Vacation rentals with lake access in Payne Springs

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Top-rated lake access rentals in Payne Springs

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Top guest favorite
Cottage in Tool
4.9 out of 5 average rating, 215 reviews

House of Refuge 2

Cozy lake house retreat, able to sleep up to 5. Walking distance to the lake that includes boat ramp, fishing dock, swimming area and parking. Large deck great for entertaining, recently added concrete driveway and side walk. New gazebo on front deck for those lazy days of relaxing along with taking in nature and the lake life pace. BBQ grill and fire pit. Surrounding area with restaurants and shopping. Only 27 miles away is Canton Trade Days. ****Please note: NO PET policy. No Service Animals*

Top guest favorite
A serene lake scene is captured with a vibrant rainbow arching across the sky. Lush trees with autumn foliage line the shore, adding warm colors to the landscape. A wooden dock extends over the water, accompanied by several blue kayaks resting nearby.
Home in Athens
5 out of 5 average rating, 211 reviews

Mini Metal Moonshine Mansion

If you've ever wanted to experience living in a tiny home while fishing from the backyard come stay here! The second bedroom is a beautiful loft in this 6 year old 900 sq ft lakefront retreat. Cute Athens is only 5 miles away, and Canton's First Monday is 30 miles away. After a fun day of fishing, kayaking, SUP races, swimming in the lake, pedal boating, feeding the ducks, cornhole, or frisbee throwing enjoy a gorgeous east TX sunset with your favorite beverage and then a fire with s'mores.

Guest favorite
A cozy fire pit area is surrounded by six white chairs with blue cushions, set on a grassy lawn. Potted flowers add a touch of color. The backdrop features serene waterfront views, with trees and kayaks visible in the distance against a sunset sky.
Home in Mabank
4.96 out of 5 average rating, 159 reviews

Lake Access | Kayaks | Private Yard | Firepit

Welcome to Sandy’s Lake Escape—where the view is endless, the pace is slow, and each day begins and ends with a peace that stays with you long after you leave. This isn’t a resort or a cookie-cutter rental—it’s a warm, one-of-a-kind home with open water views from nearly every room. Designed for guests who crave true lake life, the home features a private backyard with panoramic views, gentle breezes off the water, and the kind of quiet that makes you wonder why you didn’t do this sooner.

Top guest favorite
The exterior of a rustic cabin is highlighted by warm lighting, showcasing a welcoming porch adorned with hanging ferns. Stairs lead to the entrance, surrounded by a grassy area and trees, creating a serene atmosphere as twilight settles.
Cabin in Athens
4.99 out of 5 average rating, 147 reviews

The Firefly Guesthouse- Quiet Lakeside Retreat

A unique cabin in the woods, just 20 minutes from Canton First Monday. Our lakeside guesthouse is a wonderful respite tucked away from the hustle of the city. Charming surroundings for an unforgettable girls retreat, or leave the husband here to fish while you shop! Sleep in a silo or on the screened sleeping porch as the coyotes howl. Meet our goat, Punkin, or visit the veggie garden. You'll enjoy serene views, and starry skies! We highly recommend unplugged weekends at The Firefly!

Guest favorite
A serene lakeside view displays a manicured lawn leading to the water's edge, with two boat docks visible. A circular seating area is arranged among the trees, and a pool features nearby. The sky above is clear, enhancing the peaceful atmosphere of the setting.
Home in Kemp
4.92 out of 5 average rating, 288 reviews

Lake House w/ Pool, Fire Pit and Boat Dock

A place that is great for everyone. 3 bedroom 2 bath that sleeps 9 comfortably. Life can be busy, but at the lake house everyone comes together. These are the memories that will last a lifetime, and the stories that will be told and laughed about for decades. Enjoy campfires, S'mores, fishing and swimming on the lake, game night, sun rises, and so much more. With access to 150 ft of water frontage, two boat ports, a pool, high speed internet and a fire pit, the possibilities are endless.

Guest favorite
Home in Mabank
4.95 out of 5 average rating, 109 reviews

Lakefront House with Party Dock and Huge Porch!

Come stay with us at Cedar Creek Lake! We have the perfect house for a small family trip, couples weekend, girls/ guys weekend, or even a fishing trip. Our slice of paradise includes 2 bedrooms, 3 beds, and 2 full bathrooms. We have an air mattress or two as well as the couch for those larger groups. Hands down the best part of this house is the large wide open deck on the back porch as well as the party dock! Head up there in the evening with a cool drink to check out gorgeous sunset.

Guest favorite
A collage of images depicts the waterfront setting of Buffalo Inn. Soft lighting hangs overhead, illuminating the staircase leading to the water. Adjoining decks with colorful chairs offer views of the serene lake, while a cozy interior showcases a dining area with blue accents and natural light from large windows.
Home in Mabank
4.95 out of 5 average rating, 148 reviews

4-2Waterfront/Fire-pit/Patio/Kayaks/Dock/Boat Ramp

Looking for a cozy waterfront home on Cedar Creek Lake for the family? This 4/2 Waterfront with Deck Dock is the perfect layout for multiple families. We’re just 1 hour from downtown Dallas. Buffalo Inn is surrounded by mature trees, on an open protected cove right off the main body of the lake. (Best tubing, skiing water run on the lake) You’ll have access to games,2kayaks with 130Lb weight limits, hammock, floats, water toys, fishing gear, gas grill, wood fire pit, corn hole more!

