Vacation rentals with lake access in Lake Cumberland

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Top-rated lake access rentals in Lake Cumberland

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Top guest favorite
A cottage is seen surrounded by vibrant autumn foliage, with a gravel driveway leading to the entrance. The architecture features a gabled roof and a spacious front porch, providing an inviting entry point to the home.
Home in Monticello
4.92 out of 5 average rating, 210 reviews

Bluegrass Gables: Lake Cumberland Cottage

Relax in the forest is this amazing 4bd/2.5ba cottage. Only minutes to the Ramsey Point boat ramp, this is your base for your Lake Cumberland vacation. Bring your boat; ample parking onsite. Don't have a boat? No problem, Beaver Creek and Conley Bottom marinas are close by. House features modern amenities and a fully stocked kitchen. Enjoy the fireplace indoors or the firepits outdoors. Forest views and fresh air galore await you, especially from the hot tub! Absolutely no smoking inside or out.

Guest favorite
A cozy cottage is surrounded by a gravel yard, with a firepit situated in the foreground. The exterior features blue siding and a welcoming front door, while a grassy area and trees provide a natural backdrop. A grill is visible to the side, enhancing outdoor dining options.
Cottage in Monticello
4.92 out of 5 average rating, 122 reviews

The Cozy Lake Cottage

This cozy cottage is tucked away in a peaceful wooded area, giving you the privacy you crave while being just minutes from beautiful Lake Cumberland. You're only about five minutes from Conley Bottom, and there are two other docks just a short drive away. Take nature walks and you might spot deer and other friendly wildlife. In the evenings, enjoy sitting around the campfire! The driveway is long enough for your boat and vehicle. Enjoy a perfect mix of comfort and nature in this lovely getaway!

Guest favorite
An outdoor seating area is presented on a wooden deck overlooking a serene lake view. Comfortable furniture, including a sofa and chairs, surrounds a glass-topped table. An umbrella provides shade, and a small fire pit adds to the inviting space amidst greenery.
Home in Somerset
4.86 out of 5 average rating, 167 reviews

Lakeview Blue

You will not find a better view of Lake Cumberland! Newly renovated 2022!! Previously our family home, we cherish this property. We ask anyone renting to respect the neighbors and home as we have. The Lakeview Blue House is within walking distance of Lake Cumberland, several restaurants, gas stations and a liquor store. There is a seasonally open public boat ramp directly over the hill from the home and many others including Waitsboro, Burnside Marina and Burnside Island State Park/ ramp nearby.

Superhost
Home in Russell Springs
5 out of 5 average rating, 3 reviews

Sunsetter - Luxury Floating Home on Cumberland

Experience lake life like never before at Sunsetter-a luxury over-water floathouse on Lake Cumberland designed for families, girls' getaways, men's fishing trips, and group escapes. Relax on your private deck with a hot tub, water slide, outdoor kitchen, and outdoor shower, and bring you own boat or rent one directly from the marina and enjoy seamless dockside access right from your private patio deck (up to 30ft) to explore beautiful Lake Cumberland. Sleek, modern, and designed for comfort and

Top guest favorite
A game room features a shuffleboard table with an illuminated edge, a foosball table, and a double-net basketball setup. The space is accentuated by a ceiling fan and wooden ceiling, while a cozy hanging egg chair provides a relaxing spot. Dark walls contrast with light flooring.
Home in Russell Springs
5 out of 5 average rating, 38 reviews

Ravenwood Retreat~NEW-4 KING beds-Games-Hot Tub!

**RAIN OR SHINE GAMETIME LUXURY BARNDOMINIUM** - This newly built home offers 4 Bedrooms with 4 king-size beds & 3 full Bathrooms. Have some fun in the Game Room with shuffleboard, foosball, or double-net basketball! Indulge with a relaxing and warm soak in the 7-person hot tub! We're conveniently located with only a 4-minute drive to either Alligator 1 ramp or Lake Cumberland Marina. Spend some time with nature during slow mornings or peaceful evenings on one of the two, covered back decks.

Top guest favorite
A private dock extends over the tranquil waters, surrounded by lush greenery and towering trees. Stairs lead down from a rustic path, offering direct access to the lake. The clear water reflects the surrounding natural landscape, providing a serene setting.
Cabin in Bronston
4.88 out of 5 average rating, 120 reviews

Lake front Cabin - Private dock

This cozy a-frame is located in the lakeside neighborhood of Echo Point, on Cumberland’s South Fork. Swim or fish off the dock, bring a paddle board, or drop a boat in at the nearby ramp. Relax on the deck with rock wall views and towering trees. Perfect for a couple or a small family get away. Walk to water/dock via a rustic path and stairs (it’s a steep climb!) *Not ideal for people with mobility constraints.* Stores & restaurants are 15 min drive. Dogs (2 max) welcome for add'l fee.

