Waterfront vacation rentals in Clay County

An aerial view captures a peaceful lakeside neighborhood. A winding road is visible, leading to residences situated along the water's edge. Several homes feature docks extending into the lake, surrounded by lush greenery and earthy tones of the shoreline.

4.88 out of 5 average rating, 24 reviews

Panoramic lake- view , lake access. Mountain View

Relax with the whole family at this peaceful place to stay. Our home is situated right beside Lake Chatuge , has lake access and a beautiful lake and Mountain View . Huge screened in front porch that overlooks the lake. Master bedroom has a king bed with more amazing lake views. With 3 bedrooms upstairs then a large basement with two more bedrooms and living room there will be plenty of space for a large family or group. Quiet cove is great to paddle board or Kayak. Only a few miles from town.

Superhost

A serene view of a private dock extending into Lake Chatuge is framed by lush greenery. A wooden staircase leads down to the water's edge, where a sign denotes the private area. The calm lake reflects the surrounding trees and blue sky.

Tiny home in Hayesville

4.87 out of 5 average rating, 38 reviews

Beautiful tiny home perched on a lake front lot.

You'll love your escape to this cozy tiny house nestled into the woods on a lakefront lot on scenic Lake Chatuge. The Tiny House on Wheels has 2 queen bed lofts, and a futon that makes a 3rd queen bed. Swim from the dock, rent a boat, or launch your own at one of 2 nearby TVA ramps. Relax around the lakefront fire pit, or on the AMAZING and huge screened in porch. Downtown Hayesville is just minutes away, as are many hiking and mountain biking trails at Fire's Creek or Jackrabbit Park.

A warm, inviting exterior of a house is nestled among lush greenery. A spacious wooden porch features railing and comfortable seating, offering a shaded area to relax. Sunlight filters through the trees, illuminating the well-kept landscaping and the simple, charming facade of the home.

4.98 out of 5 average rating, 374 reviews

Mountain House Rental at the Lake

This is a four season vacation spot. Create your own memories in the western North Carolina mountains by Lake Chatuge! Enjoy great hiking, boating, fishing, and much more! Take advantage of the hiking and biking on the Jack Rabbit Mountain trails along the shores by Lake Chatuge. Winter discounts available from January 1 until March 31. OPTIONAL MINI COTTAGE (for a third bedroom that sleeps 2) with Queen sized bed and TV but no extra bathroom for an extra $25 per night plus $25 cleaning.

4.99 out of 5 average rating, 107 reviews

A charming pink cottage features a welcoming front porch with decorative flowers and whimsical light fixtures. A small seating area with pastel chairs and a table is positioned on the lawn, complementing the surrounding natural landscape and offering a peaceful outdoor space.

Tiny home in Hayesville

White Bunny Cottage~Direct Creekfront, Small Zoo

There are 7 themed cabins and RV slips and 11+ acres to explore. Winding through the property is certified trout creek, a quirky petting zoo, fairy garden, hammocks and swings on and over the creek, giant connect four, chess and checkers, themed fire globes, BBQ grills. The property backs to the 580,000 acres of the Nantahala Forest in the beautiful Blue Ridge Mountains This cabin is directly on the creek! Come join us in the most unbelievable fairytale land in North Carolina! 🧚🍄

4.97 out of 5 average rating, 91 reviews

A two-story cabin with a rustic exterior is positioned beside a gently flowing creek. A covered bridge and wooden water wheel add charm. A patio with outdoor dining furniture is visible, along with a grassy area complemented by natural stone borders.

Cabin in Murphy

Waterwheel Cabin by the Creek

This rustic two-story newly renovated cabin is right on a creek with a covered bridge and water wheel. Located just 15 minutes from the Harrah's Valley River Casino or beautiful downtown Murphy and just a short drive to John C. Campbell Folk School. There is a propane grill outside with table and chairs for outside dining and also Adirondack chairs to sit and enjoy the creek. From the downstairs living area, you can look out the windows and enjoy the view of the creek and water wheel.

4.97 out of 5 average rating, 121 reviews

A serene riverside view shows calm water gently flowing past a natural green landscape. A red coffee mug rests on a glass table, framing the tranquil scene, while the surrounding trees create a lush backdrop.

