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Vacation rentals with lake access in Saginaw Bay

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Top-rated lake access rentals in Saginaw Bay

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Guest favorite
A cozy blue cottage is framed by snow-covered trees, offering a serene winter scene. A deck with chairs and a table is visible at the front. The snow blankets the ground, creating a peaceful contrast against the warm tones of the cottage.
Cottage in Beaverton

Beautiful 2BR+Loft Cottage with amazing views!

Relax with the whole family at this peaceful place to stay. The cottage sits at the highest point on the river, with a deck & fire pit overlooking the river providing a breath taking view from sunrise to sunset! Theres a cozy loft for sleeping, and a sun room where you can relax and read all day long. 1/2mile away you have access to 100s of miles of trails for hiking and ATVs. Within a 45 minute drive you have Houghton Lake, smaller lakes, splash pads and casinos, something for the whole family.

NearbyOutdoor spacesHiking

4.87 out of 5 average rating, 175 reviews
Top guest favorite
The exterior of the cottage is visible, showcasing a deck with two blue chairs and an umbrella. A well-maintained lawn leads to a stone pathway that connects to a fire pit in the foreground, creating a welcoming outdoor space.
Cottage in Au Gres

Cozy Riverfront Cottage-Au Gres Waterfront Retreat

Relax and unwind in this fully renovated riverfront cottage that offers four seasons of fun. Launch your boat, jet ski or snowmobile at the nearby launch site minutes up the road and dock your boat directly in front of the cottage where you can enjoy fishing for perch, bass, walleye and more in beautiful Saginaw Bay. Perfect for nature enthusiasts with walking paths and beaches close by. A short drive to Tawas offers unique shops, restaurants, lakefront parks, breweries and Tawas State Park.

NearbyViewSleep quality

5.0 out of 5 average rating, 161 reviews
Top guest favorite
A serene waterfront scene showcases a wooden gazebo by the calm water, with a blue kayak moored nearby. The guesthouse is visible in the background, surrounded by lush green trees and a manicured lawn, reflecting the tranquil atmosphere of the property.
Guesthouse in Pinconning

Guesthouse on 120 acres w/pond

Come and enjoy this unique and tranquil getaway we call "Elysium Heritage Farm". Experience groomed trails, ponds, canals & marshes on our 120 acres of woods & wetlands. View multitudes of "flora and fauna" along with the fainting goats, chickens, rabbits & other critters of "The Farm". Go for a canoe or kayak trip and try your luck at catch & release fishing. Even though the property is only a few minutes off I-75, you'll feel like you're in another world. Only 15 minutes from Saginaw Bay.

ViewOutdoor spacesValue

4.97 out of 5 average rating, 179 reviews
Guest favorite
A comfortable living area is present with a spacious sofa and a coffee table. Large windows provide an unobstructed view of the sunset over Lake Huron. A telescope is positioned near the windows for observation, while a soft rug adorns the tiled floor.
Home in Oscoda

LAKE HURON Amazing Views!

You will love the view of Lake Huron from every window. Amazing Panoramic view and beautiful sunrises. This cozy home is steps from the lake & offers three bedrooms and two bathrooms. The kitchen is fully stocked and ready for your use. This is a great place for families to gather. You will have the entire place to yourself to enjoy. This is a neighborhood and the homes are close together. Please be respectful of the neighbors and keep the noise down and respect their property.

Outdoor spacesNearbyTV

4.93 out of 5 average rating, 161 reviews
Top guest favorite
The log home is set against a golden sunset, with tall trees lining the property. The house features a covered porch and a spacious yard, reflecting a peaceful ambiance. Nearby, a pond is visible, completing the serene nature setting.
Cabin in Millington

Modern / Rustic Cabin • Minutes to Frankenmuth

Rustic log home on 17 private acres just minutes from Frankenmuth’s Little Bavaria and Birch Run outlets! Enjoy high-speed Wi-Fi, 3 TVs, cozy fireplace, coffee & wine bars, and a covered outdoor kitchen with large Blackstone griddle & BBQ. Swim or fish in scenic ponds, relax by the firepit, or park your RV with electric hookup. Weddings and group retreats available for an additional fee—our event barn and property create unforgettable memories. Book your stay today

Outdoor spacesNearbyQuiet

4.97 out of 5 average rating, 143 reviews
Guest favorite
A sliding glass door provides access to a large grassy area leading to the beach. A comfortable recliner is positioned nearby, and a decorative beach-themed pillow rests on it. Soft light from the evening sky illuminates the scene, enhancing the peaceful ambiance.
Home in Bay City

Bay City Lake House - Pets Welcome

Stunning beachfront retreat offers a perfect getaway for peace and quiet within 15 minutes of Downtown Bay City's shopping and trendy restaurants. Cozy living room with fireplace, comfortable bedrooms, clean bathrooms, and a fully equipped kitchen plus washer/dryer, you'll have everything you need for a restful stay. Back patio has deck with grille, and firepit with outdoor seating. Minutes from the state park with newly renovated playground and splash pad.

