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Vacation rentals in Lake Cumberland

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Top-rated vacation rentals in Lake Cumberland

Guests agree: these stays are highly rated for location, cleanliness, and more.

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Guest favorite
A cottage is seen surrounded by vibrant autumn foliage, with a gravel driveway leading to the entrance. The architecture features a gabled roof and a spacious front porch, providing an inviting entry point to the home.
Home in Monticello

Bluegrass Gables: Lake Cumberland Cottage

Relax in the forest is this amazing 4bd/2.5ba cottage. Only minutes to the Ramsey Point boat ramp, this is your base for your Lake Cumberland vacation. Bring your boat; ample parking onsite. Don't have a boat? No problem, Beaver Creek and Conley Bottom marinas are close by. House features modern amenities and a fully stocked kitchen. Enjoy the fireplace indoors or the firepits outdoors. Forest views and fresh air galore await you, especially from the hot tub! Absolutely no smoking inside or out.

LocationValueWalkability

4.92 out of 5 average rating, 218 reviews
Guest favorite
An outdoor seating area is presented on a wooden deck overlooking a serene lake view. Comfortable furniture, including a sofa and chairs, surrounds a glass-topped table. An umbrella provides shade, and a small fire pit adds to the inviting space amidst greenery.
Home in Somerset

Lakeview Blue

You will not find a better view of Lake Cumberland! Newly renovated 2022!! Previously our family home, we cherish this property. We ask anyone renting to respect the neighbors and home as we have. The Lakeview Blue House is within walking distance of Lake Cumberland, several restaurants, gas stations and a liquor store. There is a seasonally open public boat ramp directly over the hill from the home and many others including Waitsboro, Burnside Marina and Burnside Island State Park/ ramp nearby.

ValueLocationRiver

4.85 out of 5 average rating, 173 reviews
Top guest favorite
A private dock extends over the tranquil waters, surrounded by lush greenery and towering trees. Stairs lead down from a rustic path, offering direct access to the lake. The clear water reflects the surrounding natural landscape, providing a serene setting.
Cabin in Bronston

Lake front Cabin - Private dock

This cozy a-frame is located in the lakeside neighborhood of Echo Point, on Cumberland’s South Fork. Swim or fish off the dock, bring a paddle board, or drop a boat in at the nearby ramp. Relax on the deck with rock wall views and towering trees. Perfect for a couple or a small family get away. Walk to water/dock via a rustic path and stairs (it’s a steep climb!) *Not ideal for people with mobility constraints.* Stores & restaurants are 15 min drive. Dogs (2 max) welcome for add'l fee.

LocationValueHospitality

4.88 out of 5 average rating, 128 reviews
Top guest favorite
Tiny home in Monticello

Tiny LakeView Cottage~Pets~Best Sunset~Kayaks!

We welcome your fur babies!! Kayaks available! Ice maker! Coffee pot w/coffee & creamer! Adorable, cozy tiny house with two decks & bonfire pit overlooking Lake Cumberland! It is located in Monticello, Ky, in a rural part of the area. It’s about 12 minutes to town. There is very close (driving distance) swimming access, kayaking, boating, boat ramps, fishing & marinas. On a dead end street, so very peaceful. Kayak rental is available for $25. per day/per kayak. Pet fee $50/$75 per stay.

ValueLocationQuiet

4.94 out of 5 average rating, 271 reviews
Top guest favorite
Home in Monticello

HOT TUB~ Fire Pit~ KING Ensuites~ Lake Access

Escape to Barndo Bliss, a newly built 4bd/3.5ba retreat nestled in Lake Cumberland's serene forests, just 1.2 miles from Ramsey’s Point boat ramp! Perfect for families and friends, this home features TWO luxurious King En-suites. No boat? No problem! Nearby Beaver Creek Marina offers rentals. Enjoy evenings by the large firepit surrounded by nature, perfect for s'mores, and unwind in the luxurious spa. Experience the tranquility of Lake Cumberland—book your stay at Barndo Bliss today!

