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Vacation rentals with lake access in Bay County

Find and book unique lake access rentals on Airbnb

Top-rated lake access rentals in Bay County

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Top guest favorite
A scenic outdoor area features a private pool surrounded by a spacious patio, furnished with a dining table and comfortable lounge chairs. Palm trees and a backdrop of the lake create a relaxed setting as the sun sets in the distance.
Home in Panama City Beach
4.97 out of 5 average rating, 103 reviews

Granny’s at the Beach

Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.

Top guest favorite
A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.
Condo in Panama City Beach
4.91 out of 5 average rating, 159 reviews

Carillon Beach Inn•Walkout King• Private beach•30A

Walk straight out your door to the lake - no stairs, no elevators. This rare ground-floor Carillon Beach studio offers peaceful lake views and an easy 7-9 min stroll to the beach. Perfect for couples or small family with a king bed and comfortable pullout sofa. Welcome to Fins Up @Carillon. West end next to Rosemary Beach/30A. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated with full kitchen. 4 pools onsite (1 heated), hot tub, playground, tennis/pickleball/bball courts

Top guest favorite
Home in Panama City Beach
4.97 out of 5 average rating, 127 reviews

Beautiful home, backyard, walk to beach,no pet fee

The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

Top guest favorite
The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.
Condo in Inlet Beach
4.99 out of 5 average rating, 183 reviews

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Praised by Travel + Leisure, FlipFlopsOn II is 80 steps to the sugar-white sands of Inlet Beach — situated beachside of 30A’s National Scenic Byway on FL’s Gulf Coast. Sleeping four, this sun-washed, open-concept studio retreat is steps to dining & entertainment in Rosemary Beach & Inlet’s village. With a clean coastal aesthetic, it features a serene pool, grill pavilion, beach gear, ultra-equipped kitchen, & a private outdoor living area for golden Gulf sunsets. Park once. Walk everywhere!

Top guest favorite
A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.
Condo in Panama City Beach
4.94 out of 5 average rating, 111 reviews

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Top guest favorite
The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.
Cottage in Panama City Beach
4.99 out of 5 average rating, 312 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $100 non-refundable per pet fee (pet fee payment request sent after booking). A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel and 2.5 miles from Pier Park.

Guest favorite
Condo in Panama City Beach
4.92 out of 5 average rating, 104 reviews

"Islandia 311" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. This one-bedroom suite offers astounding panoramic views of Lake Powell. We have multiple units available in this location.

Guest favorite
A modern kitchen is showcased with a sleek island countertop featuring a marble design. Transparent bar stools surround the island, and black cabinetry is complemented by a patterned backsplash. Various kitchen appliances and dishware are organized on the shelves above the counter.
Condo in Panama City Beach
4.96 out of 5 average rating, 117 reviews

“Stargazing” Condo in Panama City beach/30A

Newly renovated modern 3rd floor condo with all new appliances and upscale furniture. Take it easy at this unique and tranquil getaway while stargazing from the private balcony. There’s a spacious open floor concept for the living room and kitchen so you can soak up all the spectacular views that Lake Carillon has to provide. Meanwhile, the bedroom has a sliding door to give your bedroom privacy. Enjoy a nice shower in the bathroom in the stand up shower with a waterfall shower head.

Top guest favorite
A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.
Condo in Panama City Beach
4.95 out of 5 average rating, 184 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Guest favorite
A spacious living area features large windows offering views of the Gulf and access to a balcony. A wooden coffee table centers the room, complemented by a light-colored sofa with decorative pillows. The view showcases the resort and the expansive beach area, creating a serene atmosphere.
Condo in Panama City Beach
4.84 out of 5 average rating, 118 reviews

Beach Condo #925 w/ Heated Pool & Hot Tub

Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Guest favorite
A modern living area features a large sectional couch in white with black accents, complemented by a large circular seating area. Bright wall art adds color, and natural light pours in from expansive sliding glass doors that showcase scenic views beyond.
Condo in Panama City Beach
4.86 out of 5 average rating, 129 reviews

1338 Corner XL 5 POOLS*3 King*Resort 18+Ok

Must be 18 to Book This is a beautiful newly decorated 4 Bedroom Condo 3 King BR + 1 Full Bed with Barndoor Corner unit 1338 Laketown Wharf The unit is located close to the 10th floor swimming pool And overlooks front Beach Road and the lagoon. Modern Decor and seating at a dining table for 4 Must be 18 to rent this property This unit has beautiful city views With a wraparound balcony. Resort fee $120+ tax is not included in this listing

Guest favorite
Dome in Panama City Beach
4.98 out of 5 average rating, 147 reviews

Near 30A! Firepit, Beach <1 Mile, Beach Cottage

The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

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