Outdoor spacesViewSleep quality

4.92 out of 5 average rating, 108 reviews
Top guest favorite
The back of the property showcases a spacious yard, featuring a deck with a picnic table and a grill. Colorful Adirondack chairs are arranged on the green grass, inviting relaxation. The house is framed by trees, with a cloudy sky above.
Home in Linwood

Linwood Beach Escape

Relax with the whole family at this peaceful place to play and stay on the Saginaw Bay. In the morning, sip your coffee while watching the sunrise over the bay, and later jump in and play with water toys kayaks and lilly pad and fishing poles . For those ice fishermen have bay access for sleds. 5 Minutes from Linwood Beach Marina, free fishing and nominal fee to launch boats. Within 20 minutes from Downtown Bay City’s shopping and trendy restaurants..

ViewOutdoor spacesCheck-in

4.97 out of 5 average rating, 67 reviews
Top guest favorite
A round wooden table is set with two wooden chairs, surrounded by light from large windows adorned with sheer curtains. A vase with dried flowers sits at the center, and a bookshelf is visible in the background, contributing to a cozy dining area.
Cabin in Midland

Cabin on Little Lake Minnow

Cozy one bed, one bath cabin sits on the edge of the woods on our private lake. Adjacent to state land between Midland and Mt Pleasant, our cabin offers a convenient getaway from the day's events. Unplug and take a walk along the lake, enjoy some fishing, paddleboarding, or a bonfire before turning in for the night. Enjoy a lake view from the main bedroom. Close the doors to the living room to create a second private sleeping area on the fold out couch.

Outdoor spacesNearbyDecor

4.98 out of 5 average rating, 107 reviews
Top guest favorite
A view through large windows showcases a shimmering water surface, reflecting sunlight. A boat is docked nearby, with a grassy area leading to the water's edge. Scenic trees and homes line the opposite shore, suggesting a peaceful waterfront setting.
Cottage in Bay City

River & Bay Views at Shirley's Temple!

Take a break and unwind at this peaceful oasis! It is freshly renovated, and tastefully decorated! More photos coming! This house features a relaxing waterfront large deck area with views of the Bay and the River unlike the other properties up river. Large screened in attached gazebo for hanging out day or night! Large shared boat trailer parking, off street parking, and much more! Book 3 houses in a row with family and friends!

ViewOutdoor spacesComfort

4.96 out of 5 average rating, 90 reviews
Guest favorite
A cabin with a red metal roof is situated near the water's edge, surrounded by greenery. A large tree stands prominently beside the house, offering shade. Clear skies enhance the visual appeal of this lakeside retreat.
Cabin in East Tawas

Waterfront Cabin with Dock & Stunning Views

Log cabin on Lake Huron with unbeatable views and location—just minutes from everything! Enjoy the cozy deck, lakeside fire pit, and a sitting room with stunning views. Private dock fits your boat or use the 2 included kayaks with adult life vests. Separate game room with shuffleboard and 65" Smart TV. Walk or bike to downtown shops, restaurants, parks, and beaches. The perfect blend of comfort, fun, and convenience!

ViewOutdoor spacesFamily

4.93 out of 5 average rating, 101 reviews
Top guest favorite
Home in Bay City

River Trail Retreat by the Bay

Freshly renovated riverfront home on the Kawkawlin River, just minutes from Saginaw Bay, featuring a private dock and beautiful water views. Relax on the spacious concrete patio or the elevated wooden deck as you watch boats and take in stunning sunsets over the river and bay. The home is centrally located near local restaurants and a variety of outdoor activities. Enjoy kayaking and boating right from the property.