FamilyValueDecor

4.99 out of 5 average rating, 114 reviews
Guest favorite
Cabin in Burnside

The Enchanted Hideaway /Pet Friendly with Hot Tub!

Come relax at the Enchanted Hideaway Cabin just minutes from beautiful Lake Cumberland within the gated Lake Cumberland Resort. This 2 BR 2BA cabin offers much to love including open concept kitchen, dining, and living room area, washer and dryer, screened-in porches, grill, fire pit and much more! And you will love the private hot tub on the back porch! There are 3 community swimming pools in the resort with one only a short walk from the cabin. Book your perfect get-a-way today!

FamilyValueView

4.89 out of 5 average rating, 283 reviews
Superhost
A wooden deck is set against a vibrant green landscape, showcasing rolling hills under a clear blue sky. Two chairs are positioned on the deck, offering an inviting space to enjoy the expansive mountain view.
Cabin in Burnside

Dixie Mtn. Hideout

Enjoy a breath taking Mountain view from your private log cabin as you drink your morning coffee. With memory foam beds you will wake refreshed and ready to enjoy all the Lake Cumberland area has to offer. Within 5 miles to General Burnside Sate Park and boat ramp and Burnside Marina. Your vacation home is only 10 miles from downtown Somerset, somernites car cruise capital! Boat parking available with turn around. Dixie Mtn. Hideout, when you're away from home, we welcome you home!

LocationValueBathroom

4.92 out of 5 average rating, 404 reviews
Top guest favorite
A charming cottage exterior is framed by lush greenery, featuring a welcoming red door with shutters. An American flag is displayed at the entrance, with a gravel path leading to the porch, which has wooden railings and a small seating area overlooking the natural surroundings.
Cabin in Burnside

Whispering Woods Cottage | Hot Tub | Pool

Welcome to Whispering Woods, your peaceful sanctuary nestled near Lake Cumberland. Step into our cozy 1-bedroom cottage that offers tranquil surroundings and a restorative night's sleep after your day's adventures. Perfect for a romantic getaway, a solo retreat, or a change of scenery for remote workers, Whispering Woods provides space for up to two guests. ☆ Book your escape at Whispering Woods today to experience the enchantment of lakeside living. Your perfect retreat awaits! ☆

FamilyValueDecor

4.91 out of 5 average rating, 113 reviews
Guest favorite
Home in Nancy

Large Pond View, 2 min to Lake! Hot tub

Cozy 3 bedroom house w Large pond view and only 2 min to Lee’s Ford Marina @ the Lake! Outdoor Living at the fullest! Featuring an outdoor kitchen, blackstone grill, 2 on deck propane fire pits, 2 large smart TVs, plenty of seating!!! a wood fire pit just steps away, we don’t provide propane, if it’s there use it, not u have to re-fill King Bed in master Full Bed in guest Queen Bed in Loft w ladder access, not ideal for seniors or small children WiFi Hot tub is working

ValueLocationHiking

4.87 out of 5 average rating, 138 reviews
Top guest favorite
A wooden table is positioned beneath a large window, showcasing a view of Lake Cumberland framed by autumn trees. A lamp with a nautical theme sits on the table, while decorative items add a touch of warmth to the space.
Home in Somerset

Spectacular View of Lake Cumberland- Entire House

Enjoy the famous sunsets over Lake Cumberland from our spacious 48 foot deck and lower patio. This home is perfect for any family on vacation to this gorgeous area. With the nearest boat dock (Lees Ford Marina) being a mile away. Interested in biking or hiking? Pulaski County Park (4mi) is a great spot for both! After a fun day out and about come back to our newly updated kitchen, or enjoy a summer nights cruise to one of our local restaurants. We can't wait to book with you!

ValueFamilyHiking

4.98 out of 5 average rating, 120 reviews
Guest favorite
An aerial view captures a serene lakeside setting, showcasing several houses with well-maintained yards. The vibrant green trees line the banks of the river, reflecting nature’s tranquility against the clear blue water.
Home in Burnside

Cozy Cumberland Lakeview Shangri-la

A fun, lake view lake house situated on the banks of the Big South Fork River. You will love waking up each morning with a beautiful view of the river. Watch as the boats go out for a day on the water. Every where you turn, you are surround with beauty. We back up to the Daniel Boon National Forest. No matter the time of year you decide to stay, there is always plenty of hiking, fishing and site seeing to do. We are also right across the street from the pool.