Top guest favorite
A covered deck area features comfortable seating and overlooks a lush landscape with a serene lake in the distance. Sunlight filters through the trees, illuminating the wooden flooring and creating a peaceful retreat for relaxation.
Tiny home in Monticello
4.94 out of 5 average rating, 263 reviews

Tiny LakeView Cottage~Pets Welcome! Kayaks!

We welcome your fur babies!! Kayaks available! Ice maker! Coffee pot w/coffee & creamer! Adorable, cozy tiny house with two decks & bonfire pit overlooking Lake Cumberland! It is located in Monticello, Ky, in a rural part of the area. It’s about 12 minutes to town. There is very close (driving distance) swimming access, kayaking, boating, boat ramps, fishing & marinas. On a dead end street, so very peaceful. Kayak rental is available for $25. per day/per kayak. Pet fee $50/$75 per stay.

Top guest favorite
A serene landscape showcases a private fishing pond surrounded by lush greenery, with a charming building reflected on the water's surface. Fluffy clouds drift in a blue sky, complementing the tranquil scene and inviting relaxation.
Farm stay in Somerset
4.99 out of 5 average rating, 87 reviews

23 Acre Lake Cumberland: Boats & Fishing Oasis

Escape to a 5-star, 23-acre private lake estate, your ultimate outdoor retreat by Lake Cumberland.. Enjoy our 3-acre fishing pond with all gear provided, kayaks and boats. Relax in a luxurious 8-person hot tub, savor meals on Traeger & egg grills & 2 fire-pits. Inside, find a cozy fireplace, high-speed Wi-Fi, Smart TVs, full bath and half bath plus a gourmet kitchen. Experience Lake Cumberland with our rentals, and let me be your guide to the best hidden gems. Your dream vacation awaits!

Top guest favorite
Home in Monticello
4.99 out of 5 average rating, 111 reviews

HOT TUB~ Fire Pit~ KING Ensuites~ Lake Access

Escape to Barndo Bliss, a newly built 4bd/3.5ba retreat nestled in Lake Cumberland's serene forests, just 1.2 miles from Ramsey’s Point boat ramp! Perfect for families and friends, this home features TWO luxurious King En-suites. No boat? No problem! Nearby Beaver Creek Marina offers rentals. Enjoy evenings by the large firepit surrounded by nature, perfect for s'mores, and unwind in the luxurious spa. Experience the tranquility of Lake Cumberland—book your stay at Barndo Bliss today!

Guest favorite
A wooden sign hangs from a post displaying 'Lakeside Lodge' against a backdrop of a rustic cabin and lush greenery. The cabin showcases a stone chimney and a steep roof, surrounded by trees, with a gravel driveway leading up to the entrance.
Cabin in Monticello
4.87 out of 5 average rating, 39 reviews

Lakeside Lodge Cabin

Experience the ultimate Lake Cumberland getaway at Lakeside Lodge. Nestled in Kentucky's natural beauty, this cozy cabin is perfect for families or small groups. Enjoy mornings surrounded by nature and evenings by a warm fire. A quick 5-10 minute walk leads you to a private neighborhood beach and boat ramp, making lake access effortless. Whether you’re hiking forest trails or exploring the water, Lakeside Lodge offers the perfect blend of comfort and adventure. Book your stay today.

Top guest favorite
A charming cottage exterior is framed by lush greenery, featuring a welcoming red door with shutters. An American flag is displayed at the entrance, with a gravel path leading to the porch, which has wooden railings and a small seating area overlooking the natural surroundings.
Cabin in Burnside
4.9 out of 5 average rating, 103 reviews

Whispering Woods Cottage | Hot Tub | Pool

Welcome to Whispering Woods, your peaceful sanctuary nestled near Lake Cumberland. Step into our cozy 1-bedroom cottage that offers tranquil surroundings and a restorative night's sleep after your day's adventures. Perfect for a romantic getaway, a solo retreat, or a change of scenery for remote workers, Whispering Woods provides space for up to two guests. ☆ Book your escape at Whispering Woods today to experience the enchantment of lakeside living. Your perfect retreat awaits! ☆

Guest favorite
An aerial view captures a serene lakeside setting, showcasing several houses with well-maintained yards. The vibrant green trees line the banks of the river, reflecting nature’s tranquility against the clear blue water.
Home in Burnside
4.88 out of 5 average rating, 119 reviews

Cozy Cumberland Lakeview Shangri-la

A fun, lake view lake house situated on the banks of the Big South Fork River. You will love waking up each morning with a beautiful view of the river. Watch as the boats go out for a day on the water. Every where you turn, you are surround with beauty. We back up to the Daniel Boon National Forest. No matter the time of year you decide to stay, there is always plenty of hiking, fishing and site seeing to do. We are also right across the street from the pool.

Popular amenities for Lake Cumberland lake access rentals