Guest favorite
The deck is seen stretching towards the waterfront, framed by tall trees with leaves in warm autumn hues. A tranquil view of the lake is visible in the background, creating a serene natural setting.
Home in Enchanted Oaks
4.97 out of 5 average rating, 185 reviews

Lakefront House Enchanted Cove-Kayaks

Come enjoy our multi-level waterfront house on Cedar Creek Lake - a quiet retreat or family fun. Sit on the back porch & watch the sunrise or watch the kids swim, fish & kayak. 3 bedrooms & 1 bunk room; a cozy living room of windows overlooks the lake; separate TV room watching or games; dining room; large kitchen & breakfast nook. Bunk room has plenty of space for kids to play while adults visit in the living room. Kayaks, paddleboard, canoe, and fishing gear for guests.

Top guest favorite
A wooden cabin rests by the edge of a serene pond, surrounded by tall trees. A small deck extends over the water, furnished with a couple of chairs. Cloudy skies create a calming backdrop, reflecting softly on the tranquil surface.
Cabin in Eustace
4.95 out of 5 average rating, 345 reviews

The Bluegill Aframe cabin at Bluegill Lake Cabins

Charming waterfront A-frame style cabin with private pier, hot tub, fire pit, and charcoal grill. Enjoy a full kitchen, king bed on main floor, and has a cozy loft with two twin beds. Step outside for fishing, boating or relaxing by the lake. Unwind in the hot tub under the stars or around the fire pit for s'mores and stories. This peaceful, scenic retreat is perfect for couples or families looking to escape and enjoy nature in comfort-your ideal lakefront getaway awaits!

Top guest favorite
The front porch features two sets of white steps leading up to a spacious area with seating arrangements. Black metal chairs and a small table are visible, surrounded by greenery and framed by large windows that allow natural light into the house.
Cottage in Gun Barrel City
4.96 out of 5 average rating, 285 reviews

COPilot’s Landing-Lakefront home @Cedar Creek Lake

Cute, lake front cottage-like house will be perfect for your weekend getaways or week long vacations! Two bed /2 bath home is lakefront with beautiful views of the rising sun. The porch is the perfect place to enjoy a cup of coffee in the morning, an adult beverage in the afternoon, followed by a glass of wine at sunset. It’s perfectly situated 3 minutes from Gun Barrel City where you can access Walmart, entertainment or shopping & light-years away from big town worries!

Top guest favorite
A spacious dock extends over the calm water, featuring two blue lounge chairs beneath a large umbrella. Lush trees line the waterfront, with houses visible on the opposite shore, all under a bright blue sky with scattered clouds.
Home in Tool
5 out of 5 average rating, 110 reviews

Waterfront Lakehouse | Free Kayaks | Fishing & Fun

Escape to relaxing lakefront for peace & quiet! 2 bdrms, 2 baths + loft offer a serene retreat for 6 (max 8). High-speed internet for remote work. Complimentary kayaks for lake exploration. Sip coffee on the deck, savor s'mores by the firepit, or unwind on the dock. Bring your fishing rods for added joy! 2-night min. No pets. Liability Waiver for peace of mind. Immerse yourself in the calm of lakeside living, where every moment is a cherished memory waiting to be made.

Guest favorite
Adirondack chairs are positioned on a concrete patio, facing a scenic view of the lake during sunset. The sky is painted with warm hues, and silhouettes of nearby gazebos and dock structures can be seen, enhancing the serene lakeside atmosphere.
Tiny home in Kerens
4.95 out of 5 average rating, 100 reviews

Spacious Tiny House on Open Water Lot 61

The lake life you’ve been dreaming of awaits at this Richland Chamber vacation rental! Located in Peninsula Point RV/Tiny House Luxury Resort. This waterfront getaway offers unbeatable access to all that the Lake has to offer. For limitless lake fun, bring your boat or just come hangout on the lily pad provided for your enjoyment. Whatever the adventure, look forward to ending each day unwinding in the TINY home-away-from-home! EV Friendly upon request.

Popular amenities for Payne Springs lake access rentals

When is the best time to visit Payne Springs?

MonthJanFebMarAprMayJunJulAugSepOctNovDec
Avg. priceG$40,987 GYDG$40,778 GYDG$47,051 GYDG$48,306 GYDG$62,526 GYDG$61,690 GYDG$64,408 GYDG$58,762 GYDG$42,451 GYDG$44,124 GYDG$44,542 GYDG$43,496 GYD
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Quick stats about vacation rentals with lake access in Payne Springs

  • Total vacation rentals

    Explore 60 vacation rentals in Payne Springs

  • Nightly prices starting at

    Payne Springs vacation rentals start at G$16,729 GYD per night before taxes and fees

  • Verified guest reviews

    Over 2,870 verified reviews to help you choose

  • Family-friendly vacation rentals

    60 properties offer extra space & kid-friendly amenities

  • Pet-friendly vacation rentals

    Find 30 rentals that welcome pets

  • Rentals with dedicated workspaces

    30 properties have a dedicated workspace

  • Wi-Fi availability

    60 of Payne Springs vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Payne Springs rentals

  • 4.9 Average rating

    Payne Springs stays are highly rated by guests—averaging 4.9 out of 5!