LocationValueNearby

4.89 out of 5 average rating, 125 reviews
Guest favorite
A hot tub is situated on a wooden deck beneath a pergola adorned with string lights. Soft blue water glows, reflecting the warm ambiance. A dining set with light-colored chairs is visible in the background, creating a relaxed outdoor space.
Home in Russell Springs

Driftwood Cottage with HotTub on Lake Cumberland

Gorgeous cottage with seasonal lake view overlooking Lake Cumberland . The Marina which has boat slips, boat dock , boat rentals and restaurant are a quick jog down the hill. Enjoy the lake view from the Hot tub on the deck,amazing on even a winter day! The home has a big yard with trees for privacy . 2 bedrooms on main floor. Loft has 1 bedroom plus a day bed with trundle in open area overlooking downstairs. Outside staircase and inside spiral stairs

FamilyValueWifi

4.8 out of 5 average rating, 262 reviews

Popular amenities for Lake Cumberland vacation rentals

Lake accessGymBBQ grillLaptop-friendly workspaceWifi

Lake houses in Lake Cumberland

Top guest favorite
The cottage features a green metal roof and a welcoming front porch with multiple wooden rocking chairs. Two planters are positioned at either side of the entrance, and a outdoor grill is visible near the porch. A gravel path leads up to the door, with lush greenery in the background.
Home in Albany

Avery Acres

LocationFamilyQuiet

4.94 out of 5 average rating, 142 reviews
Superhost
A panoramic view showcases lush greenery surrounding a winding river. The landscape is dotted with trees under a clear blue sky, and distant hills create a serene backdrop. The natural light enhances the beauty of the scene, providing a tranquil atmosphere.
Home in Burnside

Ohana - Best Views and Best Experiences

FamilyLocationRiver

4.84 out of 5 average rating, 116 reviews
Superhost
Home in Russell Springs

THE Lily Pad - Floating Lake House with Private Do

FamilyComfortHospitality

5.0 out of 5 average rating, 3 reviews
Top guest favorite
Home in Naomi

Lake Access! Peaceful Retreat on Lake Cumberland

LocationFamilyCondition

4.96 out of 5 average rating, 26 reviews
Guest favorite
A wooden dock extends over calm waters, featuring multiple platforms and posts for mooring. Steps lead from a natural path down to the dock, framed by greenery and rocks, creating a tranquil setting near the water's edge.
Home in Bronston

Summer Swims | Private Dock | Cliff Jumping

FamilyLocationBeach

4.88 out of 5 average rating, 26 reviews
Top guest favorite
A game room features a shuffleboard table with an illuminated edge, a foosball table, and a double-net basketball setup. The space is accentuated by a ceiling fan and wooden ceiling, while a cozy hanging egg chair provides a relaxing spot. Dark walls contrast with light flooring.
Home in Russell Springs

Ravenwood Retreat~NEW-4 KING beds-Games-Hot Tub!

FamilyLocationAccess

5.0 out of 5 average rating, 45 reviews
Top guest favorite
A well-maintained cabin is set amidst a lush green landscape, featuring a sloped metal roof and a spacious front porch with steps leading to the entrance. A gravel driveway curves in front of the home, providing access to the property surrounded by trees.
Home in Albany

Hooked on the Lake - 6 miles from Marina Rowena

FamilyLocationIndoor spaces

4.97 out of 5 average rating, 32 reviews
Guest favorite
Home in Jamestown

4BR at Lake Cumberland - Hot Tub, Near Boat Ramps

LocationValueSleep quality

4.89 out of 5 average rating, 65 reviews

Lake Cumberland houses

Top guest favorite
A rustic log cabin with a stone chimney is surrounded by lush greenery. The front porch features a wooden railing and an American flag hanging prominently. Steps lead to the entrance, showcasing the cabin's historical craftsmanship and natural setting.
Home in Wayne County