NearbyOutdoor spacesComfort

5.0 out of 5 average rating, 46 reviews
Guest favorite
A well-maintained garden path leads toward a cottage, bordered by vibrant green foliage and neatly arranged flowers. A small area features a hot tub under a covered patio, and outdoor seating with red umbrellas can be seen in the background.
Guesthouse in Bay City

Saginaw Bay Tiny Getaway

Whether you're coming to town for business or pleasure, you're going to enjoy your visit to this cozy cottage nestled between Lake Huron and the Tobico Marsh. This small one bedroom, one bathroom getaway is just the right size for 2-3 people. There is a paved trail just a short walk down the road that connects to the Bay City State Park and Tobico Marsh trails.

ViewOutdoor spacesAccuracy

4.9 out of 5 average rating, 393 reviews

Popular amenities for Saginaw Bay lake access rentals

KitchenWifiPoolFree parking on premisesAir conditioning

Lake access house rentals

Guest favorite
The exterior of a two-story house is shown, featuring large windows that provide natural light. A spacious deck with red seating is visible, surrounded by a lush green yard and trees in autumn colors. An American flag is displayed in the foreground.
Home in Gladwin

Lakefront Luxury w/ Private Beach! Sleeps 14!

Outdoor spacesViewValue

4.93 out of 5 average rating, 114 reviews
Top guest favorite
An outdoor gathering area features a circular arrangement of bright blue chairs surrounding a fire pit, set on a paved patio. A grill is positioned nearby, with a small table and umbrella providing shade. Lush greenery lines the fenced perimeter.
Home in Oscoda

Beach Retreat with Free Play Game Room. 9 Beds

Outdoor spacesViewFamily

4.97 out of 5 average rating, 122 reviews
Guest favorite
The serene waterfront property features a wooden dock extending over calm water, surrounded by lush greenery and trees. A gentle slope leads to the cottage, offering a peaceful and natural setting, ideal for relaxation and outdoor activities.
Home in Hale

The Stylus Lake Haven on 8-acres

NearbyViewDecor

4.91 out of 5 average rating, 152 reviews
Top guest favorite
A calm lake reflects the sky, adorned with fluffy clouds and hints of trees in the background. A wooden dock and a pontoon boat are visible, inviting relaxation and exploration. Lush greenery borders the shoreline, enhancing the idyllic lakeside setting.
Home in Columbiaville

The Lodge

Outdoor spacesViewPool

4.99 out of 5 average rating, 193 reviews
Guest favorite
Aerial view of the property features a spacious lawn surrounded by a tranquil canal. A dock is visible on the water, with boats nearby. Lush greenery and trees line the canal, providing a serene outdoor environment. The neighboring homes are well-maintained, adding to the peaceful setting.
Home in Houghton Lake

*Family Fun Lake Front Getaway*

NearbyViewQuiet

4.84 out of 5 average rating, 133 reviews
Top guest favorite
An outdoor seating area is positioned by the water, featuring a small table and four cushioned chairs beneath a vibrant red umbrella. The serene river view and lush green lawn contribute to a relaxing atmosphere.
Home in Bay City

River Respite: BIG Yard•Outdoor Kitchen•Boat Ramp

NearbyViewHiking

4.99 out of 5 average rating, 74 reviews
Top guest favorite
Home in Bay City

Lagoon Landing, Beautiful Home with Bay Access

ViewIndoor spacesCondition

5.0 out of 5 average rating, 19 reviews
Top guest favorite
A private deck extends from the cottage, featuring a simple railing and two comfortable seating areas. The exterior is clad in beige siding, with large windows allowing natural light to fill the interior. A well-maintained lawn surrounds the structure, enhancing the outdoor space.
Home in Au Gres

Riverside Retreat

NearbyViewQuiet

5.0 out of 5 average rating, 39 reviews

Lake access apartment rentals

Superhost
A living area features a dark leather couch positioned near a wooden coffee table. A flat-screen television is placed on a TV stand against the wall. Light enters through a window adorned with floral curtains, complemented by a ceiling fan overhead.
Apartment in Port Austin

The Nook Beach Access/Couples/Huron Nature Center

ViewNearbyCondition

4.74 out of 5 average rating, 54 reviews
Guest favorite
A cozy living area features a bright yellow sofa and a wooden coffee table, complemented by colorful cushions and a textured area rug. A retro kitchen is visible in the background, showcasing red appliances and cheerful décor. Natural light flows in through nearby windows.
Apartment in Oscoda

Camp Huron at Surfside Oscoda

Outdoor spacesNearbyBeach

4.87 out of 5 average rating, 71 reviews
Superhost
Apartment in Port Austin

Stylish 2BR Apartment Getaway | Sun & Sand Resort

A front porch welcomes guests with white railings and steps leading up from the lawn. The exterior features a muted color scheme, with large windows allowing natural light to fill the space. A door is visible at the end of the porch, enhancing accessibility.
Apartment in Caseville