Cabin in Marble

Summer Adventures! Tubing, Kayaking, Relaxing

The Willow is a slice of paradise on the Valley River. Relax with the whole family at this peaceful riverfront property. Large green space for cornhole, tossing the football, and general merriment. Splash, swim or just float around in the river. Take a nap on the the waterfront deck to the sounds of the river and birds. Enjoy some time in downtown shops, restaurants, and breweries as well. World class whitewater rafting on the Ocoee and Nantahala are just minutes away.

4.99 out of 5 average rating, 136 reviews

A cozy cabin nestled in the woods, featuring a rustic log exterior and a welcoming porch with comfortable seating. The metal roof complements the wooden structure, while large windows allow natural light to illuminate the interior. Surrounding greenery enhances the private and serene atmosphere.

Cabin in Hayesville

Mountain Laurel Cabin, Pond, Folk School Dish Wifi

Relax & enjoy our newly remodeled cozy mountain cabin nestled in the woods on 2 private acres with an acre size pond. Just far enough from all the hubbub to have gotten away from it all yet 20 minutes from town. Near Folk School! The property is a private setting abundant with wildlife like deer and native birds. The cabin is comfortably appointed and has all the modern conveniences. Pets must be pre-approve, please scroll down to read our house rules regarding pets.

4.99 out of 5 average rating, 69 reviews

A cozy sleeping area features a queen bed adorned with a patterned blanket and decorative throw pillows. Nightstands with lamps flank the bed. The walls are decorated with nature-themed artwork, while a window allows natural light to enhance the space.

Cabin in Warne

Little Bear

Connect with nature at this unforgettable escape. GLAMPING cabin near a creek with a queen bed (linens included), mini-fridge, microwave and coffee maker. Includes internal bathroom with shower. Site includes picnic table, fire pit & 2 chairs. Relax or venture out to many of the nearby area attractions. Excellent motorcycle riding, hiking and fishing. There are plenty of sights and sounds of nature to enjoy. Use of a common picnic area next to the creek.

4.99 out of 5 average rating, 76 reviews

A welcoming entryway features two windows flanking a set of glass doors. Soft lighting from hanging string lights highlights a wooden bench adorned with an anchor motif. A decorative figure and potted flowers add a touch of charm to the shaded outdoor space.

Guesthouse in Murphy

Paradise Cottage on the beautiful Hiwassee River

Adorable, farmhouse riverfront cottage in quiet neighborhood. Newly renovated with access to the Hiwassee river right out your front door for tubing, swimming, fishing or just relaxing in the private gazebo or roasting marshmallows on the firepit. Minutes away from downtown Murphy stores and restaurants, Cherokee River Valley Casino, just one mile from the John C. Campbell Folk school and much more. Ample parking, motorcycle and pet friendly.

4.95 out of 5 average rating, 136 reviews

A spacious log cabin is nestled among lush greenery along a rushing creek. The cabin features a wrap-around porch and large windows, while smooth rocks and a gentle stream flow nearby, creating a serene environment. Sunlight filters through the dense foliage.

Cabin in Hayesville

CompassCreekCabin is a nature lover's paradise!

Gorgeous Log Cabin on a peaceful rushing creek; a perfect secluded get away up to 9 people with firepit, wood burning stove & large romantic King Bed Suite! On property: hiking, fishing, firepit, cornhole, disc golf, 2 person hammock, porch swing, rocking chairs, etc! Nearby: tubing, rafting, golf, horseback riding, the many activities at Lake Chatuge, biking, off roading, plus wineries, breweries, antiquing, etc!

4.94 out of 5 average rating, 103 reviews

A hot tub is positioned on a deck overlooking the river, providing a relaxing spot to enjoy the surroundings. Nearby, a fire pit is surrounded by seating, creating a cozy gathering area. Trees line the riverbank, enhancing the natural setting.

Home in Murphy

Waterfront, 3 BR, Hot Tub, Fishing, Pet-Friendly

Beautiful, cozy house on a quiet street with over 200 ft of Hiwassee River frontage. PET FRIENDLY. Please note: an extra guest fee of $40 per person, per night applies to parties over 4. Places of Interest from our 338 Beaver Ridge Road, Murphy, NC home: Downtown - 5 miles Murphy River Walk - 7 miles Harrah's Cherokee Valley River Casino - 9 miles John C. Campbell Folk School - 5 miles Walmart - 8 miles

4.97 out of 5 average rating, 34 reviews

Two black lounge chairs are positioned on a spacious deck overlooking Lake Chatuge. The water reflects the surrounding trees and clouds, creating a serene view that can be enjoyed from the deck's railing. A peaceful atmosphere is present, inviting relaxation.