Nancy Kentucky - The Faubush Cabin

FamilyLocationComfort

4.99 out of 5 average rating, 153 reviews
Top guest favorite
A shaded outdoor dining area features a table surrounded by chairs, set on a wooden deck. String lights hang overhead, and the expansive view of the lake and surrounding hills is visible in the background, enhancing the serene outdoor experience.
Home in Russell Springs

Welcome to your Dream Lake Home

FamilyLocationBeach

5.0 out of 5 average rating, 48 reviews
Top guest favorite
An outdoor deck features a rustic wooden floor with a wrought-iron table and two chairs, each adorned with soft pink cushions. The scene is framed by trees, while a soft sunrise casts gentle colors over Lake Cumberland in the background.
Home in Monticello

Lake House "Dar Bida" Monticello

ValueFamilyGetting around

4.96 out of 5 average rating, 73 reviews
Guest favorite
The kitchen features a modern design with white cabinets and granite countertops. Stainless steel appliances are showcased, alongside open shelving displaying various dishware. Four blue metal stools are positioned around the kitchen island, and a window allows natural light to enter.
Home in Jamestown

Lake Life Dot Calm (Slip Available)

FamilyValueSleep quality

4.9 out of 5 average rating, 73 reviews
Top guest favorite
Home in Nancy

Lakefront Views at Wolf Creek Marina! HotTub+Pets

LocationFamilyCleanliness

5.0 out of 5 average rating, 15 reviews
Superhost
Home in Monticello

4 bedroom, private pool 8 person hot tub

LocationFamilyQuiet

4.73 out of 5 average rating, 73 reviews
Guest favorite
A spacious wooden deck offers a stunning view of Lake Cumberland, framed by trees. Two dark wooden chairs are positioned at the edge, facing the water, while a gas grill is situated nearby. The deck features sleek railing and ample room for seating.
Home in Monticello

Lake Cumberland Luxury #2~ Lake views and hot tub.

LocationValueAmenities

4.89 out of 5 average rating, 53 reviews
Top guest favorite
A modern kitchen features a large granite island with seating for six, complemented by dark cabinetry and stainless-steel appliances. Natural light streams through a window, highlighting the warm wood flooring and inviting design elements throughout the space.
Home in Seventy Six

Bunk House at The Bluffs

FamilyLocationDecor

4.93 out of 5 average rating, 29 reviews

Other great vacation rentals in Lake Cumberland

Top guest favorite
A charming cabin home features a red metal roof and a welcoming porch with decorative railings. Surrounded by trees and greenery, the entrance is easily accessible with a gentle path leading up to the porch, offering a cozy and inviting appearance.
Cabin in Burnside

Heralds Lake House| Boat Ramp | Hot Tub

FamilyValueNearby

4.98 out of 5 average rating, 54 reviews
Top guest favorite
The cabin exterior is enveloped by lush greenery, featuring a welcoming wooden deck with a railing adorned with potted plants. Large glass doors invite natural light, complemented by multiple windows that enhance the warm, woodsy atmosphere of the structure.
Cabin in Monticello

Lake Cumberland Cottagey Cabin, Secluded/Firepit!

LocationValueAmenities

4.97 out of 5 average rating, 37 reviews
Top guest favorite
Cottage in Russell Springs

Modern Home near Lake Cumberland/Hot tub/Fire pit

ValueLocationGetting around

5.0 out of 5 average rating, 31 reviews
Guest favorite
Cabin in Monticello

Hot Tub & Seasonal Lake Cumberland Views

LocationValueCheck-in

4.88 out of 5 average rating, 16 reviews
Guest favorite
Home in Jamestown

The Lake Nest Off Jamestown Square - Hot Tub!