Hiller Home

Outdoor spacesNearbyAmenities

4.85 out of 5 average rating, 27 reviews
Guest favorite
Apartment in Prudenville

Sunset Studio 8

LocationAmenitiesCleanliness

5.0 out of 5 average rating, 8 reviews
Apartment in Oscoda Township

Nature's Nook

ConditionBeachIndoor spaces

5.0 out of 5 average rating, 5 reviewsA serene view of a calm lake is framed by lush greenery and trees. Two boats are moored on a sandy shore, while soft clouds drift across a bright blue sky, reflecting in the water. The grassy area invites relaxation near the water's edge.
Apartment in Silverwood

Lake View Suite

AccuracyLocationHospitality

4.2 out of 5 average rating, 5 reviews
Superhost
A bright living area is enhanced by warm orange walls and an array of surf-themed art. A comfortable sofa is paired with colorful cushions, while a patterned area rug anchors the space. A kitchen bar with stools and large sliding doors invite natural light.
Apartment in Oscoda

Aloha House at Surfside Oscoda

Outdoor spacesNearbyDecor

4.85 out of 5 average rating, 62 reviews

Lake access cottage rentals

Top guest favorite
The exterior of a charming cottage is visible, featuring a wooden deck with seating and a fire pit. Stacked firewood is arranged nearby. The cottage is flanked by greenery and a clear view of the lake in the background, with soft evening light illuminating the scene.
Cottage in East Tawas

Lake Front Cottage

ViewOutdoor spacesLaundry

4.97 out of 5 average rating, 108 reviews
Top guest favorite
A sandy beach stretches along the shoreline with gentle waves lapping at the edge. The clear blue sky meets the horizon, creating a serene and expansive view of Lake Huron.
Cottage in Oscoda

"Life's a Beach"

ViewNearbyAmenities

4.96 out of 5 average rating, 138 reviews
Superhost
A vibrant blue house features wooden shutters and a welcoming front porch. The porch is bordered by a wooden railing and adorned with seasonal decor. A manicured lawn with flower beds complements the cheerful exterior, while trees provide shade in the background.
Cottage in Oscoda

⛵️Ricamore's by the Lake⚓️

Outdoor spacesNearbyCleanliness

4.89 out of 5 average rating, 270 reviews
Superhost
A charming green cottage is showcased with a wooden deck and a landscaped yard. Surrounding trees provide a woodsy backdrop, and large windows offer natural light. A small fire pit is visible in the grass, creating a welcoming outdoor space.
Cottage in Caseville

Whispering Oaks Cottage with Beach Access to Lake

NearbyOutdoor spacesParking

4.77 out of 5 average rating, 26 reviews
Top guest favorite
A fire pit is surrounded by four modern gray chairs, placed on a patio made of square stone tiles. In the background, the calm river reflects the greenery of the surrounding forest, while a deck and stairs lead down to the water.
Cottage in Alger

Cozy Up North Cottage | Firepit + Fall Getaway

Outdoor spacesViewCleanliness

4.95 out of 5 average rating, 22 reviews
Guest favorite
The deck area features a shaded seating arrangement with chairs and a table, alongside a grill for outdoor cooking. A colorful umbrella provides additional shade. The wooden planks create a warm and inviting space, surrounded by greenery, ideal for relaxing or enjoying meals outside.
Cottage in Caseville

Cottage on 3rd

Outdoor spacesNearbySleep quality

4.81 out of 5 average rating, 42 reviews
Guest favorite
A fire pit surrounded by blue Adirondack chairs is shown in a grassy outdoor area. Smoke rises from the flames as an inviting atmosphere is created for gatherings. In the background, trees provide shade and a sense of privacy during evening hours.
Cottage in East Tawas

Easy Family Basecamp | Walk to Tawas Point + Beach

Outdoor spacesViewAccuracy

4.98 out of 5 average rating, 51 reviews
Top guest favorite
Four blue Adirondack chairs are arranged on a grassy area overlooking a calm canal reflecting soft colors of the sunset. The serene waters lead toward a distant break wall, with trees lining the shore and additional docks visible across the canal.
Cottage in Port Austin

Cottage on the canal, downtown Port Austin

NearbyOutdoor spacesHospitality

5.0 out of 5 average rating, 77 reviews