Cabin in Hayesville

Lakefront Cabin with Double Dock

Bring your boat/jet ski to this rustic cabin on Lake Chatuge, or just sit back and relax on the dock, gazebo or back porch and overlook the lake and mountains. Complimentary kayak and paddle board is provided for all guests! We are located minutes from Jack Rabbit biking/hiking trails, the town of Hayesville or Hiawassee, and everything the area has to offer!

Vacation rentals for every style

Get the amount of space that is right for you

Cabins

Kick off your hiking boots at these rustic lodgings

Houses

A space thats all yours, with room for everyone

Hotels

Stylish accommodations and amenities

Popular amenities for Clay County waterfront rentals

Kitchen

Wifi

Pool

Free parking on premises

Air conditioning

Waterfront apartment rentals

A screened-in porch features comfortable seating and wooden decking, surrounded by lush greenery. Stairs lead to an upper outdoor deck area. A colorful floating tube rests on the side, emphasizing the outdoor recreational opportunities available.

Apartment in Cherokee County

Idyllic Murphy Hideaway w/ Multi-Level Deck!

MandyRating, 5 stars32 months ago

Beautiful, peaceful getaway. Would stay again in a heartbeat.

A spacious living area features a comfortable blue couch, wooden furniture, and decorative wall art. A mounted television is present, alongside a staircase leading to the upper level. The room is illuminated by overhead lighting and has a warm carpet adding to the cozy ambiance.

Apartment in Young Harris

4.89 out of 5 average rating, 9 reviews

Georgia Home w/ 2 Fire Pits & Creek Access!

JoshuaRating, 5 stars5 months ago

Me and my friends spent a week at this place. Even though it's a shared space, it's very private. The surroundings are beautiful and it's a great place to unwind and relax, highly recommend!

A well-lit studio bedroom features a spacious bed with vibrant blue bedding, complemented by a colorful wall art piece. A small orange kitchen cart is visible alongside a mini fridge and a microwave. Light streams through the window, enhancing the neutral-toned walls.

Apartment in Hayesville

4.38 out of 5 average rating, 8 reviews

Toucan Terrace Bamboo Studio

BillyRating, 5 stars21 months ago

Margarita's place had everything we needed, and were looking for for an impromptu weekend getaway. It was close to the Jackrabbit trails, which we enjoyed with friends, and the lake. Plus, we enjoyed a bonus sunset drink, with some great food truck bbq, on the new dock bar! We would definitely stay again.

A living area is highlighted by a large stone fireplace, serving as a focal point. Soft seating is arranged thoughtfully around a wooden coffee table, which features natural decor. Windows allow natural light to enhance the warm wood paneling and cozy atmosphere.

Apartment in Highlands

4.62 out of 5 average rating, 13 reviews

11 Mi to Ski Sapphire: 'Heaven South' Apt w/ Porch

BillRating, 5 stars11 months ago

We enjoyed our 3-night stay. Good layout for a family of 3 or 4. Thank you for your availability to respond to questions and being a great host.

4.96 out of 5 average rating, 50 reviews

A circular fire pit filled with flickering flames sits on a stone patio. In the background, a cabin is framed by tall trees, with string lights softly illuminating the outdoor space, enhancing the natural surroundings.

Apartment in Hiawassee

Cozy loft steps away lake Chatuge! Mountain Views!

KenyaRating, 5 stars3 months ago

The resort is lovely! It’s a nice get away. Just keep in mind cell service is limited in this area! It’s beautiful. 😍

An aerial view captures a serene lake surrounded by lush hills, with a calm surface reflecting the clear blue sky. A small dock extends into the water, while boats are lined up at a nearby marina. Green lawns and walking paths enhance the natural beauty of the area.

Apartment in Young Harris

Lakefront Mountain Oasis

An outdoor deck is surrounded by lush greenery, offering a gas grill and a fire pit. Colorful seating options, including lounge chairs and umbrellas, provide comfortable spaces for relaxation, while the nearby Compass Creek can be seen enhancing the natural ambiance.

