location is very quiet and peaceful . Walk the shore to the Tyndal bridge and view wild life. 30 minutes to PCB. 18 miles to Mexico Beach. 3 mile to Tyndal Gate. Complementary kayaks/paddle board. Fishing charter option available!

Guest favorite
A spacious living room features a large sectional couch adorned with cushions, facing two small round tables. Natural light filters through several tall windows with blinds, highlighting the warm wood flooring and a decorative plant in the corner.
Home in Lower Grand Lagoon
4.91 out of 5 average rating, 219 reviews

Beach House for 10 - WALK TO BEACH - w/ KING bed!

Message us for special winter discount! Enjoy a relaxing experience at our spacious, perfectly located 2 bed, 2 bath, + loft (WITH PUTTING GREEN!), beach house near the most beautiful beaches in FL. Located only 2 blocks from the white sandy beaches of PCB. You are only a short distance from great bars, restaurants, and the beautiful St. Andrews State Park. Schooners, Patches, Newby's & Tootsies are just around the corner making for a great walk home after dinner and drinks.

Top guest favorite
The entrance features a well-maintained walkway leading to a blue door with glass inserts. Above, a sign labeled 'The Plantation' hangs, and a wooden staircase beside the door is adorned with hanging plants. Soft greenery surrounds the entrance, enhancing the welcoming vibe.
Home in Panama City
4.93 out of 5 average rating, 334 reviews

"The Plantation" Private Location +Super Views

Unwind & Relax in this 1500+ sq. ft. private ranch Home! Big kitchen, 2 Bdrms, queen sleeper sofa, 1 large bath, BIG living room, 42" TV, & deck. Great spot for seeking social distancing. Enjoy for your family gatherings, special celebrations, business retreat, or friends' getaway. Laundry & vending machine on The Hideaway property. Dock your boat here! Paddle boards, kayaks, & fishing poles available. Make this home your annual event for business or pleasure.

Top guest favorite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.97 out of 5 average rating, 203 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Guest favorite
Home in Lower Grand Lagoon
4.96 out of 5 average rating, 220 reviews

Sleeps 6 | Private Backyard | Pet Friendly

2 bed/2 bath home, with spacious private backyard, few blocks from the beach is welcoming up to 6 guests PETS STAY FREE :) Living room has a flat screen Roku TV, back door leads to the patio with a grill Master bedroom has a queen size bed, a full bathroom with a shower/tub combo. Guest bedroom has two twin size beds and a bunk bed. Guest bathroom has a walk in shower Kitchen area is fully equipped with everything you need to cook your favorite meal

Guest favorite
A vibrant mural features a cheerful pineapple wearing sunglasses, accompanied by a refreshing drink adorned with an umbrella and a lime. The background depicts a gradient of blue, evoking a seaside atmosphere.
Home in Callaway
4.93 out of 5 average rating, 107 reviews

Pineapple Paradise By The Bay

THEMED HOUSE! Enjoy a relaxing experience at 3 bedroom, 2 bathrooms, house, with a game room and pond in the backyard with your very own ducks. We have turned this into a fun, fancy, fantastic experience. From the jungle to the bottom of Davey Jones Locker where the pirates & mermaids are. We are 15 minutes from Mexico Beach & 30 from pcb. Queen pullout couch and twin mattress and two child cots. Minutes from stores.

Guest favorite
Guesthouse in Panama City
4.88 out of 5 average rating, 202 reviews

"Bliss On The Bay" Guesthouse W/Kitchen

Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

Popular amenities for Panama City waterfront rentals

When is the best time to visit Panama City?

MonthJanFebMarAprMayJunJulAugSepOctNovDec
Avg. priceG$23,610 GYDG$25,072 GYDG$27,162 GYDG$27,788 GYDG$30,087 GYDG$32,594 GYDG$34,265 GYDG$26,953 GYDG$25,072 GYDG$26,117 GYDG$23,192 GYDG$22,983 GYD
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Quick stats about waterfront rentals in Panama City

  • Total vacation rentals

    Explore 90 vacation rentals in Panama City

  • Nightly prices starting at

    Panama City vacation rentals start at G$4,179 GYD per night before taxes and fees

  • Verified guest reviews

    Over 5,180 verified reviews to help you choose

  • Family-friendly vacation rentals

    60 properties offer extra space & kid-friendly amenities

  • Pet-friendly vacation rentals

    Find 30 rentals that welcome pets

  • Vacation rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wi-Fi availability

    90 of Panama City vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

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