LocationDecorParking

5.0 out of 5 average rating, 5 reviews
Top guest favorite
A spacious cabin exterior is displayed, featuring a welcoming porch surrounded by tall, neatly trimmed conifer trees. The screened lower deck showcases several red lounge chairs, providing a relaxing outdoor area. The lush green lawn complements the natural surroundings, enhancing the inviting outdoor space.
Cabin in Burnside

Cozy Cabin w/Hot Tub in Lake Cumberland Resort, KY

ValueFamilyView

4.94 out of 5 average rating, 90 reviews
Guest favorite
A spacious living area features high, wooden ceilings with exposed beams and large windows that allow for ample natural light. Comfortable seating is arranged around a rustic coffee table, with a dining area visible in the background, showcasing a wooden table and chairs.
Cottage in Burnside

Spacious 5-Bedroom Home on Lake Cumberland!

FamilyLocationCheckout

4.86 out of 5 average rating, 59 reviews
Top guest favorite
A wooden sign hangs from a post displaying 'Lakeside Lodge' against a backdrop of a rustic cabin and lush greenery. The cabin showcases a stone chimney and a steep roof, surrounded by trees, with a gravel driveway leading up to the entrance.
Cabin in Monticello

Lakeside Lodge Cabin

ValueFamilyCondition

4.89 out of 5 average rating, 46 reviews

Frequently Asked Questions

  • Where is Lake Cumberland located?

    Lake Cumberland is situated in southern Kentucky, surrounded by rolling hills and forested areas. The region draws visitors with its expansive reservoir and natural scenery.

  • When is the best time to visit Lake Cumberland?

    Late spring into summer is often recommended for outdoor activities and boating, with temperatures reaching 73–82°F (23–28°C). Cooler months have fewer visitors, offering quieter exploration but more frequent rainfall.

  • What are some things to do near Lake Cumberland?

    The area around Lake Cumberland has fishing, boating, and hiking trails, along with locations for swimming and picnics. You can explore local parks or join guided cruises run by regional groups.

  • How is the weather near Lake Cumberland?

    Winters near Lake Cumberland tend to be cool, with highs in the upper 40s °F (around 9°C) and lows that can reach the mid-20s °F (-3°C). Summers feature warm days, with highs typically between 77°F and 82°F (25°C to 28°C), and rainfall is spread throughout the year.

All about Lake Cumberland

Set in the naturally beautiful wilds of central-western Kentucky, Lake Cumberland is officially a reservoir, fed by the mighty Cumberland River. However, don’t be led astray by a technical label: Lake Cumberland is one big, fun, soaking wet good time, especially during the warmer months of the year. From the marinas to the brewpubs to the falls to the forests, the entire region is a vacationer’s paradise, and an ideal destination for an extended stay. Another Lake Cumberland claim to fame? World-class fishing. If you’re one who likes to bait the hook and cast off from the shore or from a boat, you’re in the right spot. Many of Kentucky’s record-size fish have been landed at Lake Cumberland, including striped bass, sturgeon, sauger, bream, catfish, walleye, and brown, lake, and rainbow trout.

What are the top things to do in Lake Cumberland?

Explore Daniel Boone National Forest

A nature lover’s delight, Daniel Boone National Forest spreads across the entire region, offering outdoor escape and adventure for anyone who likes to get out and explore. Natural features include waterfalls, arches, wildlife, rivers, lakes, wetlands, and, of course, untrammeled wilderness.

Spend the Day at the Lake Cumberland State Resort Park

The official state park of Lake Cumberland is located on the northern shore, and adds a good 3,100 acres to the lake’s 50,000+. The park hosts a couple of lodges, a restaurant, cottages, a campground, a country store, a gift shop, and a marina. Activities are endless: you can launch your boat, take a swim, hike a trail, take a guided horse tour, and play some frisbee golf, tennis, basketball, shuffleboard, and volleyball. Phew!

Take a Boat out to General Burnside Island State Park

Claiming its fame as Kentucky’s only island park, General Burnside Island State Park is located smack dab in the middle of Lake Cumberland, and is only accessible by boat (unless you happen to be a really, really good swimmer). This fun, unique destination-within-a-destination offers camping, golf, and, at the risk of sounding obvious, tremendous lake access.

Destinations to explore