Apartment in Hayesville

'Chateau on Compass Creek' Hayesville Apartment!

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Waterfront house rentals

An aerial view captures Gooseberry House nestled among the Western North Carolina Mountains. Surrounding greenery includes various trees and open fields, with mountain ridges visible in the distance, creating a serene natural setting.

Home in Franklin

3b/2.5b Spacious Mountain Home

JaneRating, 5 stars2 weeks ago

I love Gooseberry House! This is my second stay, and I hope to have many more here. The furniture is comfy with plenty of seating. The kitchen has everything I needed for cooking - lots of pots & pans, and well stocked with the basics plus much more. The front porch swing is fabulous, as is the back deck with fire pit. We had a wonderful time, and highly recommend Gooseberry House!

5 out of 5 average rating, 17 reviews

A spacious porch is showcased, featuring wooden flooring and large windows overlooking the surrounding greenery. Seating includes two lounge chairs, a classic rocking chair, and a gas grill. A firepit adds a cozy focal point, inviting relaxation in a natural setting.

Home in Franklin

Waterfalls, Hot Tub, FirePit, Deck, WiFi, 40 acres

춘우(Choon Woo)Rating, 5 stars2 months ago

Everything was perfect. Thank you so much for your kind consideration. I want to visit again next time. Best,

Superhost

An aerial view captures a spacious lakefront home surrounded by lush greenery. The property is accentuated by vibrant landscaping and an expansive lawn leading to the water, with mountains visible in the backdrop and a private dock nearby.

4.91 out of 5 average rating, 33 reviews

Lake Living at its Best! Enjoy the great outdoors!

DavisRating, 5 stars8 months ago

Shannon was incredibly helpful, communicative, and flexible. Her place was epic, as advertised. 10/10 recommend!

A private dock extends over the calm waters of Licklog Creek Cove, featuring a large platform with seating and a kayak. Surrounding greenery and gentle hills create a serene backdrop, while the sky is adorned with soft clouds reflecting the warm colors of sunset.

4.94 out of 5 average rating, 67 reviews

Lakefront Mountain House w/private dock, stunning views

DanRating, 5 stars3 weeks ago

The home was exactly as described and the hosts were extremely responsive. The dock was our favorite part - it had a great view and was super comfortable. Also, the basement with foosball and ping pong was a great place to hang out. We will be back again soon!

5 out of 5 average rating, 6 reviews

Peaceful Cove on Lake Chatuge-Dock-Hot Tub-Sauna

AnaRating, 5 stars30 months ago

The house is beautiful, very cozy, quiet neighborhood. It is minutes from the supermarket and less than 40 minutes from Helen (a beautiful town). But the house needs a good cleaning. The kitchen is very well equipped and that was a very positive point. We had a problem with the shower in the bathroom in the basement which was broken, and because it was Christmas they couldn't get anyone to fix it, but we were family so it didn't cause any inconvenience. The barbecue was not clean.

The exterior of a modern house is set against a backdrop of lush greenery. A spacious deck features an umbrella and seating, while steps lead down to landscaped areas. Large windows reflect natural light, and a flag is displayed prominently.

TinaRating, 5 stars21 months ago

Amazing house on Hiawassee River

We absolutely loved this place! Lots of river frontage that was cleared of trees and bushes. Very large backyard. The home was supplied with more than we expected including several tubes, extra toilet paper, paper towels, wood for burning in the fireplace on the screened porch, and the fire pit outside. There were even some starter logs. The owner was very friendly and helpful! She also was quick to respond! We will definitely stay again!

A renovated single-story house is visible, nestled among trees. A path leads to the front door, flanked by a porch with seating. Gravel surrounds the home, and a picnic table is situated on the lawn, with a backdrop of gently sloping hills.

4.98 out of 5 average rating, 93 reviews

Entire 2 Story Lakefront Home with huge Dock!

ChrisRating, 5 stars2 weeks ago

Wonderful lake house! Very relaxing and just what we needed. The kids loved fishing from the dock and Jeremy was responsive when we message him.

A spacious deck with a wooden floor features a comfortable seating area with a lounge sofa. The overhead ceiling showcases intricate woodwork. Wide views of Lake Chatuge and the serene landscape are visible beyond the railing, enhancing the outdoor experience.