Vacation rentals with lake access in Otsego

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Top-rated lake access rentals in Otsego

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Top guest favorite

An aerial view displays the cozy cottage set against Lake Moraine, with a manicured lawn leading towards the water. Kayaks are positioned on the grass, ready for use. The home's exterior features a pleasing combination of stone and siding, complemented by the nearby tranquil lake.

Home in Hamilton

5 out of 5 average rating, 51 reviews

Lake Moraine Home #2 Near Colgate University

Welcome to our Cozy cottage located on picturesque Lake Moraine. Situated on a beautifully landscaped lawn, enjoy the beautiful scenery of the surrounding Upstate NY mountains. Keep an eye out for the vast wildlife that is home to the lake such as bald eagles, ducks, geese, turtles, crawfish, and an abundance of fish. Enjoy beautiful sunrises and sunsets. Located directly on the water, our property offers the best of outdoor adventures/activities on and off the Lake. Your dream vacation awaits.

Guest favorite

The exterior of the lakefront home is framed by lush greenery, featuring a spacious wrap-around deck adorned with a red umbrella. Large windows allow natural light to fill the interior, while a staircase leads to the entrance, inviting guests to explore.

Home in Mayfield

4.96 out of 5 average rating, 53 reviews

Spacious Lake Front House

Come enjoy our spacious lake front home with incredible year round views, located on the Great Sacandaga Lake. This home has lake access with a beach, dock, fire pit, and a beautiful wrap around deck facing the lake. Inside you will enjoy an open floor plan with a great room, large modern kitchen and pantry, and fireplace with views of the lake. In addition, this home is located in the Southern Adirondack Park where you can enjoy water recreation, hiking, and sample the many local restaurants.

Guest favorite

A serene lakefront view captures a cottage nestled among trees, featuring a wooden deck with colorful kayaks. A private dock extends into the calm water, complemented by vibrant autumn foliage along the shoreline.

Home in Hamilton

4.97 out of 5 average rating, 123 reviews

*All Decked Out* Lakefront, Kayak, Fish & Colgate!

Lakefront cottage on Lebanon Reservoir in Hamilton, NY! Enjoy time together around either campfire, paddleboard, kayak (6 provided), and chill out on the 4 person tube! Bring your fishing gear, play games, swim, cookout on the Weber or Blackstone grill. Simply relax at the lake and get some sun on the private dock! Take in the lakeview on the covered porch, sitting in an Adirondack chair. The perfect spot for your getaway. 10 minutes from Hamilton/Colgate. Enjoy Central NY's finest!

Top guest favorite

A cozy cottage is shown nestled among trees, featuring light-colored siding and green trim. Colorful flowers and shrubs surround the entry, while a serene lake is visible in the background, reflecting the greenery and sky.

Cottage in Gloversville

4.92 out of 5 average rating, 115 reviews

Peaceful "Sleepy Loon Cottage" on Lake Edward ADK

Lakefront solitude & nature await on private Lake Edward in the ADK. Fully-equipped, year-round retreat with comfortable furnishings & linens for a relaxing stay. Sip coffee or cocktails while watching loons & beavers from the screened porch, dock, or waterfront campfire. WiFi, a private dock, gas grill, picnic table, kayaks and rowboat for your enjoyment. Great fishing! Easy 1 hr drive to Saratoga dining, shopping & racetrack, 1 hr from Albany airport, 4.5 hrs from NYC, 3 hrs from Boston

Guest favorite

A wooden dining table is set near the water with benches surrounding it. A potted plant sits at the center of the table. In the background, a tranquil lake can be seen, bordered by trees and a dock. Soft sunlight filters through a canopy overhead.

Cabin in Stamford

4.95 out of 5 average rating, 136 reviews

ROMANTIC LAKE-FRONT Rustic Cabin by NYC Designer

VOTED MOST IDYLLIC SETTING IN THE AREA! Ideal spot on The Lake to slow down, stay a while, and get immersed in the rhythms of the region…. “It’s not every day, you can get so far from the everyday. Yet, so close” ...through the scenic valleys and country roads brings you grazing sheep and cattle, meandering streams, open fields, mountains and lake views, and finally to a picture perfect lake front cabin called Green Acres on Whiting Hollow Lake. MOST BOOKED Airbnb in The Catskills!

Guest favorite

A scenic view of Mountain Lake is captured, with a clear, calm surface reflecting the sky. The grassy area features natural stones and a pathway leading to a wooden dock, surrounded by trees and distant houses visible across the water.

Cottage in Gloversville

4.89 out of 5 average rating, 45 reviews

Lake front Firefly Adirondack lodge .

Firefly Lodge is a Lake Front Adirondack cottage ; which will offer you a magical Adirondack experience. Located on the tip of Mountain Lake, our cottage has the seclusion and natural beauty that you can only find in the native woodlands of our southern Adirondack Mountains. Wake up to see the sun rise over our 44 acre lake. Have a cup of coffee and unwind to the songs of the loons as the sun shimmers over the length of the lake. Swim, boat, fish, hike, golf. A Perfect Vacation

Guest favorite

The exterior of the lakefront home is showcased, nestled among lush trees. A spacious deck extends from the building, providing a view of the serene waters. A dock is visible, featuring a covered boat slip, while a floating raft is anchored nearby.

Home in Cooperstown

4.86 out of 5 average rating, 108 reviews

The Ultimate Lake Home. HUGE Floating Trampoline!!

A premiere lake front home on Otsego lake; Cooperstown's perfect multi-family vacation home! 10 minutes to downtown Cooperstown, Hall of Fame and restaurants. 15 minutes to Dreams Park and 30 minutes to All Star Village. Unwind: enjoy the hot tub, sauna and steam bath, relax in the hammock. Take to the lake: swim, fish, boat, kayak. Otsego is the region's BEST lake! Safe and easy car parking for you and your guests. Docks are in June 1st to Sept 1 and sometimes longer.

Top guest favorite

Two green Adirondack chairs are positioned on a grassy area near the lake's edge, providing a serene view of the calm water and distant trees across the lake. The scene is tranquil, with soft colors reflecting on the water's surface.

Home in Summit

5 out of 5 average rating, 36 reviews

*Lakefront* Cottage: Swimming, Sunsets &Serenity

Sit back, relax and enjoy the sounds and views of nature on the beautiful Summit Lake. This 3 BR, 1.5 bath updated cottage sits lakefront with 50 private feet of shoreline and a dock perfect for swimming and fishing. Enjoy your morning coffee or nestle up with a good book on the enclosed porch over looking the lake. Our location is ideal as it sits minutes from I-88, a short drive to Cobleskill, Howe Caverns and the historic baseball village of Cooperstown, NY.

Guest favorite

A vibrant red dock extends into a calm lake, framed by trees displaying autumn foliage in shades of orange, yellow, and green. The scene captures a peaceful lakeside setting, enhancing the natural beauty of the surroundings.

Cottage in Smyrna

4.96 out of 5 average rating, 67 reviews

Hidden LakeFront Retreat

A modern designed Cozy Cottage With a stunning mirror lake Surrounded by NYS lands! Cool off in the summer and snowmobile in the winter all the way to Canada! Hike all year round We provide two kayaks for use but no motor boating allowed. We also have a six person Raft, a civilian version of the Militaries Zodiac Commando raft Connect with family and friends! Make time for your weekend getaway! Get back to nature! Uncork unwind and unstress!

Superhost

A spacious lake house is visible across a grassy yard, featuring large windows that provide views of the surrounding landscape. A wooden dock extends into the calm waters of the lake, lined with smooth stones, and trees can be seen in the background.

Cabin in New Berlin

4.91 out of 5 average rating, 268 reviews

Silver Lake Cabin w/ Own Lake! (near Cooperstown)

Rent a large, beautiful lake house with its own lake and nature sanctuary. Brand new with 4 bedrooms (incl. loft), 2 baths, kitchen, living room, handmade Amish woodwork. Sleeps 10 comfortably (14 w/air mattresses). Eco-friendly solar panels and geothermal HVAC, your own wildlife refuge and 1-mile path around Silver Lake in New Berlin. Includes a large yard, row boat, paddle board, sports equipment, fire pit, basketball court.

Top guest favorite

A spacious two-story house is set among trees, featuring a mix of stone and siding exteriors. A gravel driveway leads to a double garage, and a set of stairs provides access to the entrance. Outdoor seating is visible in front of the home.

Apartment in West Edmeston

4.97 out of 5 average rating, 129 reviews

Lakehouse on Gorton Lake.

Lake view apartment on 2nd floor with stairs to private entrance. Deck with seating and dining areas overlooking the lake. 2 bedrooms. One with king bed with a view of the lake. 2nd bedroom with queen bed with views of the woods. 1 bathroom, living room with TV, Kitchen and dining area. Access to lake is right across the road for swimming, kayaking, fishing and non-motorboats, Fire pit and picknick table.

Top guest favorite

A serene lakeside view showcases a private dock with an American flag and seating area. Lush greenery surrounds the dock, and calm waters reflect the hillside, creating a peaceful atmosphere. The area is bordered by grassy lawns leading down to the lake.

Apartment in West Edmeston

4.97 out of 5 average rating, 260 reviews

Blue Heron Lake House on Gorton Lake

Come and enjoy the peaceful tranquility and relaxation at the Blue Heron Lake House, 2876 West Lake Road on Gorton Lake, West Edmeston, NY. We offer an open concept efficiency apartment on the first floor with full kitchen, full bathroom, 2 beds (1 King, 1 full), TV and wifi, sitting and dining area, all with direct access to the lake. We have a whole house generator in case of a power outage.